All About Mortgage, Paola Fassina NMLS 865366

08/18/2026

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of future homebuilding, rose 5%.

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of future homebuilding, rose 5%.

02/12/2025

¡Comprar tu primera casa 🏡 es un gran paso! Para que el proceso sea más fácil y estés listo para solicitar una hipoteca, aquí te dejo 5 estrategias clave:
1. Cuida tu puntaje de crédito 📊
* Paga a tiempo y mantén tus tarjetas por debajo del 30% de su límite.
* Revisa tu reporte de crédito y corrige cualquier error.
2. Ahorra para el pago inicial y gastos de cierre 💰
* Empieza a ahorrar para el pago inicial (¡al menos un 3-20% del precio de la casa!) y los gastos de cierre (2-5%).
3. Reduce tus deudas y controla tus gastos 📉
* Paga deudas de alto interés y evita contraer nuevas. Usa un presupuesto para ahorrar.
4. Ten estabilidad laboral 💼
* Mantén un empleo estable y asegúrate de tener tus ingresos documentados.
5. Infórmate sobre las opciones de hipoteca 🏡
* Investiga sobre hipotecas fijas, ajustables y programas gubernamentales (FHA, VA).
¡Con estas prácticas, estarás más cerca de tener tu hogar soñado!



Paola Fassina
Mortgage Broker
ALL ABOUT MORTGAGE LLC
NMLS ID 2561111

WWW. Allaboutmortgage.net
📧 [email protected]
☎️ 786-210-1027

6919 SW 18th St, suite 200, Off 230 Boca Raton Florida, 33433

01/17/2025

🏡 Looking to buy a fixer-upper? A 203k FHA Renovation Loan could be the solution! 💡

🔨 **Standard Option** – For major renovations.
🔧 **Limited Option** – For projects up to **$75K**.

Turn a house into your dream home with just one loan. It’s easier than you think! ✨

DM us for any questions on how to qualify or apply for this type of loan. We're here to help!

🏡 ¿Estás buscando una casa para renovar? ¡Un préstamo 203k FHA podría ser la clave! 💡

🔨 **Opción Standard** – Para renovaciones mayores.
🔧 **Opción Limitada** – Para proyectos de hasta **$75K**.

Transforma una propiedad en tu hogar ideal con un solo préstamo. ¡Es más fácil de lo que piensas! ✨

Escríbenos para cualquier consulta sobre cómo adquirir o calificar para este tipo de préstamo. ¡Estamos aquí para ayudarte!

Paola Fassina
Mortgage Broker
ALL ABOUT MORTGAGE LLC
NMLS ID 2561111

WWW. Allaboutmortgage.net
📧 [email protected]
☎️ 786-210-1027

6919 SW 18th St, suite 200, Off 230 Boca Raton Florida, 33433

01/13/2025

Get 💰$10,000 in Down Payment Assistance Available Statewide! Don't Miss Out!

Hello Dear!💫

We are excited to share an excellent opportunity for first time homebuyers 🏡in Florida. We currently offer the Down Payment Assistance - Bond Program, available across the entire state.
These programs provide homebuyers with 💫 $10,000 ✨for down payment or closing costs, which can significantly ease the process of purchasing a home.

It’s important to note that buyers must meet certain income limits, which vary depending on the county and the number of people in the household. Here is an example of the income limits based on household size (these values are approximate and may vary by county):

Broward County- 1-2 people 👤👤: $114,538
Broward County- 3 + people 👤👤👤: $131,719

Dade County- 1-2 people 👤👤: $113,500
Dade County- 3 + people 👤👤👤: $130,525

For more details on the specific income limits for each county, please feel free to reach out. We are here to help you to take advantage of this valuable assistance.
Thank you for your time, and don’t hesitate to contact us with any questions!

Paola Fassina
Mortgage Broker
NMLS 865366 | (786) 210-1027 | Allaboutmortgage.net
[email protected]

01/08/2025

**Why You Might Want to Keep Unused Credit Cards Open** 💳
When it comes to managing your credit, you may have wondered whether it’s better to keep unused credit cards open or close them. While it might seem tempting to close accounts you’re not using, leaving them open can actually benefit your credit score in a couple of key ways.

1. **Credit Utilization** 📊
One of the most important factors in your credit score is your credit utilization rate, which is the amount of credit you’re using compared to your total available credit. By keeping an unused credit card open, you’re increasing your total available credit, which can lower your overall utilization ratio, helping to improve your score.

2. **Length of Credit History** 🕰️
Another factor that impacts your credit score is the length of your credit history. The longer you’ve had a credit account, the more favorable it is for your score. Closing an old, unused card can shorten your credit history and potentially hurt your score, especially if that card is one of your oldest accounts.

Before making any decisions, it’s important to consider your specific financial situation. But in many cases, leaving that unused card open can be a simple way to keep your credit score on the rise! 📈

Paola Fassina
Mortgage Broker
ALL ABOUT MORTGAGE LLC
NMLS ID 2561111

WWW. Allaboutmortgage.net
📧 [email protected]
☎️ 786-210-1027

6919 SW 18th St, suite 200, Off 230 Boca Raton Florida, 33433