Bailey Howes Insurance

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Bailey Howes Insurance Enjoy peace of mind knowing your family, business and assets are protected. Our team members are her *Coverage cannot be bound via social media.

To make changes to your policy, you must talk to an agent. *

Howes Insurance Group's consultative process and on-demand interactions protects and preserves the financial wealth of our client family, giving them one less thing to worry about.

“I didn’t think a home insurance claim could go this smoothly.”It’s probably not what you expect to hear after seven mon...
10/15/2026

“I didn’t think a home insurance claim could go this smoothly.”

It’s probably not what you expect to hear after seven months of repairs to your home.

But for one of our longtime clients, that was her experience following a significant ice dam claim.

Her story offers a real-world look at how high-value home insurance can differ when it comes to property valuation, claims support, and coverage designed for higher-value homes.

Read her experience and what it can teach homeowners about choosing high-value home insurance: https://bit.ly/3TSSDiZ.

10/13/2026

Managing a modern estate requires protecting physical and digital assets.

Cloud storage, virtual administration, and online communication make generational planning more efficient, but they also create new types of risk.

Private family data becomes exposed to various cyber threats that standard insurance policies are not designed to handle.

Building a holistic cyber strategy can help address these complex risks by providing dedicated crisis management, financial reimbursement, and system restoration after a covered cyberattack or data breach occurs.

At Bailey Howes, we work with families to integrate specialized cyber protection into their broader estate plan.

10/08/2026

As young adults begin to build their own lives, family insurance strategies need to start shifting.

Keeping an adult child on your auto insurance after they move out or buy their own vehicle can create unique risks and unexpected coverage gaps.

Factors such as vehicle registration, permanent residence, and liability limits all dictate when a child should transition to their own insurance plan.

Structuring independent policies at the right moment ensures you remain protected while setting your children up with proper coverage of their own.

Bailey Howes helps families navigate these life transitions so your risk management strategy adapts seamlessly as your household evolves.

Managing risk is about staying ahead of the season, not reacting to it.From coastal storms to heavy inland rainfall, lat...
10/06/2026

Managing risk is about staying ahead of the season, not reacting to it.

From coastal storms to heavy inland rainfall, late autumn weather brings heightened risks to primary and secondary residences alike.

Because many flood insurance policies have a waiting period of 30 days before coverage officially begins, securing protection cannot be treated as a last-minute transaction. It requires proactive planning.

Our team can help you design an insurance strategy that fits within your family's broader wealth management plan.

To learn more about evaluating your flood risk, click here: https://bit.ly/4cVvKlI.

Bailey Howes is honored to partner with the Concord Carlisle Foundation, an organization that shares our commitment to t...
10/01/2026

Bailey Howes is honored to partner with the Concord Carlisle Foundation, an organization that shares our commitment to thoughtful, long-term investment in the places we call home.

To read more about the foundation and how it makes a meaningful impact in our local community, please click here: https://bit.ly/3UNu5rO.

Protecting custom-built spaces requires an insurance strategy tailored to match your investment.Standard insurance polic...
09/29/2026

Protecting custom-built spaces requires an insurance strategy tailored to match your investment.

Standard insurance policies rarely account for the full value of a private home gym. From high-end equipment to specialized flooring, these spaces face distinct exposures below ground, including pipe bursts, sump pump backups, and external flooding risks.

Bailey Howes helps design tailored insurance solutions that extend to your basement and every space in between.

Serving on a board is a mark of honor, but it also creates distinct exposures for your broader wealth management strateg...
09/24/2026

Serving on a board is a mark of honor, but it also creates distinct exposures for your broader wealth management strategy.

Standard personal policies aren't designed to address the specific liability risks of a board member, while corporate-level coverage can see its limits quickly depleted during complex claims.

Directors & Officers (D&O) Liability Insurance helps bridge these gaps, protecting your personal assets and preserving your legacy, regardless of your organizational commitments.

At Bailey Howes, we work alongside executives, trustees, and business leaders to identify and resolve hidden exposures across every board on which they serve.

A good day for golf—and an even better reason to get out on the course.Last week, Greg Howes and Kristin Bailey took par...
09/23/2026

A good day for golf—and an even better reason to get out on the course.

Last week, Greg Howes and Kristin Bailey took part in the Friends of Emerson Health’s 27th annual golf tournament at Charter Oak Country Club. Greg played with Eastern Bank, while Kristin joined Cody Health Ventures, one of the event’s major sponsors.

Great weather, great company, and a great day supporting the work of Emerson Health. Not a bad way to spend a Thursday!

Standard homeowners insurance often falls short when addressing the unique needs of a secondary residence.There may be e...
09/22/2026

Standard homeowners insurance often falls short when addressing the unique needs of a secondary residence.

There may be extended periods in between visits.

There may be special or high-risk features that require tailored protection.

There may be location-specific exposures and weather patterns that create coverage gaps.

Our insurance professionals can help you proactively manage these risks and structure a policy that reflects how and when you use your second home.

09/17/2026

As your antique and classic car allocation grows, having an individual policy for each vehicle becomes unsustainable.

Coverage begins to overlap.

Valuation gaps start to appear.

Instead, your insurance strategy must evolve alongside your collection.

Bailey Howes works with private collectors to design a unified strategy for managing their full asset portfolio.

Address

2250 Main Street Suite 100
Concord, MA
01742

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+19783690677

Website

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