Innovo Benefits Group

11/18/2025

Innovo Benefits Group President Eric Gulko recently joined the Boston Business Journal podcast to discuss what’s driving rising employer health care costs and what to expect heading into 2026.

He covers:

🔹 The evolving landscape of GLP-1 coverage
🔹 Emerging benefits strategies shaping 2026
🔹 How Innovo’s independence supports better client outcomes
🔹 Practical ways smaller employers can control rising premiums

As a follow-up, Eric also authored a BBJ column outlining the top benefits issues to watch in 2026, including transparency enforcement, PBM reform, specialty pharmacy trends, mental health parity, and smarter funding and care strategies.

Visit our blog to listen to the podcast and read the full article.

www.innovobenefits.com/innovo-president-eric-gulko-featured-in-boston-biz-journal-looking-ahead-to-employee-benefits-in-2026-and-beyond/

Eric Gulko joined the Boston Business Journal podcast to discuss the factors driving increased health care and insurance costs.

11/06/2025

Innovo Benefits Group today announced it has acquired the employee benefits practice led by Eric Bertz, CRPC. The move expands Innovo’s client portfolio and reinforces its commitment to truly impartial, client-first guidance. As part of the transition, Bertz will remain with Innovo as a dedicated consultant to support a seamless client experience through the transition.

Learn More:

Innovo Benefits Group announced it has acquired the employee benefits practice led by Eric Bertz, CRPC — expanding Innovo’s client portfolio.

10/20/2025

Innovo Benefits Group joins United Benefit Advisors (UBA), a national alliance of independent employee benefits firms.

This strategic partnership enhances our ability to deliver greater access, more control, and continued innovation in employee benefits —while preserving the personalized service and independence our clients rely on.

As a member-owned organization, UBA gives Innovo a seat at the table in shaping the tools, partnerships, and strategies we offer—bringing our clients broader choices, deeper insights, and faster, more effective solutions.

Learn more about what this means for our clients at www.innovobenefits.com/innovo-benefits-group-launches-new-partnership-with-united-benefit-advisors

09/04/2025

Rising health insurance renewal costs are putting pressure on employers year after year. For some organizations, an Individual Coverage Health Reimbursement Arrangement (ICHRA) could be a sustainable alternative to traditional group health plans.

With ICHRAs, employers can set predictable budgets while giving employees the flexibility to choose the coverage that works best for them. In our latest blog, we break down what ICHRAs are, who they work best for, and the key pitfalls to be aware of before making the switch.

Read more: www.innovobenefits.com/ichra-the-new-health-plan-solution-for-employers-pros-cons-and-key-considerations/

08/15/2025

Introducing Innovo Insights, your go-to resource center for navigating the complexities of HR and employee benefits. This resource center now features recorded webinars, making it easier than ever to access expert guidance.

Learn more about the latest developments in industry topics such as “Navigating Leave of Absence Laws,” “Pay Transparency in 2025,” and “Federal and State Benefits Watch 2025.” These sessions are packed with compliance insights, benefits strategy tips, and best practices to help leaders like you stay informed and ahead of the curve.

Explore our webinar library here: www.innovobenefits.com/webinar-recordings

06/10/2025

The decision to terminate an employee is always challenging—and often uncomfortable. But approaching the process with care, and a clear understanding of compliance requirements, can help you avoid costly disputes and protect your organization’s reputation.

In our latest post, we outline key steps to take—and common pitfalls to avoid—to ensure your termination process remains compliant with state and federal laws.

Read more at: www.innovobenefits.com/employee-terminations-steps-to-remain-compliant-and-avoid-pitfalls/

03/24/2025

We are incredibly proud that through our support of Amani Children's Home, we helped reach over 400 vulnerable children in Tanzania. This is Innovo’s second year funding Amani’s Child Counseling and Well-Being Program, which helps children receive essential support to process trauma, build self-esteem, and learn vital life skills.

This partnership is fueled by Innovo’s commitment to donating carrier bonuses to impactful charities. We believe in building a brighter future. Learn more about our partnership with Amani Centre for Street Children (Amani Kids) and how you can donate to help Amani reduce the number of children living in abusive situations and working on the streets in Tanzania by providing a nurturing environment for them to heal, learn, and grow, with the ultimate goal of reintegrating them back into their communities.

https://www.innovobenefits.com/innovos-support-of-amani-kids-improved-outcomes-for-400-vulnerable-tanzanian-children-in-2024/

03/13/2025

💰 FSA vs. HSA: Which One is Right for You?

Navigating healthcare expenses can be challenging. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) both offer tax advantages, but they serve different needs.

✅ FSAs: Great for predictable expenses but require spending by year-end.
✅ HSAs: Ideal for long-term savings with rollover benefits.

Which option aligns with your healthcare goals? Learn more in our latest blog:

Read More: www.innovobenefits.com/healthcare-fsas-vs-health-savings-accounts-which-is-right-for-you

03/04/2025

📅 FREE WEBINAR: "Leave It To Us! Navigating Leave of Absence Laws"
Wednesday, March 26 at noon.

Is your organization struggling with leave law compliance? Join our expert HR consultants for a comprehensive breakdown of federal and state regulations, including FMLA, ADA, and new multi-state paid family leave laws.

You'll learn:
✅ How to navigate complex leave regulations across multiple states
✅ Essential information about supplementary benefits like short-term disability
✅ Common leave management pitfalls to avoid
✅ Best practices for creating compliant yet culturally-aligned leave policies

Featured speakers: Elissa Hille, Allyson Hay, and Tasha Wilder – bringing over 70 years of combined HR and benefits experience!

Perfect for HR professionals and business leaders. Register now: https://loom.ly/ch4RVyk

02/18/2025

🚨 Attention employers: If you're subject to Affordable Care Act (ACA) reporting, don’t forget—electronic filings are due to the IRS by March 31 (or February 28 if filing by paper). ✅

Need guidance? We're here to help! Contact us today: https://www.innovobenefits.com/contact/

02/14/2025

Our offices will be closed on Monday, February 17th, in observance of Presidents Day, and will resume normal operations on Tuesday, February 18th. Thank you for your understanding and have a wonderful holiday. 🇺🇸

02/04/2025

📣 Attention Employers:

As a friendly reminder, the deadline for Medicare Part D disclosures for calendar year plans is swiftly approaching on March 1st. If your employer-sponsored group health plan includes prescription drug coverage for individuals eligible for Medicare Part D, you must submit a disclosure notice to CMS annually reporting whether the coverage provided is deemed creditable or non-creditable.

💡 Learn more about Medicare Part D Disclosures and how you can remain compliant: https://loom.ly/cIIEQTU