Insurance Geek

08/07/2026

5-year MYGA at 6.25% and 3-year at 5.85% are examples from our latest comparison — but the leader shifts by term and deposit size. Full tables + what moved since the last update:

Compare top MYGA guaranteed rates by term, carrier, and minimum premium band. August 2026 rate comparison from carrier rate sheets verified on our live quoting platform.

07/21/2026

⚠️ One year can make a big difference.

Most people think they'll "get around to" buying life insurance next year.

The problem? Your health doesn't wait.

A single diagnosis—even something common like high blood pressure or diabetes—can increase your premium or reduce your options.

Buying while you're healthy gives you the most choices and often the lowest rates.

Have questions about your options? Drop them below.

07/09/2026

Buy Life Insurance While You're Healthy.

You can choose when to apply. You can't choose when your health changes.

07/08/2026

Most people think the answer is either "always term" or "always whole life."

It's not that simple.

The right policy depends on why you're buying life insurance in the first place.

Which one do you think fits your situation?

06/28/2024

Discover why an IUL outshines a 401k in control, flexibility, and tax efficiency. 🌟 Secure your future smartly! Want a personalized analysis?

Follow us for more tips! 🚀📈

10/07/2021

Congratulations to Shelby Lopez our 2021 Insurance Geek - Still Living Scholarship Winner

See her story here. https://youtube.com/watch?v=jPqMctmf4Fo

2021 Insurance Geek Still Living Scholarship Winner Shelby Lopez attending the University of Georgia

06/03/2021

Getting life insurance if you have pre-existing conditions can seem like a puzzle. So we wrote this guide to help you understand how to get covered and what to look out for.

06/02/2021

See who made our list of Best life insurance companies in 2020. See top term life, whole life, universal life, no exam & best-rated companies in the USA.

04/07/2021

Life insurance companies test for drugs during the medical exam through blood and urine specimens. See what drugs they test for here. And how to pass.

03/08/2021

Looking for the best home insurance companies? See our best carrier list and tips on buying a homeowners insurance policy!