Cheryl Evans, Financial Advisor

10/02/2026

October is Breast Cancer Awareness Month.

We take this time to honor the strength of those who have faced a diagnosis, support those currently going through it, and recognize the families and communities who stand beside them.

Awareness matters. Support matters. Presence matters.

We stand with you.

10/02/2026

The party came in for ale and left with six possible quests. Classic.
A missing heirloom. A suspicious cave. A merchant who needs escorting. A rumor about treasure in the old ruins. And, somehow, a deeply urgent goat situation.
The party cannot chase every quest at once.
Money goals can feel like that, too.
Saving more, paying down debt, buying a home, helping family, traveling, changing careers, preparing for the future—and all of it matters.
But not every goal gets main quest energy at the same time.
Sometimes the smartest move is deciding what deserves focus now, what can wait, and what is just a very distracting goat.
What are you picking from the board: main quest, side quest, or “fine, we’ll check on the goats”?

09/30/2026

Prepare beneficiaries with a simple conversation: key documents, contacts, timelines, responsibilities, and updated designations to reduce stress later.

09/30/2026

Before any tabletop role-playing campaign starts, there is Session Zero.

That is where the table talks through the characters, backstories, tone, boundaries, and the kind of story everyone is actually trying to build together.

The same idea can make financial conversations more useful.

Before getting into numbers, accounts, deadlines, or decisions, it helps to start with context.

🧙 Who is part of the story?
📖 What shaped the backstory?
🗺️ What kind of future are we building toward?
🎭 What tone fits this season of life?
✋ What limits need to be respected?
🤝 How do we work together when things get complicated?

A good Session Zero does not solve the whole campaign in one sitting.

It helps everyone understand the quest before making the next move.

What is your Session Zero priority: backstory, boundaries, goals, or party dynamics?

09/29/2026

The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?

Building wealth requires protection from the forces of wealth destruction.

09/28/2026

The other day, I got an email from “Microsoft” saying my account had “suspicious activity” and that I needed to log in immediately to secure it. My heart jumped for a second—until I noticed something was off. The email address looked weird, and the link they wanted me to click didn’t go to Microsoft’s actual site. (I didn't click on the link, I could tell from the address).

Scammers are getting really good at making emails look legit. Some of the most impersonated brands in phishing scams right now are:

🔹 Microsoft & Google – Fake login alerts that steal your password
🔹 Apple & PayPal – "Your account is locked" scams
🔹 Amazon & Banks – Phony order confirmations and fake security warnings

Rule of thumb: If you get an unexpected email like this, don’t click anything. Go to the company’s website directly and check for issues there.

09/25/2026

When your plan feels manageable and easy to understand, you’re more likely to stick with it through every season of life.

Simplicity builds consistency, and consistency is what turns good intentions into long-term success.

09/23/2026

1 in 10 older adults is on the receiving end of some form of financial exploitation. As many as 72 percent of such cases involve someone the individual knows. Sadly, over 87 percent of those cases are estimated to go unreported.

09/22/2026

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.

09/21/2026

New Medicaid work requirements are expected to affect millions of Americans in the coming years, particularly adults between ages 50 and 64.

Beginning in 2027, individuals in 42 states and Washington, D.C., may need to complete at least 80 hours per month of qualifying activities — such as employment, volunteering, or schooling — in order to maintain coverage.

The Congressional Budget Office estimates that at least 5 million people could lose Medicaid coverage over the next decade as a result of the changes. Researchers note that many in this age group serve as caregivers or face health challenges that may limit traditional employment, which could make compliance more complex.

For households approaching Medicare eligibility, shifts in coverage requirements may have broader implications for healthcare access and financial stability.


Source:

Republicans have said new Medicaid work rules are aimed at unemployed young people who should have jobs. Policy researchers say the rules are more likely to disrupt coverage for middle-aged adults.