Cheryl Evans, Financial Advisor

06/02/2026

06/01/2026

Love, identity, and authenticity deserve to be celebrated—today and every day. 🌈

This Pride Month, we recognize and honor the LGBTQ+ community for the strength, courage, and joy they bring to every space they’re part of.

05/29/2026

New research shows a shift in how income is distributed across U.S. households.

About 31% of households are now considered upper middle class, making it the largest income group in the country — a significant increase compared to past decades.

This change reflects long-term income growth as more households move into higher-earning brackets. Factors such as dual-income households and increased workforce participation have contributed to this trend.

At the same time, the share of households in traditional middle-income ranges has declined, largely because many have moved into higher categories.

Even with these shifts, perceptions of financial well-being can vary. Rising costs in housing, education, and healthcare continue to shape how households experience economic progress.


Source:

America's middle class is shrinking, but not because people are getting poorer. Instead, more households are climbing the ladder, new research suggests.

05/29/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Which row did you land on—and did it surprise you?

05/26/2026

In investing, emotions often play a significant role in decision-making. Emotional Bias, akin to a love language, can subtly guide investors through the highs and lows of the financial market. Understanding the impact of emotional...

05/26/2026

Considering alternative investments? It’s critical to sort through the complexity.

With alternative investments, it’s critical to sort through the complexity.

05/25/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

05/22/2026

This is a hypothetical example and is not representative of any specific investment or combination of investments. Illustration assumes Early Investor contributes $10,000 annually to a tax-deferred retirement account for ten years, while Late Investor contributes $10,000 annually for thirty years. Both accounts earn a hypothetical 6 percent annual rate of return. Consider your ability to make contributions over time before committing to a long-term strategy.

The early investor put in $100,000.
The late investor put in $300,000.

They ended up with nearly the same amount.

Let that sink in.

Starting early didn't just save money—it saved $200,000 in contributions. Same destination, a third of the effort. That's not a financial trick. That's time doing what money alone never can.

If you've been waiting for the "right time" to start investing, this chart may be worth your consideration. Save this post and share it with someone who needs to see it.

05/20/2026

When gas prices rise, small changes in driving habits can make a noticeable difference in fuel use.

Experts suggest that driving at steady speeds around 65 mph and avoiding rapid acceleration or braking can help improve efficiency. Using cruise control on highways may also reduce fuel consumption.

Other adjustments can add up over time, including limiting idling, reducing extra weight in your vehicle, and keeping tires properly inflated.

Combining trips, carpooling when possible, and planning routes more efficiently may also help reduce overall fuel use.

While these changes may seem minor, they can help drivers get more out of each tank—especially during periods of higher fuel costs. 🚗


Source:

When gas prices go up, it adds to drivers' pain at the pump. But experts say consumers can do something to stretch their fuel just a little farther — change the way they drive.