Joseph Marmo - Sr. Mortgage Loan Officer, NMLS# 574644

Joseph Marmo - Sr. Mortgage Loan Officer, NMLS# 574644 Mortgage Banker at First Merchants Bank with over 20 years of experience helping families buy, build and refinance their homes.

Not every lender experience is the same.If you start the process and feel unsure or disappointed, it’s okay to pause, as...
06/02/2026

Not every lender experience is the same.

If you start the process and feel unsure or disappointed, it’s okay to pause, ask questions, and explore another path.

The right lender makes all the difference.

Reach out if you’d like me to take a look at your situation.
https://myoc.io/cMSQrtB4ub6

Quick reminder that I can help you, your family, and friends – anywhere in the country 😊Happy to talk through options or...
05/28/2026

Quick reminder that I can help you, your family, and friends – anywhere in the country 😊

Happy to talk through options or answer questions.
https://myoc.io/cMSQrtB4ub6

This time of year is great for doing home maintenance, starting a renovation project, or adding a fresh coat of paint. F...
05/26/2026

This time of year is great for doing home maintenance, starting a renovation project, or adding a fresh coat of paint. First Merchants has a HELOC Special to help you finance it!

If you have a project you’re thinking about, I’d love to tell you more about how our HELOC offer can help you get started.

Don’t go just anywhere for your mortgage. Your lender plays a huge role in how smooth or stressful the process feels. We...
05/21/2026

Don’t go just anywhere for your mortgage. Your lender plays a huge role in how smooth or stressful the process feels. We have a strong reputation with our customers and local real estate professionals for being reliable, having competitive rates and programs, and closing on time.

If you or someone you know need help with buying a home or refinancing, I’m here to help. Send me a message.

Start with your monthly payment comfort zone.Maybe it’s what you pay in rent now, or maybe you’re comfortable paying a l...
05/19/2026

Start with your monthly payment comfort zone.

Maybe it’s what you pay in rent now, or maybe you’re comfortable paying a little more. Once you have that number, we can narrow in on home prices that will keep your payments within budget.

Reach out any time to schedule a free planning call.
https://myoc.io/cMSQrtB4ub6

Down payment assistance at work.In the first quarter of 2026, First Merchants helped 118 homebuyers access $904k in assi...
05/14/2026

Down payment assistance at work.

In the first quarter of 2026, First Merchants helped 118 homebuyers access $904k in assistance.

If you’re planning to buy and want to understand what programs may be available, let’s talk.
https://myoc.io/cMSQrtB4ub6

Construction financing works best when the lender understands the build process. Our single‑close construction loan offe...
05/12/2026

Construction financing works best when the lender understands the build process. Our single‑close construction loan offers a smooth transition to permanent financing after project completion. Backed by real construction experience, including our program manager who is a licensed residential builder, our team helps keep communication clear and projects on track.

Message me if you ever want to talk about your options for building a home.
https://myoc.io/cMSQrtB4ub6

If you’re planning to buy your first home, here are some programs worth knowing about:➡️ Next Horizon Loans – An exclusi...
05/07/2026

If you’re planning to buy your first home, here are some programs worth knowing about:

➡️ Next Horizon Loans – An exclusive First Merchants program with 0% down payment options, no PMI, and non-traditional credit history accepted.

➡️ FHA Loans – Popular with first-time buyers due to lower down payment requirements and more flexible credit guidelines.

➡️ Down Payment Assistance & Grants – Programs that may help cover part (or all!) of your down payment or closing costs, depending on eligibility.

I’m happy to help you understand what you qualify for and build a plan that fits your budget. Message me to schedule a free homebuyer consultation.
https://myoc.io/cMSQrtB4ub6

If homeownership feels out of reach because of savings, down payment assistance may be something worth learning more abo...
05/05/2026

If homeownership feels out of reach because of savings, down payment assistance may be something worth learning more about.

Message me if you want to explore what options might be available to you.
https://myoc.io/cMSQrtB4ub6

There’s more than one way to pay for home renovations. We offer:✔️ Home Equity Loans✔️ Home Equity Lines of Credit (HELO...
04/23/2026

There’s more than one way to pay for home renovations. We offer:

✔️ Home Equity Loans

✔️ Home Equity Lines of Credit (HELOCs) – ask me about our Spring Special!

✔️ Home Improvement Loan – for minor repairs or updates

✔️ New Look Loan – for homeowners who may not qualify for a traditional loan

✔️ Construction Loans

Every home, and homeowner, is different. Let’s talk through your options.
https://myoc.io/cMSQrtB4ub6

Address

1349 Lane Avenue
Columbus, OH
43221

Telephone

+16143093992

Website

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