McFarlin Insurance Agency, LLP

11/05/2026

Knowing how to use AI is quickly becoming an expectation. Knowing how to think critically still comes first.

World CIO Michael Corrigan recently spoke with TechTarget about what AI fluency really means, how expectations for IT talent are changing and why the fundamentals still matter.

Read the full conversation: https://hubs.la/Q04D5RnF0

11/05/2026

💙 This National Family Caregivers Month, it’s worth remembering that caregiving doesn’t stop when the workday starts.

About 1 in 4 U.S. adults were family caregivers in 2025.

In the workplace, caregiving can take many forms, from helping an aging parent to supporting a spouse undergoing treatment or caring for a child with a disability.

For employers, creating a supportive workplace starts with recognizing that employees may be balancing responsibilities we don’t always see.

This month, we recognize those balancing work, family and care.

11/04/2026

Product liability coverage and product recall coverage aren’t the same thing.

That distinction can matter for cannabis businesses.

If product testing identifies a compliance issue, the consequences could extend beyond compliance: a recall, lost inventory and an interruption to normal operations.

Beyond product recalls, other potential coverage gaps also deserve a closer look.

In our latest article, Edson Twal breaks down six potential cannabis insurance coverage gaps business owners should have on their radar.

🔗 Read more: https://hubs.la/Q04CPB1z0

11/03/2026

🏗️Your construction project may look very different today than it did when it started. Has your coverage kept pace with those changes?

A quick mid-project check can help uncover changes that may otherwise be easy to miss:

✓ Have project values changed?
✓ Do Builders’ Risk limits still reflect current replacement costs?
✓ Have change orders or delays changed the project’s financial profile?
✓ Does the contract address weather delays and material price increases?
✓ Is everyone clear on how risk is allocated if conditions change?

Projects evolve. Your risk-management strategy should keep pace.

11/02/2026

What do California’s changing insurance market and flying cars have in common?

Both show how a changing risk landscape can create new questions, and why informed guidance matters.

Shannon Stamps, Western Division Leader at World Insurance Associates, recently weighed in on both.

For InsuranceNewsNet, she discussed why clients navigating California’s challenging insurance market need more than information. They need clear advice, context and help understanding their options.

For Moneywise.com, she looked ahead to a very different challenge: how insurance could respond when a vehicle can both drive and fly, and where coverage could fall between traditional auto and aviation policies.

Different risks. Same need for informed guidance.

🔗 https://hubs.la/Q04CtQj70

🔗 https://hubs.la/Q04CtPQR0

11/02/2026

🌧️ Heavy rain has a way of revealing small problems quickly.

For California landscape contractors, clogged drainage, vulnerable slopes, unstable trees or equipment stored in low-lying areas can become much bigger concerns when severe weather arrives.

Preparing now can help protect crews, equipment, job sites and clients’ properties.

Natalie Balyasny shares steps landscape contractors can take before the rain arrives: https://hubs.la/Q04CjR4Z0

11/01/2026

⏰ Turning back the clocks changes more than the time.

Earlier sunsets can change the conditions employees encounter while driving, working outdoors or walking through parking areas.

As Daylight Saving Time ends, it’s a good time for businesses to take another look at:

🚗 Driving and vehicle safety
💡 Exterior and parking-area lighting
🔦 Visibility for employees working outdoors
❄️ Vehicle preparedness as colder weather approaches

A simple seasonal safety review can help identify risks that may be easier to overlook as daylight hours change.

10/31/2026

🎃 Top Halloween Risks According to Our Experts:

1️⃣ Eating all the candy before the trick-or-treaters arrive
2️⃣ Forgetting to save yourself your favorite candy
3️⃣ Letting your dog wear the costume longer than you planned

We're not sure insurance can help with those... but we're happy to help with the rest.

🎃 Happy Halloween from World!

10/30/2026

✅ How confident are you in your employee benefits compliance strategy?

From ACA affordability requirements and required notices to COBRA administration and employee data security, there are several areas employers should keep on their radar.

In our latest article, Patricia Cimmino highlights key compliance areas employers should consider reviewing.

📖 Read the full article:

Consider this your ultimate checklist for employee benefits compliance to ensure your plan meets all federal, state, and local laws and regulations.

10/29/2026

Now that’s what we call a winning round. 💙

The trophies have been awarded, but the biggest win from this year’s World Invitational is the impact still to come.

Congratulations to our winning teams:

🥇 JR Fasy, CRC Group, and Chris Walling, World, will direct $20,000 to The Michael J. Fox Foundation for Parkinson's Research.

🥈 Dave McTernan, Norfolk & Dedham Group, and Frank Purdue, World, will direct $10,000 to Boys & Girls Clubs of Union County.

Great golf brought us together. Giving back makes the win mean even more.

05/19/2021

When hiring directors and officers for your board, you like to believe that your judge of character is enough to prevent trouble. You vet your employees carefully and hire them based on merit and experience. But, unfortunately, not everything can be anticipated. http://agncy.bz/HeKEXJ

04/27/2021

When insuring your personal assets, you will often find liability benefits within the various policies. This coverage is designed specifically for the purpose of helping you compensate others to whom you caused harm as a result of your negligence. http://agncy.bz/gaOFOW

02/15/2021

If you’re in a car accident and your car is totaled, you probably assume that your insurance will foot the bill for replacing your car. In some cases, this may be true.

02/08/2021

The vast majority of American businesses offer health insurance benefits for qualifying employees through group health plans. Under a group plan setup, costs are shared by both employers and employees, allowing participants to receive crucial health insurance benefits at a fraction of the cost they would pay if they bought their coverage alone. http://agncy.bz/ttJPWa

09/22/2020

A single D&O policy is generally geared to cover every director and officer that is key to the business as specified by the employer. This can mean directors, officers, senior managers, secretaries and more.

08/28/2020

There are plenty of ways to save on car insurance. From safety discounts to loyalty discounts, our agents can help you find the best deal possible.

08/26/2020

It’s National Dog Day! Share a picture of your favorite canine in the comments!

08/25/2020

In addition to the death benefit, some life insurance policies offer living benefits as well to support your family’s goals. Talk to your agent about permanent life insurance policies today!

08/21/2020

If you have a question about your bill or need to make a change to your policy, make sure you talk to an agent right away.