Young's Insurance Services, Inc.

10/14/2026

📢 Social Security Benefits Increasing 3.6% in 2027!

The Social Security Administration has announced a 3.6% cost-of-living adjustment (COLA) for 2027 — the largest increase in four years!

💰 What does this mean for retirees?

Average monthly benefit increases by approximately $75

Average retirement benefit rises from $2,095 to $2,170

Increased payments begin in January 2027

While this is welcome news, rising healthcare and everyday expenses continue to impact retirees.

Young’s Insurance Services, Inc. — Helping you navigate Medicare since 1996!

📖 Learn more: https://www.aarp.org/social-security/cola-increase-for-2027/

See how much the cost-of-living adjustment boosts benefits next year

10/13/2026

Pretty much haven't changed! Happy Birthday to these two guys! Tim October 11, Nick October 13

10/08/2026

Proud to help sponsor this great organization! They do all the hard work and they're giving us the glory!

10/07/2026

Beware of scammers!

10/07/2026

🚨 MEDICARE SCAM ALERT — A REAL $90 PAYMENT IS COMING

Many Medicare beneficiaries will soon receive a one-time $90 payment from the federal government. The payment is legitimate — but we expect scammers may try to use it as an opportunity to get your personal information.

The most important thing to know: YOU DO NOT NEED TO DO ANYTHING TO RECEIVE THIS PAYMENT.

If you are eligible, the payment is automatic. Most eligible beneficiaries will receive a $90 direct deposit on or around October 8. Those without direct deposit will receive a paper check from the U.S. Treasury later in October.

You may qualify if you:
• Have Original Medicare Part B
• Live in the United States
• Are not enrolled in Medicare Advantage
• Do not receive Medicaid assistance paying your Part B premium
• Do not pay an income-related Medicare premium (IRMAA)

⚠️ BEWARE OF SCAMMERS

If someone calls, texts, emails, or contacts you saying they need your Medicare number, Social Security number, banking information, or payment in order to release your $90 — DO NOT PROVIDE IT.

There is no application, fee, or action required to receive the payment.

As always, if you're a Young’s Insurance Services client and receive something related to Medicare that doesn't look right, call our office before providing any personal information. We're happy to take a look.

Young’s Insurance Services, Inc.
Serving our community since 1996

10/07/2026

IBX & Jefferson Health: What Medicare Members Need to Know for 2027
If you have an Independence Blue Cross Medicare plan and receive care through Jefferson Health, there are important contract negotiations underway that could affect your coverage in 2027.
In this video, we discuss what we know today, what could happen, and what you should consider before making your 2027 Medicare plan decision.
Please share this with friends or family who have an IBX Medicare plan and use Jefferson Health.

10/07/2026

IBX & Jefferson Health: What Medicare Members Need to Know for 2027

If you have an Independence Blue Cross Medicare plan and receive care through Jefferson Health, there are important contract negotiations underway that could affect your coverage in 2027.
In this video, we discuss what we know today, what could happen, and what you should consider before making your 2027 Medicare plan decision.
Please share this with friends or family who have an IBX Medicare plan and use Jefferson Health.

10/02/2026

Some behind the scenes shots filming some of our new resource video page. A full YouTube channel dedicated to topics that you are interested in. We plan on having various product information, basic advice and educational. Coming soon!

09/17/2026

Come visit us today over at the Oaks Expo Center! Lots of changes for 2027! Danielle & Jessica are there to answer all your questions!

09/10/2026

📢 Medicare Part D is changing — and this explains a lot of what we’re seeing.

MedPAC recently presented Congress with an update on the Medicare Part D prescription drug program, and the numbers are pretty eye-opening.

The good news: The recent changes to Medicare Part D are doing what they were intended to do — protecting people who take expensive medications from extremely high out-of-pocket costs.

From 2023 to 2025, average out-of-pocket spending for Medicare beneficiaries without Extra Help dropped about 25%. For those with the highest prescription costs, it dropped about 50%.

But there is another side to the story.

Total Part D drug spending jumped from $289 billion in 2024 to $351 billion in 2025 — an increase of 22% in just one year. And Medicare's spending per enrollee has also increased significantly.

Part D insurance companies are now responsible for a much larger share of prescription costs as well. Their share of projected spending increased from just 11% in 2023 to 57% in 2026.

Why does this matter to you?

It helps explain why we're seeing so many changes in stand-alone Medicare Part D plans — including higher costs, fewer plan choices and insurance companies becoming less interested in this market.

MedPAC specifically warned that rising costs could affect the long-term stability of the Part D market, particularly stand-alone prescription drug plans.

We've been telling our clients that the Part D market is changing dramatically. This report shows that what we're seeing isn't simply a one-year issue.

The positive news is that Medicare beneficiaries now have much better protection against catastrophic prescription costs.

The challenge is figuring out how Medicare pays for that protection without making Part D coverage unaffordable in the years ahead.

This is exactly why we continue to encourage our clients to review their prescription coverage every year. The plan that worked great for you last year may not be the best option next year.

Read more about it here https://www.medpac.gov/meeting/september-3-4-2026/

— Young's Insurance Services

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