Irina Pavliy, Loan Officer- NMLS #487511

Irina Pavliy, Loan Officer- NMLS #487511 Irina Pavliy
Licensed Loan Officer
NMLS ID # 487511 I have been in the mortgage lending industry for over 15 years.

I am here to assist you in all your home loan needs (refinance/purchase/construction/renovation/HELOC's/HELOANs). Licensed in 5 different states (WA, OR, ID, TN, FL).

Happy Labor Day!Today is a chance to step back, enjoy some well-earned rest, and spend time with the people who make it ...
09/07/2026

Happy Labor Day!

Today is a chance to step back, enjoy some well-earned rest, and spend time with the people who make it all worthwhile.
https://myoc.io/gcHOXmdwtln

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a num...
08/27/2026

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a number of factors, including your financial situation, local market conditions, and timing goals.

There are options worth exploring before assuming one path is the only one available.
https://myoc.io/gcHOXmdwtln

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.The key isn't just how much ...
08/25/2026

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.

The key isn't just how much you earn. Lenders also look for consistency and documentation during the approval process.

Read the full breakdown at pmrloans.com.
https://myoc.io/gcHOXmdwtln

That feeling when you relax in a space that's all yours.No roommates, no landlord, no rules about what goes where. Just ...
08/20/2026

That feeling when you relax in a space that's all yours.

No roommates, no landlord, no rules about what goes where. Just your space, exactly the way you want it.
https://myoc.io/gcHOXmdwtln

Back-to-school season has a way of making you rethink how your home is set up.A dedicated spot to focus, spread out, and...
08/18/2026

Back-to-school season has a way of making you rethink how your home is set up.

A dedicated spot to focus, spread out, and get things done can make the whole school year feel a little more manageable for everyone in the house.
https://myoc.io/gcHOXmdwtln

A payment that stays the same makes planning ahead a little easier.One of the quieter benefits of a fixed-rate mortgage ...
08/13/2026

A payment that stays the same makes planning ahead a little easier.

One of the quieter benefits of a fixed-rate mortgage is knowing exactly what to expect each month.

No surprises, no adjustments. Just a consistent payment that makes it easier to plan for what's ahead.
https://myoc.io/gcHOXmdwtln

Basement or attic. If you could finish one out and make it your own, which would you choose?Drop your pick in the commen...
08/11/2026

Basement or attic. If you could finish one out and make it your own, which would you choose?

Drop your pick in the comments.
https://myoc.io/gcHOXmdwtln

Hold off on big purchases until after closing.It can be tempting to start buying furniture or making big financial moves...
08/06/2026

Hold off on big purchases until after closing.

It can be tempting to start buying furniture or making big financial moves once a home is under contract. But large purchases before closing can affect your debt-to-income ratio and potentially impact your loan.

Holding off until after the keys are in hand is the safer move.
https://myoc.io/gcHOXmdwtln

Sometimes you walk into a home, and something just clicks. The layout, the light, the way it feels to stand in the kitch...
08/04/2026

Sometimes you walk into a home, and something just clicks. The layout, the light, the way it feels to stand in the kitchen. Some homes just fit in a way that's difficult to put into words.

That pull toward a place that feels like yours is something most people understand, even if they can't always put it int...
07/31/2026

That pull toward a place that feels like yours is something most people understand, even if they can't always put it into words.

For many people, it's the feeling that makes the journey to homeownership worthwhile.
https://myoc.io/gcHOXmdwtln

Address

610 W. Hubbard Street Suite 214
Coeur D'alene, ID
83814

Telephone

+13609075176

Website

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