Irina Pavliy, Loan Officer- NMLS #487511

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Coeur d'Alene, ID
Irina Pavliy, Loan Officer- NMLS #487511

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Irina Pavliy
Licensed Loan Officer
NMLS ID # 487511 I have been in the mortgage lending industry for over 15 years.

I am here to assist you in all your home loan needs (refinance/purchase/construction/renovation/HELOC's/HELOANs). Licensed in 5 different states (WA, OR, ID, TN, FL).

10/31/2026

Have a safe and happy Halloween!

10/30/2026

Losing a job is stressful enough without worrying about what it means for your mortgage.

The good news is that, depending on your circumstances, you may have options, and understanding them can help you make more informed decisions during a difficult time.

Read the full breakdown: pmrloans.com/blog
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10/27/2026

The holiday season can bring tempting purchases, but if buying a home is on the horizon, it's worth being mindful of how spending affects your overall financial picture.

Keeping debt low and avoiding large purchases during this time can help keep your debt-to-income ratio in a stronger position when it comes time to apply.
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10/23/2026

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.

A place that is yours. The opportunity to build equity over time. A foundation that supports the rest of life. For a lot of people, that kind of stability is what they were really looking for all along.
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10/20/2026

That feeling when you host for the first time in your own space.

You set the table, pick the playlist, and everyone ends up staying longer than planned. The first gathering in your own home is one you'll remember.
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10/16/2026

It's a common assumption that less-than-perfect credit is a dealbreaker when it comes to buying a home. In reality, there are loan programs designed to work with a range of credit profiles.

Credit is one piece of the overall picture. Understanding where you stand and what options may be available is a better starting point than assuming the door is closed.
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10/13/2026

There's something about watching the seasons change that makes you appreciate the little things.

A garden, a backyard, or even a front porch with a few potted plants can become a favorite place to spend a quiet afternoon.
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10/09/2026

Shorter days and cooler temperatures have a way of pulling life back inside.

Morning coffee before the sun comes up, evenings that wind down earlier, weekends spent closer to home. This time of year has a way of reminding you just how much the right space can shape your daily life.
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10/01/2026

Some houses just feel different.

They’re the places where you walk in, settle down, and stay awhile. Where friends gather, conversations run long, and home feels like somewhere you genuinely want to be.
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09/28/2026

When it comes to mortgages, the loan type you choose shapes more than your interest rate.

It can affect your down payment requirements, monthly payment structure, mortgage insurance, and even which homes you're able to purchase. Understanding your options early in the process can make a real difference in how everything fits together.
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Address

610 W. Hubbard Street Suite 214
Coeur D'alene, ID
83814

Telephone

+13609075176

Website

https://www.pmrloans.com/loan-officer/irina-pavliy/

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