Lorie Wilson, NMLS 1447266 - Mortgage Investors Group, Loan Officer

09/16/2026

On today’s edition of “Local with Lorie and Linda” - I couldn’t bring myself to edit out Linda’s laughing because it just made the whole thing so much funnier! If you need us, call us!

09/16/2026

09/16/2026

Did You Know?

Changes in your debt-to-income ratio can affect the pricing of a particular interest rate, potentially increasing or reducing the origination fees or discount points required.

Changes in debt are not the only thing that can affect this ratio. Income discrepancies can have the same effect.

The income listed on an application may differ from the income that can be used after reviewing paystubs, W-2s, tax returns, overtime, bonuses, commissions, or self-employment earnings. If the qualifying income is lower than originally estimated, the debt ratio increases. If more income can be documented and used, the ratio may decrease.

Even a small change could move the loan into a different pricing range, affecting the cost of the same interest rate.

Accurate income and debt information from the beginning helps us provide more reliable numbers and avoid unexpected changes during the loan process.

Lorie Wilson
Your Home Girl
NMLS #1447266

09/16/2026

We’re proud to announce that Anna Beltran, CEO of Mortgage Investors Group, has been selected for Leadership Knoxville’s Class of 2027!

Over the coming months, Anna will join an incredible group of community leaders in exploring the opportunities and challenges shaping our region. We’re excited to have her represent MIG as she builds new connections and continues working toward a stronger Knoxville community.

Congratulations, Anna! 🎉

Learn more about Leadership Knoxville’s Class of 2027: https://leadershipknoxville.com/current-class

09/14/2026

If you are getting ready to submit a file where down payment assistance is being utilized (THDA or HFA) please keep the following in mind (see below). You will want to set the right expectations with both the buyer and seller about the number of days needed for closing! ⏰ 🗓️

09/14/2026

💚🤩🥂🙌🏼🥳

2026 has been a great year so far, even with some of the challenges in today’s economy. I’m incredibly thankful to have achieved President’s Club status in August!

I couldn’t have reached this milestone without the clients who trusted me with their home financing, the real estate partners who continue to support and refer me, and the amazing team working alongside me. Every closing represents a person or family I’ve had the privilege of helping, and that is what makes this accomplishment so meaningful.

Thank you to everyone who continues to support my business. I’m truly grateful!

09/14/2026

Did you know? Waiting for mortgage rates to drop is not always the best strategy.

Mortgage rates have been moving higher as inflation concerns and rising Treasury yields continue to affect the market. While no one can predict exactly where rates will go next, buyers can focus on the things they can control.

A good lender can help you explore:

• Different loan programs and down payment options
• Seller-paid closing costs
• Temporary or permanent rate buydowns
• Ways to improve your credit and lower your monthly payment
• Refinancing later if rates improve

The right time to buy is not determined by one national rate headline. It depends on your budget, your goals and the financing options available to you.

Before deciding to wait, let’s look at the real numbers together. You may have more options than you realize.

Lorie Wilson | NMLS #1447266
Mortgage Investors Group
Apply here: https://migonline.com/loan_officer/loriewilson

Rates and loan terms vary based on credit, loan program and other qualifying factors. Refinancing in the future is not guaranteed.

Lorie Wilson | Mortgage Lending Company