UCC Church Building & Loan Fund

UCC Church Building & Loan Fund God is still building, and we're here to help. At the United Church of Christ Church Building & Loan Fund, we help finance the present and future church.
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And we help to create the places where people of faith gather together for worship, service, and community transformation. The Church Building & Loan Fund is dedicated to assisting new and renewing congregations with loan programs, capital campaign services, planning (Partners in Building) and technical assistance programs (Partners in Vision), as well as a list of other services and programs. We

offer financing for the purchase, construction, or renovation of church buildings, meeting houses, parsonages/rectories and other facilities used by churches of not only the United Church of Christ, but also any Christian church -- without limitation to sect, denomination or name. We assist churches with land site purchases, existing building purchases, renovations, energy improvements, environmental upgrades, and building construction. By providing information, education, consulting services, and low-cost financing to young, emerging and renewing congregations, the Church Building & Loan Fund fulfills its purpose of advancing the Gospel's mission. Founded in 1853, the organization that is now the Church Building & Loan Fund was the first church building loan fund in the United States. We are financially strong and operate according to current banking standards and regulatory requirements; however, we do not charge fees or points on any of our loan products. In addition to financing, we offer products and services that most banks do not provide to churches. Today, more than 550 churches from across the United States are our loan partners -- from Maine to California, and everywhere in between. We make loans of up to $2.5 million at below-market interest rates, and we can partner with other lenders for larger projects. We have funds available for immediate disbursement, and we are ready to serve your church.

03/27/2026

The UCC Church Building & Loan Fund team was honored to participate in The Gathering: Many Gifts, One Spirit, March 24 – 26, 2026, presented by CHHSM.

We shared our mission, program, and services for helping faith leaders think beyond their church to create lasting, meaningful impact in their communities. And, we found inspiration in the words and ideas of our colleagues from five faith traditions!

👏 Congratulations to the Nollau Leadership Institute graduates. We’re feeling blessed to have witnessed this impressive ...
03/26/2026

👏 Congratulations to the Nollau Leadership Institute graduates. We’re feeling blessed to have witnessed this impressive body of work through capstone project presentations at The Gathering, CHHSM 2026!

About Nollau Leadership Institute Capstone Projects:
The culmination of the Nollau Leadership Institute is the capstone project. Throughout the year, the cohort is invited to reflect on what leadership means to them and why.

Participants are then asked to provide an expression of leadership that mostly deeply resonates with them. It may come in the form of a photograph, a piece of art, a poem, a scripture passage, a quote, a sculpture, song lyrics, etc. Each year, the projects are as diverse and wise as those in the cohort.

At the CHHSM Annual Gathering, the cohort stands next to their capstone posters to engage with folks at the conference about their project and what conference attendees believe leadership to be.

The purpose of the capstone is to offer a unique way for the participants to articulate what they have learned and reflected on throughout the program. It also uplifts the distinct wisdom they have to offer the wider community in understanding and embodying leadership.

Learn more about Nollau Leadership Institute at: https://www.chhsm.org/leadership/nollau/

03/20/2026

United Church of Christ Church Building & Loan Fund (CB&LF) is proud to be part of The Gathering: Many Gifts, One Spirit, March 24 – 26, 2026, at the Hyatt Regency in Indianapolis.

This conference of faith-based human services is presented by CHHSM (The Council for Health & Human Services Ministries, United Church of Christ)

The Gathering will bring together leaders from five faith traditions: Mennonite, Methodist, Presbyterian, Quaker, and United Church of Christ. CB&LF helps Christian congregations and organizations, regardless of sect or denominational affiliation, so we feel especially blessed to have this opportunity to collaborate.

Learn more about the event here: https://bit.ly/4uHVM2v

03/19/2026

🖥️ Register now for our upcoming webinar:

The Black Church and Its Political Power: Faith, Justice, and Community Action
March 23, 2026, 6–8 pm EST

• Explore the historic and contemporary role of the Black Church in political movements
• Examine how faith institutions shape policy, justice, and community organizing
• Learn strategies for mobilizing congregations toward civic engagement
• Highlight models of church-led community action and advocacy

🎤 Speakers include:
• Rev. Dale Dennis, DII Ministries, Senior Pastor, Solid Rock Church of Baltimore
• Rev. Dr. Patrick Duggan, Chief Divisional Operating Officer, UCC Church Building & Loan Fund
• Rev. Dr. Susan Mitchell, Minister & Team Leader, Strategic Initiatives, UCC Church Building & Loan Fund

🎤 Moderator:
Michael Marshall, Chairman of the Board of Ministry, Immanuel Baptist Church

Register today at: https://bit.ly/4bvBErB

This season, we’re grateful for every congregation dreaming boldly — reimagining space, investing in community, and embo...
11/27/2025

This season, we’re grateful for every congregation dreaming boldly — reimagining space, investing in community, and embodying the Gospel through sustainable mission.

Happy Thanksgiving from all of us at the Church Building & Loan Fund! 🍂

Here’s to another year of building spaces that serve God’s people every day.

11/25/2025

“Our congregation’s Capital Campaign was a great success, and we could not have done it without the assistance from the UCC Church Building & Loan Fund consultant.”
— Durham Community Church

We’re grateful to walk alongside congregations like Durham Community Church as they turn vision into reality — building spaces that serve faith and community for generations to come.

Faith communities hold tremendous potential to help solve the affordable housing crisis — but realizing that potential r...
11/20/2025

Faith communities hold tremendous potential to help solve the affordable housing crisis — but realizing that potential requires new thinking about how we use church property, partnerships, and capital.

In this Nonprofit Quarterly article, Rev. Dr. Patrick G. Duggan, Chief Divisional Operating Officer of the Church Building & Loan Fund, explores the challenges and opportunities for congregations to turn faith into housing solutions.

🔗 Read the full piece: https://bit.ly/47t05US

11/18/2025

“I want to thank [CB&LF] for all your efforts to help our congregation to have such a successful ‘Community Life Center’ capital campaign…Your work on the feasibility study really helped to set the tone of our campaign. The thorough professionalism of your interviews and report gave us the foundation on which to build the campaign. I have been told by our lay leaders that your training and ongoing support during the campaign was greatly appreciated and a constant source of help and encouragement. The campaign manual was indeed our ‘bible,’ but it was your personal meetings that truly made a difference.”

- The Congregational Church of Huntington, UCC in Centerport, NY

Poverty isn’t a personal failure — it’s systemic.As Rev. Dr. Patrick G. Duggan reminds us, the Church’s mission is to he...
11/13/2025

Poverty isn’t a personal failure — it’s systemic.

As Rev. Dr. Patrick G. Duggan reminds us, the Church’s mission is to help end it.

Read “Measuring the End of Poverty” → https://bit.ly/4hlk3Fk

Churches often dream of more — a new sanctuary, expanded ministries, better serving their neighborhoods — but the path f...
11/11/2025

Churches often dream of more — a new sanctuary, expanded ministries, better serving their neighborhoods — but the path from vision to reality can feel daunting. At CBLF, our Programs are designed to walk with congregations through every step: planning, raising capital, project design, and ex*****on.

From the Adese Fellowship (forming entrepreneurs of faith) to Partners in Vision, Transform Church – Transform Community 2.0, and tailored fundraising + loan programs — we equip churches with tools, coaching, and capital to make mission tangible.

Especially now, with rising costs, shifting demographics, and increasing demand for community space — innovation in how we build and use church property is critical.

👉 If your church is wrestling with a dream project or seeking new pathways for sustainable ministry and space use, reach out. We’d love to explore possibilities together.

11/06/2025

Church buildings shouldn’t sit silent six days a week.

What if sacred spaces were designed for 24/7 mission?

It’s time to rethink how we use what we’ve been given.

Learn how CBLF helps churches reimagine space for community impact at https://bit.ly/3t5hm5K

Did you know? For over 170+ years, the Church Building & Loan Fund has helped congregations plan, raise, finance, and bu...
11/04/2025

Did you know? For over 170+ years, the Church Building & Loan Fund has helped congregations plan, raise, finance, and build transformative projects. We believe the Church can live into God’s economy — where mission and capital work together.

See our history: https://bit.ly/43qXoSh

This is "A Short History of the United Church of Christ Church Building & Loan Fund" by Church Building & Loan Fund on Vimeo, the home for high…

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