Cleveland Bradley County Teachers Federal Credit Union

Cleveland Bradley County Teachers Federal Credit Union Extraordinary Service. Exclusively For School Employees.

Since 1961, the Cleveland Bradley County Teachers Federal Credit Union (CBCTFCU) has served the Cleveland & Bradley County areas in order to assist local teachers and their family members. Currently, the CBCTFCU is assisting more than 3,000 members, who are current or retired employees of Bradley County Schools, Cleveland City Schools, Polk County Schools, Lee University, Cleveland State Community

College, Family Resource Agency, Tennessee Christian Preparatory School, Bachman Academy, and The Bowman Hills School. It is our desire to continue to grow our products and services in order better serve the needs of our community.

Financial confidence grows when you understand your options and stay connected to your goals. A little awareness can mak...
09/08/2026

Financial confidence grows when you understand your options and stay connected to your goals. A little awareness can make a big difference over time.

💡 How much should you actually have in your emergency fund?Most financial experts recommend saving three to six months w...
09/07/2026

💡 How much should you actually have in your emergency fund?
Most financial experts recommend saving three to six months worth of living expenses in an easily accessible account. Here is a simple way to think about it:
🔹 Monthly rent or mortgage
🔹 Utilities and groceries
🔹 Transportation costs
🔹 Insurance premiums
🔹 Any minimum debt payments
Add those up, multiply by three to six, and that is your target.
Life is unpredictable. A car repair, a medical bill, or an unexpected job change can happen to anyone. Having that cushion means those moments do not have to turn into financial emergencies.
A CBCTFCU savings account is a great place to start building yours.
📞 (423) 479-6392 | cbctfcu.com

Cleveland Bradley County Teachers Federal Credit Union is proud to serve eligible school employees and their families wi...
09/04/2026

Cleveland Bradley County Teachers Federal Credit Union is proud to serve eligible school employees and their families with financial services focused on everyday needs and long term success.

Building savings can help create more options when unexpected expenses or new opportunities arise. Preparation can make ...
09/03/2026

Building savings can help create more options when unexpected expenses or new opportunities arise. Preparation can make change feel more manageable.

Financial progress often starts with one clear priority. When you know what matters most, it becomes easier to make deci...
09/02/2026

Financial progress often starts with one clear priority. When you know what matters most, it becomes easier to make decisions that support your goals.

📱 Your Finances, Right at Your Fingertips!Life gets busy, so managing your money should be convenient! CBCTFCU offers on...
09/01/2026

📱 Your Finances, Right at Your Fingertips!

Life gets busy, so managing your money should be convenient! CBCTFCU offers online banking, a mobile app with mobile deposit, and free VISA Purchase Alerts to help you keep an eye on your account. Plus, our financial calculators can help with savings goals, loan payments, home-buying decisions, and more.

🚗 Thinking About a New Car? Don’t Start at the Dealership.Before you start scrolling through listings or walking onto a ...
08/31/2026

🚗 Thinking About a New Car? Don’t Start at the Dealership.

Before you start scrolling through listings or walking onto a car lot, take a minute to figure out what you can comfortably afford.

Ask yourself:

💡 What monthly payment fits my budget?
💡 How much can I put toward a down payment?
💡 What will insurance and maintenance add to my monthly costs?
💡 Have I checked my financing options?

CBCTFCU offers auto loans to help members finance their next vehicle.

A little preparation before you shop can help you shop with confidence.

📞 Ready to explore your options? Contact Cleveland/Bradley County Teachers Federal Credit Union at 423-479-6392.

Happy Friday! 🎉Another week is in the books, and we hope you’re heading into the weekend with a little time to relax, re...
08/28/2026

Happy Friday! 🎉

Another week is in the books, and we hope you’re heading into the weekend with a little time to relax, recharge, and enjoy the things that matter most. ❤️

At Cleveland Bradley County Teachers Federal Credit Union, we’re proud to serve the educators, school employees, and families who make our community stronger every day.

Here’s to a great weekend and a fresh start to another week! 🌟

Cleveland Bradley County Teachers Federal Credit Union is committed to building lasting relationships through dependable...
08/27/2026

Cleveland Bradley County Teachers Federal Credit Union is committed to building lasting relationships through dependable service and community connection.

Your Paycheck Has a Job. Does Your Money Have a Plan?Getting paid feels good.Knowing where that money is going? Even bet...
08/27/2026

Your Paycheck Has a Job. Does Your Money Have a Plan?

Getting paid feels good.

Knowing where that money is going? Even better.

Whether you’re building an emergency fund, paying down debt, saving for a major purchase, or simply trying to stop wondering where your paycheck went, having a plan can make a difference.

And your financial plan doesn’t have to be complicated.

Start with the basics:
Know what comes in. Know what goes out. Give your savings a purpose.

Small, consistent financial decisions can add up over time.

CBCTFCU is here to help our members make confident decisions for their financial future.

Address

420 Central Avenue NW
Cleveland, TN
37311

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14234796392

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