Cleveland Bradley County Teachers Federal Credit Union

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Cleveland Bradley County Teachers Federal Credit Union Extraordinary Service. Exclusively For School Employees.

Since 1961, the Cleveland Bradley County Teachers Federal Credit Union (CBCTFCU) has served the Cleveland & Bradley County areas in order to assist local teachers and their family members. Currently, the CBCTFCU is assisting more than 3,000 members, who are current or retired employees of Bradley County Schools, Cleveland City Schools, Polk County Schools, Lee University, Cleveland State Community College, Family Resource Agency, Tennessee Christian Preparatory School, Bachman Academy, and The Bowman Hills School. It is our desire to continue to grow our products and services in order better serve the needs of our community.

Thoughtful financial preparation can make it easier to respond when new opportunities arise. Building flexibility today ...
11/02/2026

Thoughtful financial preparation can make it easier to respond when new opportunities arise. Building flexibility today can support greater confidence tomorrow.

Thinking about opening a savings account for your child? Starting early teaches money habits that stick, and it’s never ...
10/30/2026

Thinking about opening a savings account for your child? Starting early teaches money habits that stick, and it’s never too soon to open that first account together.

A loan can help you finance a major purchase or work toward an important goal, but understanding the terms is essential....
10/30/2026

A loan can help you finance a major purchase or work toward an important goal, but understanding the terms is essential.

Before signing, make sure you know:
• The interest rate and whether it is fixed or variable.
• Your monthly payment and due date.
• The total repayment amount over the life of the loan.
• Any fees, penalties, or other conditions.
• What happens if you miss a payment.

If something isn't clear, ask questions before committing. Understanding the details helps you make a more informed decision.

Exploring borrowing options? Visit https://cbctfcu.com/ to learn more about CBCTFCU's loan offerings.

Teachers know better than anyone how summer income gaps can stretch a budget thin. A small, consistent savings habit dur...
10/29/2026

Teachers know better than anyone how summer income gaps can stretch a budget thin. A small, consistent savings habit during the school year can make those months feel a lot less tight.

Here's a little financial knowledge worth sharing!A credit union is a member-owned financial cooperative. Unlike a tradi...
10/29/2026

Here's a little financial knowledge worth sharing!

A credit union is a member-owned financial cooperative. Unlike a traditional bank owned by shareholders, a credit union is organized to serve its members. Its structure and mission are centered on providing financial services to that membership.

At Cleveland/Bradley County Teachers Federal Credit Union, the focus has long been on serving school employees and their families, helping members access financial services throughout different stages of life.

Want to learn more about CBCTFCU's history, membership, and services? Visit https://cbctfcu.com/ or call (423) 479-6392.

From helping a brand new teacher make it to their first check without having to pay interest on a loan, to helping a retired maintenance shop employee save money on their home, we take care of school employees the way "big banks" can’t.

As a not-for-profit cooperative, CBCTFCU doesn’t answer to outside shareholders. Every decision we make is built around ...
10/28/2026

As a not-for-profit cooperative, CBCTFCU doesn’t answer to outside shareholders. Every decision we make is built around what’s best for our members, plain and simple.

From helping a brand new teacher make it to their first check without having to pay interest on a loan, to helping a retired maintenance shop employee save money on their home, we take care of school employees the way "big banks" can’t.

Retirement might feel far away when you're busy teaching, supporting students, and keeping up with everyday life. But ta...
10/28/2026

Retirement might feel far away when you're busy teaching, supporting students, and keeping up with everyday life. But taking time to understand your retirement savings options today can help you feel more prepared for the future.

Start with three simple steps: Review your current retirement savings, learn about the options available to you, and consider whether your savings habits align with your long-term goals. Even small steps toward understanding your finances can make a difference over time.

Did you know CBCTFCU offers Individual Retirement Account (IRA) options? Explore the available options and learn more about planning for your financial future at https://cbctfcu.com/.

Direct deposit does more than save a trip to the bank, it can also mean your paycheck clears faster than a physical chec...
10/27/2026

Direct deposit does more than save a trip to the bank, it can also mean your paycheck clears faster than a physical check would. A small switch that saves real time.

A text message says your account is locked. An email warns that you must verify your information immediately. A caller c...
10/27/2026

A text message says your account is locked. An email warns that you must verify your information immediately. A caller claims there's a problem with your account.

Before clicking a link or sharing information, pause. Scammers often create urgency to make people act before thinking.

Here's what to do:
• Don't click unexpected links.
• Never share your password or one-time verification code.
• Contact your financial institution using a phone number you independently verify.
• Review your account activity and report anything suspicious promptly.

A few seconds of caution can help protect your information.

Stay informed and learn more about CBCTFCU's services at https://cbctfcu.com/.

Small financial habits practiced consistently can build lasting stability. Keep moving forward with purpose.
10/26/2026

Small financial habits practiced consistently can build lasting stability. Keep moving forward with purpose.

Address

420 Central Avenue NW
Cleveland, TN
37311

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14234796392

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