Denny Umphreys - VanDyk Mortgage

09/07/2026

Happy Labor Day! Today is a good reminder to appreciate the work, the long hours, and the people who make things happen every day.

09/04/2026

There’s something about a long weekend that makes you want a backyard, a grill, and enough room for everyone to stick around a little longer. If you’ve been picturing holidays, cookouts, and get-togethers in a home of your own, maybe it’s time to start looking for the place where everyone will gather next.

09/02/2026

Spoiler: There aren't any.

Ask away. We'd rather explain it than have you sitting there wondering.

08/31/2026

August 31st already? Rude.

As summer wraps up and fall gets closer, it’s a good time to take a look at what’s on your homebuying list. Thinking about moving this fall? Start with the fun stuff—house hunting, Pinterest boards, mentally rearranging furniture—and let us help with the mortgage part.

A little planning now can make the next season a lot more exciting.

08/28/2026

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an assessment of the property’s value based on factors like the home itself, its condition, location, and comparable sales. In other words: your questionable accent wall can stay out of the equation!

08/26/2026

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program and transaction. It’s one of those mortgage details that can make a difference when you’re figuring out how much cash you actually need to bring to the table.

08/24/2026

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, including options that may require little to no down payment. There’s more to the program than just the interest rate, so understanding your benefits before you start shopping can help you make a more informed move.

08/21/2026

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall color is a terrible idea. Then you’ve got us.

Think of us as the friend who knows mortgages, wants what’s best for you, and will help you make sense of your options. When it comes to buying a home, you’ve got a friend in us.

08/19/2026

Moving is a great reminder that you probably own more than you thought. Your credit can work the same way. Taking a closer look at your credit report may uncover old accounts, errors, or simple opportunities to improve your score. Before you start packing boxes for your next move, it might be worth unpacking your credit, too.

08/19/2026

"I had such a wonderful experience working with Catherine “Cathy” Malyszko and would absolutely recommend her to anyone looking for a knowledgeable, thoughtful, and genuinely attentive Realtor.
From the very beginning, Cathy was incredibly thorough, prepared, communicative, and helpful. What impressed me most was the effort she made to truly get to know me—not just what I was looking for in a home on paper, but who I am,.." says Beth on Google

★★★★★ I had such a wonderful experience working with Catherine “Cathy” Malyszko and would absolutely recommend her to anyone looking for a knowledgeable, thoughtful, and genuinely attentive Realtor. From the very beginning, Cathy was incredibly thorough, prepared, communicative, and he...