What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 11am - 4pm

Tisha Clifford Home Mortgage Consultant NMLS 277242

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United States
Cincinnati, OH
Tisha Clifford Home Mortgage Consultant NMLS 277242

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NMLS #277242. Option Financial (NMLS #2527308) Tisha Clifford “Fulfilling Dreams one Home Mortgage At A Time”

11/01/2026

Need funds for your next home renovation project? Ask me about getting a home equity line of credit (HELOC)! Call today to discuss your options.

10/31/2026

Getting a mortgage doesn't have to be spooky. Give me a call today to find out how I can make your homebuying process sweet!

10/31/2026

If you're ready to own a home but don't have a credit score, I have options for you. Reach out today!

10/30/2026

Treat yourself this October and give me a call to begin your homebuying journey!

10/30/2026

Real estate agents: Are you working with a lender who can provide multiple credit scoring options? I offer access to VantageScore, which could potentially unlock a higher credit score and open up new avenues for your homebuyers.* Reach out to learn more!

10/22/2026

A cash-out refinance could let you access your home's equity to help consolidate your high-interest debt. Message me today to see if this is right for you!

10/21/2026

It's time to get rid of these bad habits. Reach out to see how I can help you find the right mortgage option!

10/12/2026

There are many reasons you may need to refinance. Whatever yours is, give me a call to see if it's the right move for you!

10/09/2026

🏡 REALTORS check this out! Same Client. Same Credit Report....2 Different Scoring Models.. BIG OPPORTUNITIES! 🔥
Take a look at this REAL credit report! 👀
Traditional Mortgage FICO Scores:
🔹 Equifax: 657
🔹 Experian: 666
🔹 TransUnion: 678
VantageScore 4.0 Scores:
🟢 Equifax: 729
🟢 Experian: 763
🟢 TransUnion: 763

Qualifying purposes, banks use; Traditional FICO middle score: 666
VantageScore middle score: 763
What a huge difference and what does that mean?

✅ A much better interest rate
✅ Savings on monthly mortgage payments
✅ More competitive financing options
✅ Another opportunity for buyers who may have been discouraged by their traditional credit scores

As an independent mortgage broker, I have access to lending options that allow us to explore VantageScore 4.0 alongside traditional FICO scoring.

Another scoring model could potentially change their financing options! It can also take things from denied to APPROVED!

Not every loan program or investor accepts VantageScore, I DO🙂
🏡 REALTORS: Before you tell a buyer to wait, improve their credit, or give up on homeownership, let's take another look!

More opportunities. More buyers getting the keys! 🔑

Address

6551 Harrison Avenue
Cincinnati, OH
45247

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	11am - 4pm

Telephone

+15135445414

Website

https://optionfinancial.com/apply-with-tisha-clifford/

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