Simon Amor NMLS 14157

Simon Amor NMLS 14157 No matter if you’re buying, selling, refinancing, or building your dream home Ready to take the next step? Use our secure online application to get started.

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate

goal. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

05/16/2026

🚨GREAT OPTION FOR HOMEBUYERS 🚨

If you are in the market to buy or have been thinking about buying a home, this could be a great opportunity! 👏

UWM is now offering a lender paid 1-Year Buydown on eligible loans through June 30! 🙌

Here’s what that means:
🔑 Your interest rate is reduced by 1% for the first year
🔑 Lower monthly payments upfront
🔑 Buy now while staying positioned to refinance when rates improve

Eligible loan types:
🏡 Conventional
🏡 FHA
🏡 VA

Questions about how this can benefit you? Reach out! 📩

Simon Says Loans

05/04/2026

That rate you were quoted yesterday? There’s a good chance it’s already higher today.

This is exactly why who you work with matters.

As a broker, I’m not locked into one lender’s pricing. I can shop the market and find ways to get you back to where you were — or even better in some cases.

If you’ve been quoted recently, it’s 100% worth a second look right now.

Shoot me a message or give me a call. Let’s make sure you’re not leaving money on the table.

Found your dream home? You might need to act fast! I could get you an initial loan approval in as little as 15 minutes. ...
12/14/2025

Found your dream home? You might need to act fast! I could get you an initial loan approval in as little as 15 minutes. Now, that's speedy! Call me today for more information!

May the glow of each candle make your heart and home happy.
12/14/2025

May the glow of each candle make your heart and home happy.

12/13/2025

Being genuinely joyful for others this holiday season. 🎄

There’s nothing better than seeing loan officers get paid what they’re actually worth — and watching Edge Home Finance create millionaires under our umbrella.

If you’re producing $40M+ a year and your W-2 doesn’t look anything like this, we should probably have a conversation.

For 15 straight years, Edge has kept the same recipe:
✔️ Same leadership
✔️ Same comp philosophy
✔️ Same originator-first mindset

When you get it right, there’s no reason to change it.

This particular LO leads with gratitude, wakes up every day asking “How can I help others?”, and consistently puts people first. With that mindset, the ceiling simply doesn’t exist.

If you’re tired of capped income, bloated retail margins, or watching managers make more off your production than you do — my inbox is open.

10/02/2025

PHOENIX – The Phoenix Suns, Phoenix Mercury and United Wholesale Mortgage (UWM), the #1 overall mortgage lender in America, today announced a 10-year, nearly $115 million dollar naming rights partnership — one of the largest in the NBA and WNBA — to name the downtown Phoenix arena after UWM’...

As the leaves start to change and the days get shorter, fall is the perfect season to prepare your home for the months a...
09/24/2025

As the leaves start to change and the days get shorter, fall is the perfect season to prepare your home for the months ahead. Taking a few preventative steps now can save you money, protect your investment, and give you peace of mind when winter arrives. Simple tasks like cleaning gutters, sealing windows, and servicing your heating system can go a long way in keeping your home safe and energy-efficient.
Fall is also an ideal time to check your homeowners insurance coverage. With storms, colder temperatures, and holiday travel on the horizon, making sure your policy reflects your home’s current value and any recent improvements can prevent surprises later. Updating your coverage after a major home upgrade ensures you’re fully protected.
Another benefit of fall prep is boosting your home’s curb appeal. Planting autumn flowers, freshening up exterior paint, and raking leaves not only make your home inviting but can also add value. Small improvements today can contribute to long-term equity growth and even help if you plan to refinance or sell in the future.
This season is all about planning ahead, and your home is no exception. By investing a little time and effort this fall, you can protect your property, strengthen your financial position, and enjoy the cozy months with peace of mind. For more information and to schedule a consultation, please visit our website today.

For many homebuyers, student loans are a big part of their financial picture. The good news is that having student loan ...
09/17/2025

For many homebuyers, student loans are a big part of their financial picture. The good news is that having student loan debt doesn’t automatically prevent you from getting a mortgage. Lenders look at how your student loan payments impact your overall debt-to-income ratio, rather than the total balance you owe. This means that managing your payments wisely can still make homeownership possible.
Your debt-to-income ratio, or DTI, is the percentage of your income that goes toward paying debt each month. Even if you have a significant student loan balance, keeping your monthly payments low compared to your income can improve your chances of qualifying for a mortgage. In some cases, lenders may use income-driven repayment plans when calculating your DTI, which can work in your favor.
It’s also important to know that your student loan history affects your credit score. Making on-time payments consistently helps build positive credit, while missed payments can lower your score and make it harder to secure favorable mortgage terms. Being proactive about your student loans not only helps you financially today but also strengthens your position as a future homeowner.
If student loans are part of your financial journey, don’t let them stop you from exploring your homebuying options. A mortgage professional can review your specific situation and show you programs designed to work with borrowers managing student debt. For more information and to schedule a consultation, please visit our website today.

Many homeowners consider paying extra on their mortgage as a way to get ahead financially. While this strategy can be sm...
09/10/2025

Many homeowners consider paying extra on their mortgage as a way to get ahead financially. While this strategy can be smart for some, it’s important to weigh both the advantages and the potential drawbacks before committing.
The Pros: Making additional payments can dramatically reduce the total interest you’ll pay over the life of your loan. It also helps you build equity faster, which could give you more flexibility for refinancing or borrowing against your home in the future. Beyond the financial side, paying down your mortgage early can provide peace of mind and a sense of financial freedom.
The Cons: On the flip side, tying extra money into your mortgage can limit liquidity. Those funds may be harder to access if you need them for emergencies, investments, or higher-yield opportunities. Depending on your situation, putting money into savings, retirement accounts, or other investments may give you a better return than paying off your mortgage faster.
The decision ultimately comes down to your goals and financial priorities. Some homeowners value being debt-free as soon as possible, while others prefer to keep funds flexible for other opportunities. If you’d like guidance on which path fits your goals best, please visit our website to schedule a consultation.

Buying a home isn’t just about finding the right property—it’s also about timing. Different seasons bring unique opportu...
09/03/2025

Buying a home isn’t just about finding the right property—it’s also about timing. Different seasons bring unique opportunities and challenges for homebuyers, and understanding these can help you make smarter decisions. For example, spring is often known as the busiest time of year, with more homes hitting the market. That means more choices, but also more competition.
In summer, families often rush to buy and settle before the school year begins, which can drive up demand. However, summer can also bring more open houses and flexibility with showings, making it easier to explore neighborhoods and find a fit that works for your lifestyle.
Fall tends to bring a slight slowdown, which can benefit buyers looking for less competition and possibly better deals. Sellers who keep their homes on the market during this time are often motivated, and you may find more room to negotiate. Winter, on the other hand, has the fewest listings but can also mean serious bargains for those willing to shop during the slower months.
The best season to buy ultimately depends on your personal needs and priorities. Whether you want the widest selection or the strongest negotiating power, timing your purchase can make a difference. For more information, please visit our website and schedule a consultation today.

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Loveland, OH
45140

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