Matt O'Brien at Guaranteed Rate NMLS 682373

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Matt O'Brien at Guaranteed Rate NMLS 682373

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Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). Guaranteed Rate, Inc.

VP of Mortgage Lending NMLS 682373 at Guaranteed Rate NMLS 2611
For licensing information visit www.nmlsconsumeraccess.org
https://www.guaranteedrate.com/mattobrien With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php. VP of Mortgage Lending at Guaranteed Rate https://www.guaranteedrate.com/mattobrien http://twitter.com/MOBrien01
o CA: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

09/21/2021

Thanks for the great review!

- http://rate.com/MattOBrien

09/20/2021

Everyone thinks spring is the season to buy a home, but here are the reasons why fall may be even better.

- https://www.rate.com/resources/why-fall-is-a-great-time-to-buy?LOID=3331

08/01/2019

Skip the appraisal and save with Guaranteed Rate's Appraisal Waiver Eligibility Tool.

04/29/2019

Embrace change this spring and start your search for a new home!

- https://www.rate.com/resources/fresh-start-new-home-spring/?LOID=3331

05/30/2017

Consider these 10 tips for planning and building the deck of your dreams!

https://www.guaranteedrate.com/resources/make-it-a-great-outdoors

Guaranteed Rate’s Knowledge Center is packed with fresh and compelling content on the mortgage process, homebuying, homeownership and more. We seek to engage and inform on a daily basis.

Address

3940 North Ravenswood
Chicago, IL
60613

Telephone

+17735166578

Website

https://www.Rate.com/MattOBrien?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=3331&adtrk=%7Cseo%7

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