Chris Barnes at Guaranteed Rate NMLS 228060

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/10/2023

Yikes!

Rents in Manhattan hit a new high in July, as higher interest rates and low supply continued to drive up prices.

07/25/2023

Last year I did my first mortgage for someone that bought a house on an island (Maine) and now I'm doing a mortgage for someone that works on an island (CT).

07/07/2023

Low ceilings can be a headache (pun intended)! Fix that ick by using recessed lighting fixtures, matching the wall and ceiling color and hanging the drapes as high as possible. These fixes will have you raising the roof: http://ms.spr.ly/6181gIPtV

07/05/2023

Most homebuyers go for the 30-year mortgage for a number of reasons, but there are plenty of reasons to go with the 15-year option instead.
Read on to learn more: http://ms.spr.ly/6184gxzVu

07/04/2023

Whether you're outside on the beach or picnicking in the park, we hope you and your loved ones have an amazing holiday. Happy !

07/03/2023

06/30/2023

A bad tile job has the same issue as bad plastic surgery: TOO MUCH LIPPAGE! Fix that ick and save your bathroom floor by replacing the grout and getting that lippage out: http://ms.spr.ly/6183gQsWL

06/29/2023

Pending home sales were down slightly in May, but there were some bright spots in markets across the country. http://ms.spr.ly/6185gQwyl

06/28/2023

Make sure you get a pro to help you out...but start with one of our pros who can get you pre-approved and the right financing before you start your home search.
Find out more: http://ms.spr.ly/6185gtsfZ