Mercedes Pomales - Realtor, Lender, Notary & Author

08/12/2026

Here's a way to help your home to feel more without having to do a deep .

7 Quick Fixes That Make Your Home Feel Instantly Cleaner. Feeling overwhelmed by the mess? Start here with these 7 quick fixes that make your home feel instantly cleaner. When your home feels off—but you don’t

08/12/2026

Here’s Why Mortgage Rates Are What They Are Right Now

That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while.

08/12/2026

Home prices rose in 80% of metro markets during Q2, up from 71% in Q1, according to NAR. These 10 metros saw the largest year-over-year gains. Let's connect on what these trends could mean for buyers and sellers in your market.

08/11/2026

Think big investors are snapping up all the homes? The data says otherwise.

The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter.

That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want.

Less competition. More options for you.

DM me and I'll show you what's hitting the market in our area.

08/11/2026

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?

The truth is, trying to time the market rarely works. Home prices, mortgage rates, and inflation are all outside your control.

And if you wait for all of them to line up just right, you may be waiting a long time.

My advice? If you want or need to move, look at your own numbers instead.

Because whether it's a good time to buy really comes down to your financial situation.

Can you afford the monthly payment?

Do you have enough money left over as a safety net?

What about for repairs?

It’s not a bad time to buy if the math makes sense for you. And that’s true no matter what you’re hearing about the market right now.

Connect with a...

08/11/2026

Interest rates get a lot of attention in homebuying conversations, but there's another essential number to consider — annual percentage rate, or APR. APR calculates the total cost of borrowing beyond just your interest rate. See why that matters: http://spr.ly/6181B1Kwvh

08/10/2026

The Case for Putting 20% Down on Your Next Home

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

08/10/2026

Choose your direction.

08/10/2026

The Case for Putting 20% Down on Your Next Home

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

08/10/2026

Smart style starts with countertops that look as good as they last.

From recycled glass to compressed paper, discover five eco-friendly countertop materials you’ll love for decades