Richard Ma at Swish Financial NMLS# 482404

10/09/2026

5.0 star review received on Experience.com for Richard Ma by Quoc T - He was and still is a great resources with incredibly knowledgeable, professional, responsive, and always available to answer my questions even AFTER closing on the house. He took the time to explain everything clearly, kept me informed at every step, and genuinely cared about helping me get the best possible outcome.

I always felt like I was in good hands. If you’re looking for a mortgage loan officer who truly goes above and beyond for his clients, As a busy physician, I highly recommend Mr. Richard Ma for mortgage loan officer.

Click to see all 196 reviews of Richard Ma, Vice President | NMLS #482404

09/30/2026

5.0 star review received on Experience.com for Richard Ma by Tamiria A - We 10 out of 10 recommend Richard! From the moment we contacted him he was consistently responsive, positive, HONEST, and worked just as hard as we did (probably harder) to get us in our home on time! We would choose Richard again without reservation.

Click to see all 195 reviews of Richard Ma, Vice President | NMLS #482404

09/30/2026

5.0 star review received on Experience.com for Richard Ma by Thach T - I like to working with Richard, he helps me a lot about the loan

Click to see all 195 reviews of Richard Ma, Vice President | NMLS #482404

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action.

Reach out, I'll be happy to show you how: http://ms.spr.ly/6186vbkK2

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6186vZKQE

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6183vkWyW

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6187vVuTb

05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6183vp3O9

05/18/2026

Spring is when the right home shows up, and when buyers need to be ready. Same Day Mortgage levels the playing field, giving everyone the big advantage cash buyers enjoy: speed. I’ll help you get everything lined up early so when you find it, you can close with confidence. Stay in motion this season.

Let's connect: http://ms.spr.ly/6183vTpEX