Jeremy Woods at Prosperity Home Mortgage

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Jeremy Woods at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #112818 PHM, LLC NMLS #75164 CA-DFPI112818 Jeremy is always accessible and a straight shooter.

JEREMY WOODS, a Mortgage Consultant with nearly two decades of experience in the industry, is a top producing lender. Focusing on client satisfaction, Jeremy is honest, delivers products and rates that are in his clients’ best interest, and closes transactions on time. What sets Jeremy apart from his competition is the concierge-level service he provides from the "first conversation through closing". Said one repeat client: “One thing Jeremy has shown me over the years is reliability; he makes the entire process easier, more efficient and faster. I’ve referred multiple folks his way, and will continue to do so." Jeremy’s work doesn’t stop when the deal is complete. He constantly keep tabs on all of his clients’ loans and alerts them any time market conditions improve enough for them to refinance to a lower rate. While most of his clients are referrals from existing ones, Jeremy also works directly with real estate agents, financial consultants, attorneys, accounting firms, and other corporate partners. Jeremy takes a glass half-full approach to the ever changing economic and housing environments and meets the challenges with open communication and education.. Regarding constantly changing mortgage lending environment, Jeremy says, "In these unprecedented times, now more than ever, I need to be the knowledgeable and trusted guide my clients count on.”

Jeremy handles both purchases and refinances for primary, second homes and investment properties. Specialties:
*Residential home loans
*Purchases and refinances
*Primary, Second/Vacation, Investment Properties
*Conforming and Jumbo Loans
*Very competitive rates
*Superior service

🏡 Terminology Tuesday: Mortgage Servicing!The mortgage journey doesn't end at closing! 🔑💡 Mortgage servicing is what hap...
11/03/2026

🏡 Terminology Tuesday: Mortgage Servicing!

The mortgage journey doesn't end at closing! 🔑

💡 Mortgage servicing is what happens after you get the keys, from processing monthly payments to managing escrow accounts and providing ongoing support.

At Prosperity Home Mortgage, our commitment to homeowners goes beyond closing day. 💙

Relentless in Service. Relentless in Servicing, too.

Affordability looks different in every market—and every household. 🏡Realtor.com’s latest analysis shows a wide gap betwe...
11/02/2026

Affordability looks different in every market—and every household. 🏡

Realtor.com’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state.

Those numbers highlight a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for.

We're here to help you understand those details. Together with your real estate agent’s insight into local prices and available homes, we can build a clearer picture of what may be within reach.

Let’s start with your numbers—and a plan built around your goals.

5.0 star review received on Experience.com for Jeremy Woods by Jonathon B P - Jeremy is truly an exemplary professional ...
11/01/2026

5.0 star review received on Experience.com for Jeremy Woods by Jonathon B P - Jeremy is truly an exemplary professional and overall amazing person. He helped guide my husband and I throughout the mortgage and home buying process, was always available to answer questions, and made the entire thing less stressful. I don't see how we could have done it wihtout him and the Prosperity team.

Read more: https://experience.com/reviews/jeremy-woods-287762/2ea95151-ca14-45ed-84d6-6200fcfdf949?V=1793545775&utm_source=facebook&utm_medium=autopost&utm_content=13801043

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour be...
10/31/2026

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour before bed.

Here’s to a little more time to rest, recharge, and enjoy home. 🍂🏡
https://myoc.io/iKsM6DoW1Bl



NMLSR ID #112818
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/31/2026

Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻Here’s to the little traditions that make a neighborhood...
10/31/2026

Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻

Here’s to the little traditions that make a neighborhood feel like home. Wishing you a safe and happy Halloween, filled with sweet treats and a few friendly frights!

📊 The Fed hit pause. The housing market didn’t.With sellers outnumbering buyers, affordability challenges continuing, an...
10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/iKsM6DoW1Bl/mQTvW

Appraisal reports are getting a major update. 👀🏠Beginning November 2, the industry moves to UAD 3.6 for new conventional...
10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

Behind every emergency call are people ready to help.This First Responders Day, we honor the firefighters, law enforceme...
10/28/2026

Behind every emergency call are people ready to help.

This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion.

From all of us at Prosperity Home Mortgage, thank you for answering the call and helping keep our neighbors safe. 💙

🏡 Your next chapter doesn't have to wait for your current home to sell!Found the perfect next home but haven't sold your...
10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.



NMLSR ID #112818
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Address

980 North Michigan Avenue , Suite 700
Chicago, IL
60611

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