Jeremy Woods at Prosperity Home Mortgage

Jeremy Woods at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #112818 PHM, LLC NMLS #75164 CA-DFPI112818 Jeremy is always accessible and a straight shooter.

JEREMY WOODS, a Mortgage Consultant with nearly two decades of experience in the industry, is a top producing lender. Focusing on client satisfaction, Jeremy is honest, delivers products and rates that are in his clients’ best interest, and closes transactions on time. What sets Jeremy apart from his competition is the concierge-level service he provides from the "first conversation through closin

g". Said one repeat client: “One thing Jeremy has shown me over the years is reliability; he makes the entire process easier, more efficient and faster. I’ve referred multiple folks his way, and will continue to do so." Jeremy’s work doesn’t stop when the deal is complete. He constantly keep tabs on all of his clients’ loans and alerts them any time market conditions improve enough for them to refinance to a lower rate. While most of his clients are referrals from existing ones, Jeremy also works directly with real estate agents, financial consultants, attorneys, accounting firms, and other corporate partners. Jeremy takes a glass half-full approach to the ever changing economic and housing environments and meets the challenges with open communication and education.. Regarding constantly changing mortgage lending environment, Jeremy says, "In these unprecedented times, now more than ever, I need to be the knowledgeable and trusted guide my clients count on.”

Jeremy handles both purchases and refinances for primary, second homes and investment properties. Specialties:
*Residential home loans
*Purchases and refinances
*Primary, Second/Vacation, Investment Properties
*Conforming and Jumbo Loans
*Very competitive rates
*Superior service

Same word. Three very different jobs. 🏠🛡️🏡 Homeowners insurance helps cover the home and belongings after certain covere...
09/09/2026

Same word. Three very different jobs. 🏠🛡️

🏡 Homeowners insurance helps cover the home and belongings after certain covered losses or damage.

📜 Title insurance addresses certain ownership or title problems connected to the property’s past. A lender’s policy protects the lender, while an owner’s policy protects the homeowner.

💰 Mortgage insurance protects the lender if the borrower stops making payments. Whether it is required depends on the loan program, down payment and other factors.

All three may come up during the homebuying process, but they are definitely not interchangeable.

Real estate colleagues, save and share this before your buyer asks, “Wait, which insurance is this again?” 💙

📘  : Let’s talk credit.Your credit profile is made up of more than just a score. How much available credit you’re using,...
09/08/2026

📘 : Let’s talk credit.

Your credit profile is made up of more than just a score. How much available credit you’re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.

This week, we’re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.

👉 Swipe through for a quick credit vocabulary refresh—and save this one for later!

Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spendi...
09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. 🏡

Happy Labor Day from all of us at Prosperity Home Mortgage!

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the clien...
09/04/2026

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the client journey. Verify who you’re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORS® we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

If you had one extra garage bay, what would you turn it into? 👀A workout zone for early-morning energy and at-home conve...
09/02/2026

If you had one extra garage bay, what would you turn it into? 👀

A workout zone for early-morning energy and at-home convenience 💪
or a home workshop for projects, tools, and creative weekends 🛠️

Vote 1 or 2 below—and tell us what your dream garage setup would include. ⬇️

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working...
09/01/2026

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working behind the scenes to keep each loan moving forward.

September is National Mortgage Professional Month, and we're proud to be part of a profession built on service, care, and follow-through. Here’s to every mortgage professional who shows what Relentless in Service looks like and helps finance the dream of home ownership. 🏡

The closing table is an important milestone, but our commitment to homeowners does not stop there.HomeServices of Americ...
09/01/2026

The closing table is an important milestone, but our commitment to homeowners does not stop there.

HomeServices of America and Prosperity Home Mortgage are adding mortgage servicing capabilities designed to create greater continuity beyond closing and throughout the life of the loan. It is another way to keep trusted relationships at the center of the homeownership experience.

From the first conversation to what comes next, we’re Relentless in Service. And now, we’re Relentless in Servicing, too.

Mortgage Mondays 📈Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much ...
08/31/2026

Mortgage Mondays 📈

Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies — especially for buyers who are prepared to act when the right home comes along.

The market doesn’t have to be perfect for the opportunity to be right.

08/28/2026

Some weekend plans come with a front door and a showing appointment. 🏡

If questions come up while you’re house hunting, we’re available to connect this weekend. Whether you want to explore financing options, update a preapproval, or prepare for your next step, reach out!

Address

980 North Michigan Avenue , Suite 700
Chicago, IL
60611

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