Cindy Staley, Mortgage Loan Officer, NMLS #1128569

Cindy Staley, Mortgage Loan Officer, NMLS #1128569 Serving Virginia, Indiana, and North Carolina
Guaranteed Rate, Inc. Outside of work, she enjoys relaxing with her playful goldendoodles.

DBA Rate - NMLS #2611
VP of Mortgage Lending - Cell: 812-583-6031
Website: Rate.com/CindyStaley
State Licenses: IN - 25540, VA - MLO-71359VA, NC - I-223397 Cindy began her career in mortgages and banking in 1983, laying the foundation for a long and accomplished path in financial services. After successfully owning and operating her own financial planning practice as a Certified Financial Planner,

she returned to her roots in the mortgage industry in 2013, where she continues to thrive. A native of southern Indiana, Cindy relocated to southern Virginia in 2024 and now proudly calls Danville her home, while still enjoying frequent visits back to Indiana to spend time with friends and family. Cindy is licensed to serve clients in Indiana, Virginia, and North Carolina, allowing her to provide expert mortgage guidance across multiple states. She is driven by a passion for service, treating every client interaction as an opportunity to build meaningful, lasting relationships. With her deep industry knowledge and genuine commitment to client success, she is known for making the mortgage process smooth and stress-free. Her personalized approach and dedication to excellence set her apart as a trusted partner in one of life’s most important financial decisions.

With a DSCR loan from Rate, your investment property's income plays the leading role. That means more flexibility and mo...
06/05/2026

With a DSCR loan from Rate, your investment property's income plays the leading role. That means more flexibility and more opportunity to grow your portfolio. Ready to explore investment opportunities with our DSCR Program? Contact us today to learn more!

https://www.rate.com/mortgage/loan-types/non-qm/dscr?LOID=38224

The most informed buyers ask the smartest questions.Before signing anything, you should understand your loan options, yo...
06/01/2026

The most informed buyers ask the smartest questions.
Before signing anything, you should understand your loan options, your interest rate, your closing cost and your timeline. Knowing what to ask your lender puts you in control of the process.
I broke down 20 of the most important questions every buyer should bring to their lender, from rates and down payments to pre-approvals and fees. Smart mortgage decisions begin here.
Considering buying? Start with these questions

https://www.rate.com/mortgage/resource/questions-to-ask-mortgage-lender?LOID=38224

Memorial Day 🇺🇸
05/25/2026

Memorial Day 🇺🇸

Your service comes with incredible benefits that can change what's possible when it comes to buying a home. VA loans are...
05/20/2026

Your service comes with incredible benefits that can change what's possible when it comes to buying a home. VA loans are designed to make homeownership more within reach for military buyers, with options (like 0% down) that can reduce upfront costs and, for many, make the move from renting to owning happen sooner. If you've served, I'll help you make sense of what's available and how to use it. Explore VA loans benefits.

https://www.rate.com/va-loans?LOID=38224

We want to help make refinancing more affordable and a whole lot easier. With EnTitled, refi borrowers can waive their L...
05/11/2026

We want to help make refinancing more affordable and a whole lot easier. With EnTitled, refi borrowers can waive their Lender's Title Policy and reduce closing costs by $500-$2,500. Combined with a Same Day Mortgage approval, that's fewer steps and a much faster path to close. Reach out to see if your refi could qualify.

http://rate.com/cindystaley

Looking to take advantage of your VA home loan benefit but don't know all the details? Download the Rate App today and a...
04/28/2026

Looking to take advantage of your VA home loan benefit but don't know all the details? Download the Rate App today and access informative videos that will help you learn all the ins and outs. You earned it, so go get it!

http://rate.com/cindystaley

That incredible space you're imagining - modern kitchen, spacious floor plan, dreamy finishes - is closer than you think...
04/21/2026

That incredible space you're imagining - modern kitchen, spacious floor plan, dreamy finishes - is closer than you think. A renovation loan from Rate lets you convert any home into your dream home, whether it's already yours or on your mind to buy.
* Low down payment
* For multiple property types
* Small upgrades to full remodels
Reach out and learn how to turn an "almost there" home into exactly what you've been dreaming of.

http://rate.com/cindystaley

When it's time to downsize or rightsize, it's time to consider a Reverse Mortgage for Purchase. Tap into your equity and...
04/14/2026

When it's time to downsize or rightsize, it's time to consider a Reverse Mortgage for Purchase. Tap into your equity and say goodbye to monthly mortgage payments. Reach out today to see if a reverse is the right choice for your retirement.

https://www.rate.com/hecm-reverse-mortgage?LOID=38224

Address

Chicago, IL

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