Karen Sims - Highlands Residential Mortgage

Karen Sims - Highlands Residential Mortgage Karen Sims is a licensed loan officer (NMLS #150336) at Highlands Residential Mortgage in Chattanooga, TN. This has been a very rewarding career for me.

Georgia Residential Mortgage Licensee #37908 Equal Housing Opportunity Equal Housing Lender After graduating from The University of Tennessee at Chattanooga with a Bachelor of Science degree in accounting, I pursued my career in the mortgage industry. For the past 26 years, I have originated and processed mortgage loans. I strive to keep my clients informed and to keep the process as quick and e

asy as possible. I enjoy working with first time homebuyers and helping them get into their first home. Whether it is FHA, VA, Conventional, or Rural Development, I work to find the best program available for my buyers and customers seeking to refinance. Licensed by Tennessee Department of Financial Institutions
NMLS #150336
Branch NMLS #1651825
Corporate NMLS #3113

5.0 star review received on Experience.com for Karen Sims by Debra K S - Thi was as  a  rough experience for us  buying ...
09/04/2026

5.0 star review received on Experience.com for Karen Sims by Debra K S - Thi was as a rough experience for us buying our new home with no fault of Karen's. Karen went above and beyond to help us get through this. We would highly recommend Karen for anyone looking to get financing. All I can say is Karen was there from start to finish and we can't thank her enough!

Click to see all 453 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Chase J - Always a great experience working with Karen!
08/01/2026

5.0 star review received on Experience.com for Karen Sims by Chase J - Always a great experience working with Karen!

Click to see all 452 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Kathryn A C - Karen Sims couldn't have been any nicer. She ...
08/01/2026

5.0 star review received on Experience.com for Karen Sims by Kathryn A C - Karen Sims couldn't have been any nicer. She helped through out the whole process and answered all my questions with curtsey and compassion. I would highly recommend her to everyone. Thank you again Karen and all Highland Mortgage employees for their hard work and timely manner in helping me secure my mortgage.

Click to see all 452 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Brenda M B - Very professional and kept me updated througho...
07/13/2026

5.0 star review received on Experience.com for Karen Sims by Brenda M B - Very professional and kept me updated throughout the process.

Click to see all 450 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Rebecca O - As  a  Realtor,  I refer  all  of  my  clients ...
07/13/2026

5.0 star review received on Experience.com for Karen Sims by Rebecca O - As a Realtor, I refer all of my clients to Karen Sims. I know my clients will be very well taken care of. I never worry about the process with Karen. She is on top of everything. My clients brag how easy the process is with her. She keeps me updated every step of the way which is huge in this business and she always gets us to the closing table on time. Her service is impeccable.

Click to see all 450 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Hannah F - As  young  first  time  homebuyers . Karen  made...
07/06/2026

5.0 star review received on Experience.com for Karen Sims by Hannah F - As young first time homebuyers . Karen made the process very smooth and explain everything to me in a way I could understand . She is quick to respond and very easy to work with.

Click to see all 448 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Hannah F - Karen  was  just so easy  to  work with  and  ve...
07/05/2026

5.0 star review received on Experience.com for Karen Sims by Hannah F - Karen was just so easy to work with and very fast to respond to any question!

Click to see all 448 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Clara R - It  was  a  simple,  well  curated  process.
06/14/2026

5.0 star review received on Experience.com for Karen Sims by Clara R - It was a simple, well curated process.

Click to see all 446 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Samantha J - Karen  answered all  my questions and  educate...
06/14/2026

5.0 star review received on Experience.com for Karen Sims by Samantha J - Karen answered all my questions and educated me through the process so I felt comfortable and confident moving forward with the sell and buy of my
homes.

Click to see all 445 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

5.0 star review received on Experience.com for Karen Sims by Ashley F - Great  customer services  and  great communicati...
06/12/2026

5.0 star review received on Experience.com for Karen Sims by Ashley F - Great customer services and great communicatio! We are returning customers and both times were cery pleased.

Click to see all 444 reviews of Karen Sims, Loan Officer | NMLS # 150336|TN: 108129| AL: 59063| GA: 28150

Address

6576 E Brainerd Road, Ste A
Chattanooga, TN
37421

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+14236240448

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