Chad Harris - Highlands Residential Mortgage

Chad Harris - Highlands Residential Mortgage Chad Harris is a licensed loan officer (NMLS #648651) at Highlands Residential Mortgage in Chattanooga, TN

After working in the engineering field, I began my mortgage career in 1996. Since then I have helped over 1,000 families get into their new home or refinance their current mortgage. I was president of the Chattanooga Mortgage Bankers Association in 2006 and 2012-13 and the TN Mortgage Bankers Association in 2010. My purpose is to eagerly educate, respectfully counsel, and facilitate responsible ho

me financing with every client by providing timely and accurate information, offering my expertise, compassion, and honesty, and doing all by the guidance of the code of ethics and my faith. Even after 18 years in the industry, I still get excited for my clients when I see them getting the home they have dreamed about or I see how much money I saved them when they refinanced. Licensed by Tennessee Department of Financial Institutions
NMLS #648651
Branch NMLS #1718755
Corporate NMLS #134871
Georgia Residential Mortgage Lender License No. 37908

5.0 star review received on Experience.com for Chad Harris by Justin E - He was very honest and willing to answer any qu...
12/23/2025

5.0 star review received on Experience.com for Chad Harris by Justin E - He was very honest and willing to answer any questions I had about the loan. And willing to explain any concepts relating to mortgages.

Click to see all 198 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Keith C - Chad was very responsive throughout the entire p...
11/17/2025

5.0 star review received on Experience.com for Chad Harris by Keith C - Chad was very responsive throughout the entire process. He is very trustworthy and exemplified professionalism from start to finish. I would highly recommend him to anyone looking to finance a home.

Click to see all 197 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Mary A H - Chad  is  so  knowledgeabl,  always  available ...
10/28/2025

5.0 star review received on Experience.com for Chad Harris by Mary A H - Chad is so knowledgeabl, always available for any questions. Ty Chad!!!

Click to see all 196 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Joseph K H I - Chad  made  this  stressful  transaction  v...
10/26/2025

5.0 star review received on Experience.com for Chad Harris by Joseph K H I - Chad made this stressful transaction very smooth. We have always used Chad when financing or re-financing a mortgage, because he does such a great job making is easy on us.

Click to see all 195 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Thomas R S - Chad was recommended by a friend and we were ...
05/20/2025

5.0 star review received on Experience.com for Chad Harris by Thomas R S - Chad was recommended by a friend and we were very happy to work with him and Highlands!

Click to see all 194 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Hayley H S - Chad  made buying  this  house super  easy!  ...
05/19/2025

5.0 star review received on Experience.com for Chad Harris by Hayley H S - Chad made buying this house super easy! We are very grateful.

Click to see all 193 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Mary D M - Chad  is  great  about  sending  out updates  a...
05/16/2025

5.0 star review received on Experience.com for Chad Harris by Mary D M - Chad is great about sending out updates all throughout the process , giving everyone peace of mind that things are moving along. I always appreciate the communication!

Click to see all 192 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Jason C - Chad is kind, patient, and so easy to work with....
01/15/2025

5.0 star review received on Experience.com for Chad Harris by Jason C - Chad is kind, patient, and so easy to work with. He listens to all of your questions and is thoughtful in his responses. I would recommend him to anyone and everyone!

Click to see all 191 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by John M - He communicated to us all the way through. He was...
09/30/2024

5.0 star review received on Experience.com for Chad Harris by John M - He communicated to us all the way through. He was right on target with everything he said he would and could do.

Click to see all 190 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Michael G - It was really great to work with Chad. He was ...
09/28/2024

5.0 star review received on Experience.com for Chad Harris by Michael G - It was really great to work with Chad. He was very informative and made the entire process smooth and easy.

Click to see all 189 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Vincent M N - Chad went above and beyond. Every step of th...
08/15/2024

5.0 star review received on Experience.com for Chad Harris by Vincent M N - Chad went above and beyond. Every step of the way he was punctual and positive. Having someone who can be light hearted in a process like this was much needed. We hope Chad will be available to help with our next deal.

Click to see all 188 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

5.0 star review received on Experience.com for Chad Harris by Brian L W - Chad's patience and knowledge of the MTG loan ...
07/29/2024

5.0 star review received on Experience.com for Chad Harris by Brian L W - Chad's patience and knowledge of the MTG loan process was exceptional! He kept us informed through the whole process and helped us with all of our questions!

Click to see all 187 reviews of Chad Harris IV, Loan Officer | NMLS # 648651|GA: 32295| TN: 113702

Address

6576 E Brainerd Road, Ste A
Chattanooga, TN
37421

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30pm - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+14236240448

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