Zack Philmon Your Loan Dude

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Zack Philmon Your Loan Dude Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Zack Philmon Your Loan Dude, Loan service, 3430 Toringdon Way, Suite 101, Charlotte, NC.

Mortgage professional with 13+ years of experience in mortgage business, having worked across multiple roles that provide a deep, practical understanding of how loans move from start to finish.

Spent Halloween weekend in Fort Lauderdale with a group of friends I’ve known anywhere from 12 to over 20 years.Pretty i...
11/02/2026

Spent Halloween weekend in Fort Lauderdale with a group of friends I’ve known anywhere from 12 to over 20 years.

Pretty impressive group of guys! Top-producing real estate agents, successful investors, a psychiatrist, an interior designer who travels the country for his clients, an actuary, the owner of one of the most successful real estate companies in the Carolinas… and me. Haha.

We have an absolute blast together, but what these guys probably don’t realize is that I’m always listening. Even in the side conversations, I’m picking up little bits of knowledge and wisdom from people who’ve accomplished some pretty incredible things.

One moment from this weekend really stuck with me.

My friend of 20+ years, Stephen Cooley, told me, “I see you hustling, putting in the effort, having the conversations, and doing the work. I’m impressed.”

Coming from someone who’s spent over 30 years in real estate and built one of the top teams in our area, that meant more to me than he probably realizes. A few words from someone you respect can be one heck of a motivator. Makes me want to work even harder!

Surround yourself with people who inspire you, challenge you, and make you better. I’m lucky to call these guys friends.

Great trip, a ton of laughs, and a little extra motivation coming home!

Realtor friends, before you start dropping that listing price… hear me out!I know some of y’all have listings that could...
11/01/2026

Realtor friends, before you start dropping that listing price… hear me out!

I know some of y’all have listings that could use a little extra love right now 💘

What if we could make those homes more attractive to buyers WITHOUT having to slash the price?

We’ve got some pretty solid options that could help!

💰 Lender credits to help buyers with closing costs

📉 Rate buydown options to help lower monthly payments

🏡 Special incentives for homes that have been sitting 45+ days

And access to some great marketing materials!

Sometimes it’s not about lowering the price. It’s about getting a little creative with the financing.

Got a listing that needs a boost? Shoot me a message and let’s see what we can do!

Let’s get some houses SOLD! 🤝🏡



Programs subject to eligibility and guidelines.

Atlantic Bay Mortgage Group | NMLS #72043 | Equal Opportunity Lender | nmlsconsumeraccess.org

Parental tax is a real thing. 🍬😉 Happy Halloween!   NMLS # 904567
10/31/2026

Parental tax is a real thing. 🍬😉 Happy Halloween!



NMLS # 904567

Another smooth closing in the books! Another young couple, a growing family, and a beautiful new construction home to ca...
10/31/2026

Another smooth closing in the books!

Another young couple, a growing family, and a beautiful new construction home to call their own!

This closing was extra special. Their previous home had serious mold issues, so getting this family into a safe, healthy home as quickly as possible was the priority. We had a goal, a tight timeline, and a team determined to make it happen. And we did!

Couldn’t be happier for these guys! Wishing them years of happiness, new memories, and exciting milestones in their new home.

Sometimes it’s about more than a mortgage. It’s about making a difference when it matters most.

Thinking about buying a home? Whether you’re just getting started or need to move quickly, I’d love to help make it happen!

10/30/2026
Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best...
10/30/2026

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best for you. Don't let mortgage rates keep you on the sidelines - I'm here to help! Call or DM me, and let's run the numbers!



NMLS # 904567

10/29/2026

Welcome to Foxwood Acres! This beautifully maintained, one level contemporary home offers the space, flexibility and outdoor living buyers are looking for! Conveniently located just 8 minutes from Harrisburg Town Center, shopping, dining and Frank Liske Park, this inviting home sits on nearly hal...

Address

3430 Toringdon Way, Suite 101
Charlotte, NC
28277

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