Zack Philmon Your Loan Dude

Zack Philmon Your Loan Dude Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Zack Philmon Your Loan Dude, Loan service, 3430 Toringdon Way, Suite 101, Charlotte, NC.

Mortgage professional with 13+ years of experience in mortgage business, having worked across multiple roles that provide a deep, practical understanding of how loans move from start to finish.

It's back-to-school season, but for some families it's actually "back under our roof" season. More people are buying mul...
09/08/2026

It's back-to-school season, but for some families it's actually "back under our roof" season.
More people are buying multigenerational homes than ever, whether it's adult kids returning, parents moving in, or everyone deciding one mortgage beats three rent checks.
We broke down what actually matters when you're buying a house for more than one generation.
https://myoc.io/Jjw2a/zb4ko



NMLS # 904567

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work...
09/07/2026

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work our team gets to be part of. Enjoy the day off, you've (more than) earned it.



NMLS # 904567

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoi...
09/04/2026

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoid some of the bidding-war pressure we saw in lower-rate markets.

Don't think "the perfect rate," think "the right monthly payment." I can help - DM and let's start the conversation!



NMLS # 904567

09/02/2026

Belmont friends and surrounding areas, if you ever need heating or air help, I highly recommend Neighbors Heating and Air here in Belmont.

My AC went out on Monday, and after tinkering around with it for about 24 hours, I reached out to them this morning. They were here within a couple of hours and had me back up and running quickly!

Fair prices, fast service and genuinely friendly guys. JR and DJ are awesome! Give them a call if you need HVAC help!

Remi approves this message 🌡🐾

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a lo...
08/28/2026

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a loan. We can look at other options for getting you a comfortable monthly payment. You might be surprised! DM or call me to find out.



NMLS # 904567

08/27/2026

How do you end up getting a business endorsement from a Carolinas real estate legend?

Apparently: see his billboard, drive to his driveway, ask nicely.

Stephen Cooley said it himself — call Zack Philmon with Atlantic Bay Mortgage Group to get pre-approved.

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way i...
08/25/2026

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way it does.
https://myoc.io/Jjw2a/WlS3m



NMLS # 904567

Address

3430 Toringdon Way, Suite 101
Charlotte, NC
28277

Telephone

+17045628580

Website

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