Reena Roy - Financial Coach

03/06/2026

02/04/2026

Valentine’s Day is all about showing the people you cherish just how much they mean to you. And while flowers fade and chocolates disappear, the promise to protect your loved ones is a gift that truly lasts.
This Valentine’s season, give a gift that speaks louder than words: a guarantee their loved ones can count on.
Want a life insurance policy that can support them for a lifetime?
Call to get a quote 9802292433.
https://agents.ethoslife.com/invite/03287...

02/01/2026

Have You Named a Guardian Yet?
Choosing a legal guardian is one of the most important decisions you can make as a parent. If the unexpected happens, having a clear guardianship plan in place ensures your children are cared for by someone you trust — not left to the court system to decide.

Client portal for trusteefriend

01/15/2026

PROTECTING
WHAT MATTERS
MOST TO YOU!

Client portal for trusteefriend

04/17/2025

Life insurance made easy.

With Ethos, you can get life insurance in as little as 10 minutes. No medical exams needed—just answer a few health questions online. You could get up to $2 million in coverage today.

Get your quote today at
agents.ethoslife.com/invite/03287

03/04/2025

TAKE CONTROL OF YOUR FINANCIAL FUTURE.
March is Women's History Month. It's a good time to remember the unique financial challenges women face, and how life insurance can be part of their plans to better prepare for their future.
Let me guide you to diversify your financial plan with life insurance.

02/22/2025

End-of-life planning is an act of love!
We all have our own ways of showing loved ones how special they are. But many people don’t realize making an end-of-life plan is one of the most impactful ways to say, “I love you.” Having a plan for what happens after you pass away shows your inner circle that you want to take care of them, even when you’re no longer around.
Unfortunately, the number of Americans who haven’t made any end-of-life plan is staggering—37%—even though 68% agree it’s important.* Unsurprisingly, it gets even more important by generation, with the oldest (Baby Boomers) finding it most important.

https://agents.ethoslife.com/invite/03287

11/04/2024

Build a retirement timeline
The path to retirement has several milestones and stopping to review your goals at each checkpoint can help ensure your retirement plans stay on track. Your financial professional can discuss this timeline and how to develop a retirement income strategy that will work for you.

Age 50: You can begin making additional “catch up” contributions to your 401(k) or profit sharing plan up to an annual maximum
Age 55: If you separate from service during or after the year you reach age 55, you can take penalty-free distributions from your current employer's retirement plan.
Age 59½: You may take Individual Retirement Account (IRA) withdrawals without a tax penalty. Traditional IRA withdrawals will be taxed as income. Roth IRA distributions will be tax-free if the Roth IRA has been held for at least five years.
Age 62: At this age, you become eligible for Social Security benefits. Remember, your benefits are reduced by a fraction of a percent for each month before your full retirement age which varies depending on your birth year.
Age 65: You become eligible to sign up for Medicare three months before you turn 65 and for those under 65 with certain disabilities.
Age 70: If you delay claiming Social Security benefits, until after your full retirement age, you may be eligible for increased payments. After age 70, however, there is no additional incentive for delaying benefits.
Age 73: At this age, you must start taking your annual required minimum distributions (RMDs) from most tax qualified retirement accounts. Although you may withdraw more than the RMD, you cannot withdraw less. Keep in mind that all withdrawals, including RMDs, may be taxed as ordinary income.1

10/02/2024

Life insurance offers a financial safeguard whether you are an individual, a couple or have a family. Researching life insurance options at any age is beneficial in selecting the proper coverage. Life Insurance brings peace of mind as you create your financial strategy and legacy.

Visit World Financial Group and learn more about the benefits of life insurance!
https://www.worldfinancialgroup.com/solutions/life-insurance-101

09/17/2024

Did you know nearly half of U.S. households would face financial difficulties within six months of losing the primary earner? Life insurance helps provide the protection your loved ones need to continue living their best lives.