Carolina’s 1st Choice Agency LLC

10/31/2026

Featured at the Lake Norman Magazine

Do you know of a local agency where they contribute a portion of their fees to the community? Help clean streets, paint future clinics, pick up trash at the new Spark location, donate time to different non profits and more?

Proud to be working at this agency!
🫶🇺🇸🤝✅🙏

Advising NC/SC.
www.carolinas1stchoice.com

10/28/2026

The insurance industry was mentioned

10/23/2026

The time has come!

Next month in the USA you have open enrollment!

If you would like to get HEALTH insurance or modified what you have text us 704-464-0300 the best day/time to call you during business hrs

Dental
Vision
Health insurance
And more

My health plan has also gone up but there is always options

Advising NC/SC

Owner/broker/licensed Christian Gallardo is operating an independent insurance agency servicing NC/SC with top rated carriers to advise the best insurance needs. The owner has established a presence in the Mecklenburg community working with different non-profit entities, sponsoring events, helping s...

10/08/2026

If you are a business owner and don’t have insurance today you can text us @ 704-464-0300 and let us know the best day/time to call you.

General Liability:
You can have tools and equipment covered for theft and other perils.
You can have errors and emission coverage for contractors
You can have your business personal property cover d as well. Your funiture and other things if you rent a place
You can add professional liability for your trade (hair salon, day spa, etc)
Business umbrella policy can also be add it

Let’s cut expenses this year. Contact us to lower your premium and cover you better.

Advising NC/SC.

Owner/broker/licensed Christian Gallardo is operating an independent insurance agency servicing NC/SC with top rated carriers to advise the best insurance needs. The owner has established a presence in the Mecklenburg community working with different non-profit entities, sponsoring events, helping s...

10/02/2026

You have your assets insured but how about your family?
Don’t depend on fund raising sites to pay your family when you can do it now. As soon as you open a life insurance policy you may be cover while you are alive as well 🙏

While You Are Still Alive (Living Benefits)
If you are dealing with severe illness or high medical costs during your lifetime, certain policy features allow you to tap into your coverage early:
• Accelerated Death Benefit Rider: If you are diagnosed with a terminal illness (often defined as a life expectancy of 1 to 2 years), this rider lets you advance a portion of your death benefit early to pay for care.
• Chronic or Critical Illness Riders: Some policies include or offer add-ons for chronic illnesses (inability to perform daily activities) or critical illnesses like cancer, heart attacks, or strokes, providing a lump sum. Alzheimer’s are covered as well.

You have other options like cash value, loan options. There are different ways to structure a policy. Infinite banking is one of them.

Text us at 704-464-0400 the best day/time to call you . We have tons of carriers

Advising NC/SC.
www.carolinas1stchoice.com

10/01/2026

For those who don’t have your taxes escrowed don’t forget to pay it before 1/1/27

We can’t cut your taxes but we can cut expenses on your properties

Advising NC/SC.

Owner/broker/licensed Christian Gallardo is operating an independent insurance agency servicing NC/SC with top rated carriers to advise the best insurance needs. The owner has established a presence in the Mecklenburg community working with different non-profit entities, sponsoring events, helping s...

09/23/2026

Have you been to a small Catholic procession at the Our Lady of Guadalupe church? We do it every year and the time has come

Hope to see you there

Advising NC/SC
www.carolinas1stchoice.com

09/17/2026

We will be working with all the residents of this beautiful city specially businesses who are the life support for Queen City. Looking forward working with our new Mayor Harrington

Advising NC/SC.
www.carolinas1stchoice.com

09/16/2026

Carolina’s 1st Choice Agency LLC is taking new clients

Who would like to cut expenses this year
Health (open enrollment next month)
Life (you got one 10 yrs ago but not your partner)
Commercial (the state is fining individuals be ware)
Personal (mandatory by law a few of them)

Check out their website. It will be their early Thanksgiving gift from them to you

Advising NC/SC

Owner/broker/licensed Christian Gallardo is operating an independent insurance agency servicing NC/SC with top rated carriers to advise the best insurance needs. The owner has established a presence in the Mecklenburg community working with different non-profit entities, sponsoring events, helping s...

09/16/2026

Carolina’s 1st Choice Agency LLC is taking new clients

Who would like to cut expenses this year
Health (open enrollment next month)
Life (you got one 10 yrs ago but not your partner)
Commercial (the state is fining individuals be ware)
Personal (mandatory by law a few of them)

Check out their website. It will be their early Thanksgiving gift from them to you

Advising NC/SC
www.carolinas1stchoice.com