Joe Galaviz Mortgage Broker NMLS 513237

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Joe Galaviz Mortgage Broker NMLS 513237 Hoot Home Loans LLC
Equal Housing Lender
Corp.NMLS #2532931
https://bit.ly/3tOBd9V

11/02/2026

Low Down Payment Options.

11/01/2026

Timing is everything when buying a home. Secure the right price, payment, property, and location. Start your home search today.

10/30/2026

Own your dream home with only 3% down! Explore your options & message now to start your journey.

Being your own boss shouldn't keep you from being a homeowner!  I specialize in looking beyond the tax returns to find t...
10/28/2026

Being your own boss shouldn't keep you from being a homeowner!
I specialize in looking beyond the tax returns to find the mortgage solutions that fit your unique 1099 or self-employed income.
Let's build your winning game plan together.
Message me to see what you qualify for!

Veterans did you know? A 100% Permanent & Total Disabled Veteran may qualify for a full or partial property tax exemptio...
10/28/2026

Veterans did you know?
A 100% Permanent & Total Disabled Veteran may qualify for a full or partial property tax exemption. In certain states and with the right documentation, the anticipated reduced property taxes may be considered before closing.
States currently eligible under this guideline:
Arkansas | California | Florida | Maryland | Texas | Utah | Virginia
The process generally starts with:
1. Confirm eligibility
Document the Veteran’s 100% Permanent & Total disability status.
2. Apply before closing
The Veteran applies for the property tax exemption with the appropriate taxing authority before the note date.
3. Document the exemption
Once there is proof the Veteran has applied, the anticipated reduced property tax amount may be used for qualifying and escrow purposes, subject to applicable requirements.
That can potentially lower the proposed housing payment and make the difference on a tight DTI VA approval.
If we can verify with Title that the State or County allows for the exemption, we can allow it!

Don't let the mortgage process spook you! 🎃 👻I match you with a game plan that takes the mystery out of home buying. 🏡No...
10/27/2026

Don't let the mortgage process spook you! 🎃 👻
I match you with a game plan that takes the mystery out of home buying. 🏡
No tricks, just the right treat for your financial goals.💰
Message me today to see what you qualify for!

Tax returns a roadblock to a new home? Think again! I specialize in mortgage solutions designed for 1099 and self employ...
10/26/2026

Tax returns a roadblock to a new home? Think again! I specialize in mortgage solutions designed for 1099 and self employed borrowers. We look at the whole picture to get you the keys you deserve.

10/23/2026

Did you know your home's equity could be your best financial tool? 🏠 From home improvements to debt consolidation, a HELOC offers the flexibility you need. I'm here to help you understand the benefits and see if it's the right move for your winning game plan. Message me to learn more!

Dreaming of a new home but worried about the down payment?  Whether you're a first-time buyer or looking to upgrade, the...
10/23/2026

Dreaming of a new home but worried about the down payment? Whether you're a first-time buyer or looking to upgrade, there are many low and zero down payment programs available. I'm here to help you find the one that fits your budget. Message me to start your winning game plan!

Veterans & Active Duty Service members, Save on upfront and monthly costs. Own your dream home with zero down payment an...
10/23/2026

Veterans & Active Duty Service members, Save on upfront and monthly costs. Own your dream home with zero down payment and no monthly private mortgage insurance.

Address

811 W 7th Street
Chandler, AZ
85226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18327994936

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