John Takerian, NMLS# 402130

02/24/2026

So, this is happening...

The average top-tier mortgage rates made it back to 5.99% yesterday for the first time since January 9th and only the second time in more than 3 years. Wit,...

01/19/2026

Do you want to purchase or refinance an investment property? Have you heard of DSCR loans? DSCR stands for Debt Service Coverage Ratio. This is a mortgage loan used by Investors to purchase or refinance investment property. The loan gets approved based on the current or future rental income only. There is no verification of personal income. No tax returns to worry about. it works for short-terms rentals also! Please call to talk about it. 262 617 8789 [email protected]

Call now to connect with business.

01/09/2026

If you have not called for a quote on your possible refinance, What are you waiting for?

On a week where the mortgage market was most likely to experience volatility due to Friday's jobs report, Thursday afternoon's surprise announcement of $200bln in GSE MBS (mortgage-backed securities) ...

11/21/2025

Do you know there are lots of programs that allow Zero down payment on a home purchase. Even if your income is above the median income for the area. Even if you are not a first time home buyer. As long as the payment is affordable for you, it can make sense. Rosie taught me this when she was a puppy wearing a sweater.

11/14/2025

After the longest shutdown in history the U.S. government reopened on Thursday. As expected, this has added a bit of upward pressure for rates.

09/12/2025

FYI These are average reported mortgage rates. A rate offered to you may be higher or lower depending on your scenario.

The underlying bond market (which dictates the rates offered by mortgage lenders) weakened moderately overnight.  Weaker bonds equate to higher rates, all else equal.   The move in bo...

11/30/2022

Good news if you have been waiting for the conventional loan limits to increase.

If you're just here for the conforming loan limit news, $726,200 is the number for 2023.   Does this mean no one can get a mortgage for more than $726,200?  No.  The conforming l...