April Liberty- Mortgage Loan Originator Nmls#2238564

08/27/2026

Self-employed and showing strong income in your business — but your tax returns don’t tell the whole story? 👀

You may have more mortgage options than you think.

1099 & alternative income programs can help qualified self-employed borrowers use different methods of documenting income instead of relying solely on traditional tax returns.

🏡 Purchase or refinance
💰 Alternative income documentation
📊 Options designed for self-employed borrowers
🔑 Your write-offs don’t automatically mean homeownership is off the table

Every situation is different, so the key is finding the right loan program for how you actually earn your income.

📲 DM me and let’s look at your options.

08/27/2026

NEXA Lending + UMortgage. One mission. 🚀

This is bigger than an acquisition—it’s a powerful sign of where the mortgage industry is heading.

Two of the strongest cultures in the broker channel are now moving in the same direction, creating an organization of more than 4,000 loan officers and $14 billion in annual production.

More scale.
More resources.
More opportunity.
And an even stronger future for independent mortgage professionals.

The result? More options for borrowers and a better experience.

If you are an LO who has been watching the broker movement and wondering when to make your move, this may be your sign.

Loan officers who recognize opportunity early often benefit the most and help the most consumers.

Curious about what NEXA offers and what this could mean for your business?

Send me a DM. I’m happy to have a completely confidential conversation—no pressure and no 1-800 recruiting pitch.

April Liberty
NMLS #2238564
NEXA Lending

08/26/2026

“The way I see it, if you want the rainbow, you gotta put up with the rain.” -Dolly Parton

08/19/2026

The first one to two years of homeownership can be some of the most expensive. 🏡

Between moving costs, furniture, repairs, maintenance, and settling into a new monthly budget, the expenses can add up quickly.

That’s why a lower mortgage payment during the first year can make a meaningful difference.

Right now, eligible buyers may receive a lender-paid temporary one-year rate buydown on purchase loans locked through August 31, 2026.

That means:

✅ A lower interest rate for the first year
✅ A lower monthly principal and interest payment for 12 months
✅ The lender covers the cost of the buydown
✅ More room in your budget when you may need it most

After the first year, the payment returns to the amount based on the loan’s permanent note rate.

The goal isn’t always lowering the price of the home—it’s creating a more affordable transition into homeownership.

Want to see what your first-year payment and savings could look like?

DM me the word LOWER, and I’ll send you the details!

April Liberty
Mortgage Loan Originator | NMLS #2238564
📞 (207) 939-6874
📧 [email protected]
🌐 www.AprilLiberty.com

Available on eligible purchase loans locked through August 31, 2026. Borrowers must qualify using the permanent note rate and full payment. The temporary buydown reduces the principal and interest payment during the first year only. Program guidelines, terms, and availability are subject to change.

08/17/2026

Most real estate investors know what BRRRR stands for but fewer understand how the financing works behind it.

Buy. Rehab. Rent. Refinance. Repeat.

The strategy commonly uses two loans:

🏚️ Short-term interest only financing to purchase and renovate
🏡 Long-term DSCR financing once the property is completed and producing rental income

Neither of these loans requires personal income.

The biggest mistake? Waiting until renovations are finished to think about the refinance.

Before buying, you should understand the renovation budget, expected after-repair value, realistic market rent, seasoning requirements, available leverage and backup exit strategy.

A successful BRRRR project is planned backward from the refinance.

Considering a BRRRR property? Let’s review the financing before you make the offer.

April Liberty
📞 (207) 939-6874
📧 [email protected]
🌐 www.AprilLiberty.com
NMLS #2238564

08/14/2026

A summer to remember 🌲🦞🎶☀️🌴

08/13/2026

Hey parents! Summer with the kids has been full of fun, family time, travel, and making memories. ☀️

But now that backpacks are packed and the kids are heading back to school, maybe it’s time to dust off some of your goals, too.

Have you been putting off that mortgage application or your next real estate move because summer was just… busy?

Whether you’ve been thinking about:

🏡 Buying your next home
🔑 Purchasing an investment property
💰 Tapping into equity for your next opportunity
📈 Growing your real estate portfolio
✨ Or simply figuring out what you qualify for

Now is a great time to get the conversation started.

You don’t have to be ready to buy tomorrow. Sometimes the first step is simply looking at the numbers, understanding your options, and putting a plan together.

Here’s to a new school year, new routines, and maybe a new real estate adventure for you, too. ❤️

April Liberty | Mortgage Loan Officer
NMLS #2238564
www.AprilLiberty.com
(207) 939-6874
[email protected]

06/19/2026

Enter a successful self-employed designer looking to purchase a $5.5 million home. On paper, though, their story wasn't perfect.

Three years ago, they experienced a foreclosure. Their credit score was 675. And because their income had grown significantly over the last year, many traditional lenders struggled to make the numbers work.

What some lenders saw as reasons to say no, we saw as reasons to look deeper.

We took the time to understand the full picture... their business, their income growth, their assets, and where they are today, not just where they were three years ago.

The result?

They were approved for an interest-only mortgage and successfully purchased their new home.

This is why I believe mortgages are about more than credit scores and automated approvals. Every borrower has a story, and sometimes that story deserves a second look.

If you're self-employed and have been told your situation is "too complicated," don't assume you're out of options.

There may be a solution that fits your story. You just need the right connections.

📞 April Liberty
NMLS #2238564
(207) 939-6874
📧 [email protected]
🌐 www.AprilLiberty.com

Buying a new home? April Liberty could help you. Licensed in Florida, Maine. ✅ 2238564 📞(207) 939-6874

05/29/2026

05/29/2026

🏡 Tired of renting? It's time to take the first step toward homeownership! 🌟 Imagine having that backyard for your dog, finally being able to paint your walls, and building equity instead of paying rent. Let's make your dream a reality! Contact me today to start your journey! 💪🔑

📧 [email protected]

📞 2079396874