Robert Taylor, NMLS #2098436

10/01/2022

05/30/2022

For those that served, we all heard "that calling". Whether that be a patriotic calling or anything else, we heard it. So we did. We went and served our country. In doing that, so many of us came back to our loved ones to try to regain our lives as a civilian. And then there are those that didn't come back. Those that paid the ultimate sacrifice for you and me have this day. So as you all rest and relax, just take a moment to think and thank those that didn't make it back so others could.

05/08/2022

Happy Mother's Day to all the wonderful mom's!!

04/22/2022

So what does this mean: Well, let me tell you! It means...

Existing Home Sales, which measure closings on existing homes, showed that sales were down 2.7% in March at a 5.77M annualized pace. This likely measured activity in January and February, including some of the move higher in rates, but not all of it. On a year over year basis, sales are only down 4.5%, which is still quite strong considering higher rates, higher home prices, and tight inventory. And speaking of inventory, it did increase almost 12% from February to 950,000 homes for sale, which is down about 10% from last year. This is the normal inventory build that we discussed last month that occurs every year during this time. There is now a 2 Month’s supply of homes, up from 1.7 months, when 6 months is considered balance, speaking to the imbalance of supply and demand. Homes were only on the market for 17 days in March, down from 18. 87% of homes that sold were on the market for less than one month. This should continue to be supportive of home prices. The Median home price was reported at $357,300, which is up 15% year over year. This continues to get skewed by the mix of sales – sales on the lower end are down sharply, while sales above 500k are much higher. First Time Home Buyers have accounted for 30% of sales, which is a nice move higher from 28% in the previous report. Cash buyers increased from 25% to 28%, while investors purchased 18% of homes, down from 19%. Foreclosures and short sales account for less than 1% of all transactions.

04/15/2022

Have a blessed day to you all!

04/13/2022

Are you worried about your credit card bills? Or maybe your student loans? What about your car payment? With home prices rising, you just might be able to take care of that with your home equity!

Or maybe...just maybe...you might want to move up! This could be the way out that you have been looking for!

Give me a call today and lets discuss your strategic debt analysis to see just how your equity can help you!

04/09/2022

Waiting for the housing bubble to burst....

04/06/2022

So you cleaned up your credit, got your mortgage pre-approval and now you're ready for the next phase of your life. Buying a home! But before making that offer, check out this handy guide and feel confident when making your bid! https://bit.ly/3JriHrt

04/05/2022

Pretty excited to get started in the career that I truly have a heart for. Been here before, and I'm back again to helping people manage perhaps the largest debt of their lives.