Andy Millet, Mortgage Loan Officer - NMLS 2602671

10/28/2026

Pretty cool to be part of a team recognized as Best of Lewis County 2026!
One of the things I love about this business is getting to help people figure out how to make homeownership possible. Sometimes it's straightforward, and sometimes we have to get a little creative to find the right solution.
I'm fortunate to work alongside some great people at Mortgage One Northwest who genuinely care about the families and communities we serve.
A big thank you to everyone who voted and continues to put their trust in our team. We appreciate you!
And congratulations to everyone at Mortgage One Northwest 🏡

We are incredibly honored to be voted Best of Lewis County 2026 for Lender!

From all of us at Mortgage One Northwest, THANK YOU!

We are truly grateful for our amazing community and for every single person who took the time to vote for us. Your trust, support, and confidence in our team mean more than words can express.

We take great pride in being experts in our field, but what makes our work so rewarding is the people we get to help every day. We genuinely love what we do, and we're passionate about helping our neighbors achieve their homeownership goals.

We are proud to be part of this community and look forward to continuing to serve you for many years to come.

Thank you, Lewis County! We couldn't do it without you!

— The Mortgage One Northwest Team

10/26/2026

A question worth asking before you start looking at homes: How much money will I actually need to buy? 🏡

It's not always as straightforward as the down payment. There may be financing options worth exploring before you decide you're not ready.

Just hoping to help more buyers find their way into some of these gorgeous homes!

Admins, please feel free to remove if this doesn't fit the group's guidelines. Just sharing some helpful information!

10/26/2026

It's not just the down payment! 🏡

One of the biggest surprises for homebuyers is finding out how much cash they actually need to purchase a home.

There's the down payment, but there can also be closing costs, prepaid taxes, insurance, and other expenses.

Here's what I want buyers to know: You may have more options than you think.

Depending on your situation, there may be ways to reduce some of those upfront costs.

Before you rule out buying because you think you don't have enough saved, let's look at the numbers together.

You might be surprised at what's possible.

Have questions? Send me a message. I'm happy to help.

Andy Millet | Mortgage One Northwest
360-520-2696
NMLS #2602671

10/22/2026

Thinking about buying a home? Let me ask you a different question.

Instead of starting with "How much house can I qualify for?" I like to ask, "What monthly payment are you actually comfortable with?"

Those can be two very different numbers!

Just because you qualify for a certain amount doesn't mean that's what you should spend.

I prefer to start with a payment that fits your life, then work backward. We can look at different loan options, down payments, closing costs, and ways to make the numbers work.

Sometimes you're closer than you thought. Sometimes we need a plan to get you there.

Either way, I'd rather help you figure that out before you fall in love with a house that doesn't fit your budget.

Thinking about buying but unsure where to start?

Call or text me (360) 520-2696. Let's start with your payment and see what's possible.

Andy Millet | Mortgage One Northwest
NMLS #2602671

09/17/2026

🏠 Is it crazy to buy a house right now?

Maybe.

That's probably not the answer you'd expect from a mortgage guy. 😂

But buying a home isn't automatically the right decision just because you can qualify.

Rates are higher. Homes are expensive. There's a lot of uncertainty out there. And depending on what you read or watch, housing is either about to take off or the sky is falling.

I'd rather look at your situation.

Ask yourself:

• Why do you want to move?
• How long do you think you'll stay in the home?
• Is the monthly payment actually comfortable?
• Will you still have some money in reserves after closing?
• And maybe most importantly… do you actually love the house?

Sometimes we run the numbers and buying makes sense.

Sometimes the answer is, “Not yet.”

I'm okay with that too.

My job isn't to convince you to buy a house. It's to help you understand your options so you can make a good decision.

Don't let a headline make the decision for you. Let's run your actual numbers.

09/14/2026

🏠 Still scrolling through homes but not sure you're actually ready to buy?

That's okay. You don't have to be ready to make an offer to start figuring out what's possible.

One of the biggest mistakes I see is waiting until you find THE house before talking about financing.

Let's do it the other way around.

Tell me what monthly payment you're comfortable with, and we'll work backwards from there.

As a mortgage broker, I can shop multiple lenders and look at different loan options to help figure out:

• What price range actually fits your budget
• How much you may need for down payment and closing costs
• What different financing options could look like
• Whether buying makes sense for you right now

And if the answer is “not yet,” that's okay too.

Now you have a plan instead of just wondering.

👇 I included a few homes currently available around the area. See something that catches your eye?

You don't have to be ready to buy.

You just have to be ready to ask some questions.

📱 Call or text me: 360-520-2696

09/11/2026

See a house you like, but nervous about what the payment might look like?

Don't count yourself out before we run the numbers.

As a mortgage broker, I can shop multiple lenders and look at different ways to structure your loan instead of trying to fit you into one box.

We can look at things like:

• Seller-paid closing costs
• Temporary rate buydowns
• Different loan and down-payment options
• Using seller concessions strategically to lower upfront costs or improve the payment

You don't have to be ready to buy tomorrow.

Just tell me what monthly payment you're comfortable with, and we'll work backwards from there.

If there's a path that makes sense, I'll show it to you. If there isn't, I'll tell you that too.

Call or text me: 360-520-2696

PS: These are active listings below. Agent info in the picture comments.😉

07/18/2026

What an unforgettable way to celebrate National Mortgage Broker Day!

Yesterday I had the incredible honor of attending the New York Stock Exchange Closing Bell Ceremony after being randomly selected to represent mortgage brokers from across the country.

The ceremony was sponsored by United Wholesale Mortgage (UWM), the nation's largest wholesale mortgage lender, to recognize the work independent mortgage brokers do every day to help families achieve homeownership. It was an experience I'll never forget. Thank You UWM!

Standing on the floor of the NYSE was exciting, but what means even more to me is what it represents.

Being a mortgage broker isn't about selling one loan product. It's about listening first, understanding each family's goals, and finding the loan that truly fits their situation.

Sometimes that's a first-time homebuyer purchasing their dream home.

Sometimes it's helping a homeowner use a HELOC or Home Equity Loan while keeping the low mortgage rate they've worked hard to secure.

Sometimes it's helping a family move into a home with more space.

Every client has a different story, and every loan should be built around that story.

I'm grateful to my clients, referral partners, friends, and family for trusting me to be part of one of the biggest financial decisions they'll ever make. Your support means more than you know.

Here's to continuing to serve families across Washington State and helping more people achieve their homeownership goals.

Happy National Mortgage Broker Day! 🏠

07/09/2026

🎉 June was a active month!
I am so excited that I was able to help 7 families close on their loans last month, including a homeowner who used a HELOC to access their home's equity without giving up their low mortgage rate.

Whether it was a first-time buyer getting the keys to their new home, a family moving into a bigger house, or a homeowner putting their equity to work, it's been rewarding to be part of each story.

A huge thank you to all the real estate agents I had the opportunity to work with this past month. Thank you! I truly appreciate your trust, communication, and teamwork.

One thing I've been talking with a lot of homeowners about lately is debt. Americans now carry more than $1.3 trillion in credit card debt, and high-interest payments can make it difficult to get ahead.
If you're one of the many homeowners with a mortgage rate in the 2–3% range, I completely understand why you don't want to refinance and lose that rate.

The good news is that refinancing isn't your only option. A HELOC or Home Equity Loan (HELOAN) may allow you to tap into your home's equity while keeping your existing first mortgage exactly where it is. Whether you're looking to consolidate debt, make home improvements, or simply have access to funds, it's worth exploring your options.

If you're thinking about buying your first home, moving up, or wondering what you can do with the equity you've built, I'd be happy to have a conversation.

If you're thinking about buying, reducing high-interest debt, or if you'd like to learn more about HELOCs and Home Equity Loans. You can always message me or call me (360) 520-2696.

Rates and loan programs change daily. All loans are subject to credit approval, underwriting, and program guidelines. Home equity products are subject to lender eligibility requirements. Contact me to discuss which option may be right for your situation.

05/21/2026

Struggling with today’s mortgage payments? You’re not alone.

One of the biggest challenges for homebuyers right now is affordability — especially during the first year of homeownership when moving expenses, furnishing costs, and life changes all hit at once.

That’s why I’m excited to offer the new UWM 1-0 Buydown program through Mortgage One Northwest.

✅ Lower monthly mortgage payments during the first year
✅ More flexibility for first-time homebuyers and move-up buyers
✅ Available on eligible Conventional, FHA, and VA home loans
✅ A smart option for buyers wanting easier entry into homeownership

This program may help reduce your payment by using a temporary 1% lower rate during year one — creating breathing room while you settle into your new home.

Whether you’re:
🏡 Buying your first home
🏡 Moving into a larger home
🏡 Relocating in Washington State
🏡 Exploring FHA loans, VA loans, or Conventional financing

…I’m here to help you understand your options and build a plan that fits your goals.

As a local mortgage loan officer in Washington, I believe education matters. My goal is to help buyers make confident decisions — not pressure them into one-size-fits-all financing.

If you’ve been waiting for mortgage rates or monthly payments to feel more manageable, this could be the opportunity worth exploring.

📩 Message me anytime to run numbers or see if the 1-0 Buydown could work for you.