Eric Bernard Ruiz with Guild Mortgage

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United States
Centennial, CO
Eric Bernard Ruiz with Guild Mortgage

NMLS #1526773
Residential mortgage loan officer This is not a commitment to lend or extend credit. Bank of England Mortgage
is a division of Bank of England.

All loans are subject to credit approval
including credit worthiness, insurability, and ability to provide acceptable collateral. Not
all loans or products are available in all states or counties. NMLS 418481. Member FDIC.

11/01/2026

Look at this great opportunity offered by Lizbeth Varela- Viviendas Colorado

11/01/2026

🔥 FHA DPA: Zillow Home Loans announced a “new” zero down assistance FHA program. We’ve had that same program for years. Ours is forgivable after 3 years. Theirs is 5. We allow credit scores down to 600.

10/31/2026

10/31/2026

Understanding your credit is one of the smartest investments you can make in your financial future. Whether you're planning to buy a home, refinance, or simply improve your financial health, I'm always happy to answer questions and help you understand your options.

Eric Ruiz | Senior Loan Officer
Guild Mortgage
📞 720-990-1984
📧 [email protected]
🌐 www.ApplyWithRuiz.com

10/15/2026

🏡🎉 Closing Day! Almost 10 years ago, Cesar attended my first-time homebuyer class with his parents. Since then, he’s bought and sold 3 homes! Today, we celebrate his new home while keeping an investment property. Proud to help build his family’s future! Thanks, Andrew Lopez! 🔑

10/15/2026

BEAUTIFUL LONGMONT CONDO — ONLY $300,000! 🔑✨

I HIGHLY RECOMMEND THIS HOME!

This beautiful one-bedroom condominium at 4612 Hahns Peak Drive #102 in Longmont has been extremely well cared for by our client and dear friend, Shari Martin! ❤️

It’s always a pleasure to recommend a home when you personally know how much pride and care the owner has put into it!

🏡 And here’s another reason to take a look!

My trusted Realtor partner, Claudia Archuleta, brings an incredible 31 YEARS of experience as a Realtor! Claudia is a wealth of knowledge, and I never hesitate to recommend her to my clients.

💰 BUYER INCENTIVES THAT COULD MAKE THIS HOME EVEN MORE AFFORDABLE!

✅ $300,000 purchase price!

✅ $5,000 in seller concessions available!

✅ FHA-approved condominium!

✅ UP TO $25,000 IN DOWN PAYMENT ASSISTANCE! Because this condominium is FHA eligible, qualified buyers may also be able to take advantage of CHFA programs offering up to $25,000 in down payment assistance!

✅ SPECIAL GUILD MORTGAGE LENDER INCENTIVE! I will cover the cost of an interest rate discount for the ENTIRE FIRST YEAR on eligible Guild Mortgage retained loan products, including qualifying 30-year and 15-year options!

🏠 Whether you’re buying your first home, downsizing, or looking for a low-maintenance place to call your own, this condo deserves a look!

💥 DON’T ASSUME YOU CAN’T QUALIFY!

You may be surprised at the financing and down payment assistance options available to you.

📲 CALL ME! Let’s find out if you can get approved and how much assistance you may qualify for!

🤝 YOUR REAL ESTATE & MORTGAGE TEAM

🏡 Claudia A. Archuleta | Realtor®
Fathom Realty
📞 720-581-1703

🏦 Eric Ruiz | Senior Loan Officer
Guild Mortgage | NMLS #1526773
🌐 applywithruiz.com
🇲🇽 ¡Se habla español!

31 years of real estate expertise + creative mortgage financing = a great team working for YOU! 🔑🏡

CHFA down payment assistance is subject to program availability, borrower and property eligibility, income limits, loan approval, and other requirements. Maximum assistance varies by program. Lender-paid interest rate incentives are subject to applicable loan program guidelines and restrictions. Offers may not be combined.

Address

6465 Greenwood Plaza Boulevard #100
Centennial, CO
80111

Website

http://www.applywithruiz.com/

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