Savvy Women Wealth Management

09/09/2026

Should You Do A Roth Conversion Before You Retire?

You’ve probably heard plenty about Roth conversions—but does doing one before retirement actually make sense for you? The answer depends on much more than simply moving money from one retirement account to another. Taxes, timing, future income, and your overall retirement plan all matter.

In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich explain how Roth conversions work, why taxes require timing, and what should be considered before making the decision.

You’ll discover:
• Why timing can make a difference with a Roth conversion
• How partial and multi-year conversions may work
• Why future RMDs should be part of the decision
• How conversions can affect Medicare premiums, Social Security taxation, and capital gains
• When a Roth conversion may not make sense
• Why today's tax bill needs to be weighed against your future tax picture

A Roth conversion isn’t simply a tax move—it’s a decision that should fit into your larger retirement strategy.

Tune in by clicking the following link. https://savvyup.com/podcast/

Click on the following link to schedule a free consultation. https://savvyup.com/consultation/

Date Recorded: 9/03/26

Disclosure:

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

09/08/2026

"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt.

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

09/05/2026

Renter? Think you’re covered by the owner’s insurance? Do a double check.

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09/03/2026

The AHLF knows how to host a disco. Here we are in full effect at their disco gala.

The Agua Hedionda Lagoon Foundation is special. I remember my first visit to the Discovery Center with my son and his Cub Scout den when he was in first grade. It was the beginning of his journey exploring and appreciating nature and some of it’s creatures. There is almost nothing like it with their birds, reptiles, fishes and now Bingo the little pot belly pig. The beautiful view if the lagoon, especially at sunset is always a reminder of how special our natural wonders are, right in our backyard. They do wonderful job as stewards of the Agua Hedionda Lagoon but seeing all of the little kids learning about nature and developing an appreciation for our natural resources through a close up tactile experience is amazing.

09/01/2026

Financial Peace

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

Date Recorded: 08/20/2026

09/01/2026

Benefit. Premium. Policyholder. Learn the language before evaluating your options.

Term insurance is the simplest form of life insurance. Here's how it works.

08/31/2026

Don't Outlive Your Money

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

Date Recorded: 08/20/2026

08/30/2026

Prepare For The Uncertainty

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

Date Recorded: 08/20/2026

08/29/2026

Financial Security vs. Confidence

Savvy Women Wealth Management is an SEC Registered Investment Advisor

The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry and how we may be able to assist. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

Date Recorded: 08/20/2026

08/29/2026

There are ways to protect your business in the event of your death or the death of a partner.

It may help your business be better prepared in the event of the death of a principal or key employee.