Investment Services at Bay Federal Credit Union

09/09/2026

When did you last check in on your 401(k)?

Consider reviewing your contribution rate, employer match, investments, beneficiaries, and any accounts left with former employers.

You don’t need to make a change today. Start by understanding what you have.

See which retirement-planning questions are worth reviewing: https://www.bayfed.com/investments/retirement-planning

09/07/2026

We hope you’re enjoying the long weekend, whether you’re spending it with family, getting outside, or simply taking some time to relax.

Happy Labor Day from Bay Federal Investment Services!

09/04/2026

New research from the Employee Benefit Research Institute finds that HSA holders aren’t taking full advantage of the triple tax benefits the accounts can afford.

09/01/2026

Our LPL Financial Advisors are here to support you through every stage of your financial life.

From financial planning and investments to retirement and inheritance planning, you have a team that is focused on your goals and your future.

📅 Schedule a complimentary review with our LPL Financial Advisors: https://www.bayfed.com/investments/investment-services-contact-form

08/31/2026

The end of the year can fill up quickly.

Before schedules get busier, it may help to take a closer look at a few areas of your financial life:

💼 Retirement savings
📈 Investment goals
💵 Income and cash flow
🎓 Education planning
🏡 Inheritance or family considerations
📝 Any major changes since the start of the year

A short check-in can help you see what still fits and what may need a closer look.

Schedule a complimentary review with our LPL Financial Advisors: https://www.bayfed.com/investments/investment-services-contact-form

08/27/2026

For young home buyers navigating a pricey housing market, the Bank of Mom and Dad is open for business.

If this sounds familiar, click below to access this Barron's article with no pay wall.

For young home buyers navigating a pricey housing market, the Bank of Mom and Dad is open for business.

08/25/2026

Behind Bay Federal Investment Services is a team of LPL Financial Advisors who help members think through life’s bigger financial decisions.

From retirement planning and investment management to inheritance planning, education savings, and socially responsible investing, our team is here to offer practical guidance based on your goals.

We’re also proud to support members across the community, including those who prefer to have conversations in Spanish.

Meet the team: https://www.bayfed.com/investments/investment-team

08/21/2026

Warren Buffett warned that investors who follow the crowd into popular assets often arrive too late to benefit and risk getting burned.

Check out this Investopedia article to learn more.

Warren Buffett warned that investors who follow the crowd into popular assets often arrive too late to benefit and risk getting burned.

08/18/2026

A thoughtful financial plan should start with your real life.

Your goals, your family, your timeline, your questions, and your comfort level all matter. That’s why our LPL Financial Advisors take time to listen before talking through options.

For Bay Federal members, planning does not have to feel overwhelming or impersonal. It can begin with a conversation.

Connect with our team: https://www.bayfed.com/investments/investment-services-contact-form

08/17/2026

Back-to-school season can bring education costs back into focus. 🎒

Whether college is years away or coming up soon, it may help to think through how education savings fits with the rest of your financial life. For some families, that may include exploring a 529 plan, reviewing savings goals, or talking through how to support a child or grandchild without losing sight of retirement.

Our LPL Financial Advisors can help you look at education planning alongside your bigger goals.

Schedule a complimentary review: https://www.bayfed.com/investments/investment-services-contact-form