Fogarty Insurance Advisors

09/23/2026

Thank you to York JCC! Had a nice talk about what seniors should expect going into Medicare annual enrollment.

09/13/2026

🚨 NEW Medicare GLP-1 Bridge Program — GLP-1 medications for $50/month?

Medicare has introduced a NEW program that may help certain Medicare beneficiaries access GLP-1 medications for weight loss for just $50 per month.

It’s called the Medicare GLP-1 Bridge Program.

But before you get too excited — not everyone will qualify, and the eligibility rules are pretty specific.

In our new video, I break down:

✅ Who may qualify
💉 Which GLP-1 medications are included
💲 How the $50/month cost works
💊 How this works with your current Medicare Part D coverage
🩺 What health and BMI requirements you need to meet
📝 How the approval and enrollment process works
❓ What to do if you’re already taking a GLP-1 medication

One important thing to know: This program does NOT replace your current Medicare drug plan. You still need to have Medicare Part D drug coverage to qualify.

If you’ve been wondering whether Medicare will finally help cover a GLP-1 medication for weight loss, this video is a great place to start.

🎥 Watch our quick overview to see if the new Medicare GLP-1 Bridge Program might apply to you.

As always, talk with your doctor about whether a GLP-1 medication is appropriate for you.

✨CHECK OUT THE FULL CMS FACT SHEET👇
https://www.medicare.gov/publications/12234-medicare-glp-1-bridge-glp-1-drugs-for-50-a-month.pdf

https://youtu.be/lYESmk93Wds

🚨 NEW Medicare GLP-1 Bridge Program — GLP-1 medications for $50/mon...

09/02/2026

Medicare Annual Enrollment is right around the corner.

08/15/2026

https://youtu.be/WNsDELSUraE

📍 Come Visit Us in Camp Hill!

Fogarty Insurance Advisors is conveniently located at:

3552 Gettysburg Road
Camp Hill, PA

🏢 Our office is located inside the Gibson-Thomas Engineering building.

Need a landmark? We’re easy to find!
🛒 Trader Joe’s is right across the road
🧁 Nothing Bundt Cakes is right next door

📅 Office visits are by appointment, so we can make sure we have plenty of time set aside just for you.

And when you arrive, there’s a good chance you’ll be greeted by Tracker, our office dog and official “Chief Comfort Officer.” 🐾 He takes his job very seriously!

We look forward to welcoming you to our office and helping make your Medicare insurance experience simple and comfortable.

See you soon!

📍 Come Visit Us in Camp Hill!Fogarty Insurance Advisors is conven...

07/22/2026

"I don't want to get a Medicare penalty!"

This is by far the most common concern I hear from people approaching Medicare.

"I'm turning 65, but I'm still working. Do I have to enroll in Medicare now, or will I be penalized if I don't?"

The good news is that avoiding penalties is usually pretty straightforward. Just answer these two questions:

✅ 1. Are you (or your spouse) actively working for an employer?

✅ 2. Does that employer provide creditable health insurance?

Important: If your employer is simply reimbursing or paying for an ACA/PENNIE Marketplace plan, that is NOT considered creditable coverage once you're eligible for Medicare.

If you answered YES to both questions:

✔️ You do not have to enroll in full Medicare right away.
✔️ You will not be penalized for delaying Medicare Part B while you continue working.

For many people, the next step is to enroll in Medicare Part A only, which is typically premium-free and usually pays secondary to your employer health plan.

One important exception: HSA contributions

If you want to continue contributing to a Health Savings Account (HSA), do not enroll in Medicare Part A.

Once any part of Medicare begins—including Part A—you are no longer eligible to make HSA contributions.

Also remember that when you eventually enroll in Medicare Part A after delaying it, your coverage is generally retroactive for up to six months (but not earlier than when you first became eligible). That retroactive coverage can affect HSA contribution eligibility, so planning the timing is important.

Ready to enroll in Medicare Part B?

When it's time to leave your employer coverage and activate Medicare, you'll typically need to submit these forms to Social Security:

📄 CMS-40B – Application for Medicare Part B
📄 CMS-L564 – Request for Employment Information

You can download both forms here:
https://www.ssa.gov/forms

At Fogarty Insurance Advisors, we help our clients every step of the way—from enrolling in Medicare correctly to choosing the insurance coverage that best fits their needs.

🌐 www.MindfulMedicare.com
📞 717-798-4911

Have questions? Drop them in the comments or reach out—we're always happy to help!

https://youtu.be/_ASOOH80rRA

"I don't want to get a Medicare penalty!"This is by far the MOST ...

06/22/2026

What a great day on the course supporting an incredible cause! ⛳️

We were proud to sponsor Hole #17 at the 4:12 Foundation Charity Golf Outing and spend the day alongside so many generous individuals and businesses helping make a difference in the Pittsburgh community.

Thank you to everyone who stopped by to say hello, and a special thank you to the 4:12 Foundation for all the amazing work they do. We’re honored to support an organization that is making such a meaningful impact.

For information or to make a donation to 4:12 check out their website: https://412foundation.com/

06/15/2026

WE REVAMPED OUR WEBSITE!
👉Please check it out: www.mindfulmedicare.com

✨Make sure to leave us a GOOGLE REVIEW if you have used our services- so others can find us!
(link at the bottom of our new webpage home screen)

06/06/2026

Bob Craig Memorial Golf Foundation Golf Tournament- Supporting youth programs in south central PA. 1st place in the second flight!

05/14/2026

Thank you to the Squirrel Hill for inviting us to attend the open house for older Americans! We love supporting our Pittsburgh community seniors.

04/17/2026

Thank you to the Mechanicsburg Rotary inviting Fogarty Insurance Advisors to come in and speak.