UPIC Commercial

05/04/2026

I had a great time at the annual Rise in Love fundraiser on Kentucky Derby Day!
Thanks to Barb Sternberg for allowing me to sponsor the cash prize! It was an amazing party for a great cause.

04/23/2026

Own multiple rental houses?

Be honest—did your insurance grow one house at a time with no real plan?

That’s common.

We often see landlords with:
✔ Policies spread across multiple carriers
✔ Different liability limits
✔ Random renewal dates
✔ No umbrella coverage
✔ Old property values

It works... until a claim happens.

Rental Portfolio Insurance Series Part 1 is live:

Is Your Multi-Property Insurance Setup a Mess?

Read here:
https://upiccommercial.com/

At UPIC Commercial, we deliver an exceptional client experience, designing coverages tailored to your unique risks and growth. Enjoy expert guidance and

04/14/2026

lot of restaurant owners assume their liquor liability policy has them fully covered.

But here’s the catch:

If your staff isn’t trained to serve alcohol properly, that coverage can get shaky fast.

Things like:

No server certifications
No written policies
Overserving customers

…can all come back to hurt you in a claim.

In Cleveland, this isn’t rare—it’s something we see regularly.

If you own a bar or restaurant, it’s worth taking a closer look before you need the policy.

👉 Read more:

Think your restaurant’s liquor liability policy has you covered? If your staff isn’t properly certified, your claim could be denied. Here’s what Cleveland restaurant owners need to know.

03/30/2026

A lot of landlords assume they’re only at risk if a tenant sues them directly.

But here’s something most people don’t think about:

👉 What happens if one tenant hurts another tenant?

Dog bites, fights, slip-and-falls in shared areas—it happens more than you’d expect.

And even if it’s clearly one tenant’s fault, the landlord often gets pulled into the claim anyway.

Why?

Because the question becomes:
“Did the landlord provide a safe property?”

Here’s the bigger issue:
If your tenants don’t have renters insurance, there’s no backup coverage—so the claim usually comes back to you.

✔ Require renters insurance
✔ Have a strong lease
✔ Make sure your liability limits are high enough

If you own a rental property in the Cleveland area, this is something worth checking before it becomes a problem.

👉 Read the full breakdown:
https://upiccommercial.com/are-you-covered-if-one-tenant-sues-another/