Traci Grover - Vital Insurance Company

Traci Grover - Vital Insurance Company Traci Grover, Health Insurance Agent for Medicare/ Group/Under 65/ ACA/ STM/ Ancillary and Life ins.

A "preferred provider" is a provider who has a contract with your health insurer or plan who has agreed to provide servi...
07/15/2024

A "preferred provider" is a provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You will pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to c...
07/12/2024

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to charge is higher than the Medicare-approved amount, the difference is called the excess charge.

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can ...
07/11/2024

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges. Medicare pays part of this amount and you’re responsible for the difference.

Fast Fact: You must be enrolled in Medicare Part A and B to purchase a Medicare Supplement Insurance plan.
07/08/2024

Fast Fact: You must be enrolled in Medicare Part A and B to purchase a Medicare Supplement Insurance plan.

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!
07/05/2024

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!

If you plan to retire when you turn 65, you will apply for Medicare during your Initial Enrollment Period (IEP). This se...
07/04/2024

If you plan to retire when you turn 65, you will apply for Medicare during your Initial Enrollment Period (IEP). This seven-month window begins three months before your 65th birthday month and ends three months after.

Medicare 101: On top of knowing when to enroll, you will also want to know the costs you can expect with Medicare and wh...
07/03/2024

Medicare 101: On top of knowing when to enroll, you will also want to know the costs you can expect with Medicare and what coverage you will need. Contact us today for a no cost consultation.

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West Chester Township
Butler County, OH

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