Traci Grover - Vital Insurance Company

Traci Grover - Vital Insurance Company Traci Grover, Health Insurance Agent for Medicare/ Group/Under 65/ ACA/ STM/ Ancillary and Life ins.

A "preferred provider" is a provider who has a contract with your health insurer or plan who has agreed to provide servi...
07/15/2024

A "preferred provider" is a provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You will pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to c...
07/12/2024

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to charge is higher than the Medicare-approved amount, the difference is called the excess charge.

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can ...
07/11/2024

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges. Medicare pays part of this amount and you’re responsible for the difference.

Fast Fact: You must be enrolled in Medicare Part A and B to purchase a Medicare Supplement Insurance plan.
07/08/2024

Fast Fact: You must be enrolled in Medicare Part A and B to purchase a Medicare Supplement Insurance plan.

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!
07/05/2024

Turning 65 soon? Let us educate you on your Medicare options. Request a no cost consultation today!

If you plan to retire when you turn 65, you will apply for Medicare during your Initial Enrollment Period (IEP). This se...
07/04/2024

If you plan to retire when you turn 65, you will apply for Medicare during your Initial Enrollment Period (IEP). This seven-month window begins three months before your 65th birthday month and ends three months after.

Medicare 101: On top of knowing when to enroll, you will also want to know the costs you can expect with Medicare and wh...
07/03/2024

Medicare 101: On top of knowing when to enroll, you will also want to know the costs you can expect with Medicare and what coverage you will need. Contact us today for a no cost consultation.

Fast fact: When they say your formulary they mean a list of prescription drugs covered by a prescription drug plan or an...
07/02/2024

Fast fact: When they say your formulary they mean a list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Also called a drug list.

The deductible is the amount you must pay for health care or prescriptions before Original Medicare, your Medicare Advan...
07/01/2024

The deductible is the amount you must pay for health care or prescriptions before Original Medicare, your Medicare Advantage Plan, your Medicare drug plan, or your other insurance begins to pay.

Address

West Chester Township
Butler County, OH

Telephone

+12149457359

Website

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