Phil Caulfield- New American Funding

06/09/2026

You've done the work. Your Conventional or VA loan is approved and your home is within reach. Time to protect it. NAF Cash Secure, an affiliate of New American Funding, stands behind your financing so you can make non-contingent offers and move forward knowing your purchase is protected. From offer to close, you're backed. Go get that home. Buy Boldly

06/05/2026

Speed matters in real estate. While other lenders make you wait years after credit events, we're ready to move in 24 hours. NAF Investor Express is built for investors who move fast. Let’s close.

06/04/2026

Most first-time buyers look identical to sellers:
• Need financing
• Longer closing times
• Uncertain approval makes sellers take you seriously from day one.
With NAF Cash:
• All-cash certainty
• Fast close
• Professional backing Sellers give better terms to buyers who can actually close.
Be that buyer. Negotiate Like a Pro.

06/02/2026

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perks. With our Medical Professional Program: No paystubs required to start 150-day closing window Reduced rates via Buydowns Qualify for a mortgage that makes sense from day one.

05/27/2026

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll the remodel into your mortgage and turn that “lost cause” into a custom renovation. One loan, zero compromises.

05/23/2026

5.0 star review received on Experience.com for Phil Caulfield by Fredric M - Phil handled our refinance flawlessly. We were kept informed of the progress every step of the process and he was always available to answer questions and concerns. Great job!!

Click to see all 55 reviews of Phil Caulfield, Loan Consultant

05/22/2026

Moving is exciting. Setting everything up afterward? Not so much.
From utilities and internet to home security and more, NAF Concierge helps take the stress out of moving so homeowners can focus on enjoying their new space.
With one call, our team helps coordinate the details, save time, and simplify the transition, all at no cost to NAF customers.
Because your home financing experience should go beyond closing day.

05/21/2026

The best homes in the best neighborhoods are gone in under a week. If you wait 90 days to sell your current house before making an offer, someone else is moving into your next home. NAF Cash fixes this:
• Make an Offer TODAY: We’ll buy it in cash.
• Move in THIS MONTH: Get settled.
Perfect homes don't wait for your closing date. Act Now.

05/19/2026

Not every borrower fits into the traditional mortgage box and that’s okay.
NAF Advantage was built for the self-employed, entrepreneurs, investors, freelancers, and borrowers with non-traditional income who need more flexibility in the home financing process.
From bank statement loans to DSCR and asset-based options, we’re creating solutions designed for real life, not one-size-fits-all guidelines.
Because your path to homeownership should work for your lifestyle.

05/18/2026

Most people think crypto only helps them buy a house if they cash it out. That’s not always true.

Some mortgage programs mail out borrowers to use cryptocurrency holding lace as part of an asset, depletion strategy, potentially helping qualify for a mortgage mortgage without relying on traditional income.

This can be especially helpful for investors, self-employed, borrowers, tech, professionals, and clients with substantial digital assets

If you have significant assets, but your income on paper doesn’t tell the full story, there may be more options available than you think.

DME crypto if you want to discuss your scenario.