General Mortgage Capital Corporation

General Mortgage Capital Corporation For the best in real estate financing services : 650-340-7800. Email: [email protected] or visit: 1350 Bayshore Highway, Suite 740 Burlingame, CA 94010

Buying a new home. Trust our finance professionals to find the mortgage loan that best fits your needs. Less paperwork and more personal attention means less frustration from start to finish. Refinancing your current mortgage? We make it convenient and easy to reduce your interest rate, monthly payment and to take "cash out." We can even help you pay down your mortgage balance more quickly for a c

omparable monthly payment. Let our professionals guide you through the refinancing process. Texas: Any consumer complaints please click below:

https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf

Licensed Mortgage Banker-NYS Department of Financial Services


All programs/rates are subject to change and underwriting approval without advance notice

Some programs are subject to income/census tract limit and also available only in selected counties/states. Additional restrictions might apply. This does not represent any credit decision.

It was great seeing everyone at our CEO Mindset: 5 Daily Successful Routines Webinar with National Mortgage Professional...
06/05/2026

It was great seeing everyone at our CEO Mindset: 5 Daily Successful Routines Webinar with National Mortgage Professional on May 28th!

Special thanks to all our speakers and Andrew Berman from National Mortgage Professional for hosting us. Keep an eye out for upcoming bootcamps and webinars 👀

If you missed the webinar, watch the recap below 👇
https://nationalmortgageprofessional.com/webinar/ceo-mindset-5-daily-successful-routines

If you're a Loan Officer looking to expand your pipeline, let's connect!

We'd love to talk:
Send us a DM or feel free to email us at [email protected]

Told "no" by a bank because of your income docs? This program was built for you. 👇GMCC Universe Program rates just updat...
06/04/2026

Told "no" by a bank because of your income docs? This program was built for you. 👇

GMCC Universe Program rates just updated (June 4th, 2026) — No Job, No Income Docs, No DTI, and now available even for primary residences.

🏠 5/1 ARM from 5.500% (6.455% APR)

🏠 10/1 ARM from 5.750% (6.222% APR)

With 100+ programs and 600 loan officers, there's likely a fit for your scenario. Comment or message us to start.

🌐 gmccloan.com | 📩 [email protected]

NMLS #254895 | BRE #01509029 | Equal Housing Lender
Sample scenario; your rate may vary. Rates subject to change and underwriting approval.

FHA or Conventional? It's the #1 question first-time buyers ask us. 🏠The wrong choice can cost you tens of thousands ov...
05/29/2026

FHA or Conventional? It's the #1 question first-time buyers ask us. 🏠

The wrong choice can cost you tens of thousands over the life of your loan — so we put together a clear, no-jargon breakdown using the official 2026 numbers from FHFA and HUD.

Swipe through to see:
✅ Down payment minimums
✅ Credit score requirements
✅ DTI flexibility
✅ How long you actually pay mortgage insurance
✅ 2026 loan limits (baseline + high-cost areas)

💬 Have a specific scenario you're working through?

Drop a comment or send us a message — we'll run both loans side-by-side and show you the real numbers for your situation.

Share this with a friend who's thinking about buying in 2026.

Excited to announce our new branch opening in Las Vegas, Nevada!Come visit the location at: 📍6330 Spring Mountain Rd, La...
05/15/2026

Excited to announce our new branch opening in Las Vegas, Nevada!

Come visit the location at:
📍6330 Spring Mountain Rd, Las Vegas, NV 89146

This move reflects our ongoing momentum and the increasing demand for our unique lending solutions, including competitive jumbo pricing, innovative no-income-doc programs (even for primary residences), and flexible “buy before you sell” options that serve as a much cheaper alternative to traditional bridge loans.

We’re proud of the growth behind this expansion and even more excited about what it means for our partners and clients moving forward.

More space, more support, and more opportunities in Las Vegas.

Interested in joining or want to chat? Feel free to DM us or send us an email at [email protected]

🏛️ A milestone moment for the GMCC family.This week our CEO, James Jin, was at the White House representing General Mort...
05/14/2026

🏛️ A milestone moment for the GMCC family.

This week our CEO, James Jin, was at the White House representing General Mortgage Capital Corporation at the National ACE event — a convening hosted by the National Asian Pacific Islander American Chamber of Commerce, bringing together leaders, founders, and policymakers from across the country.

Twenty years ago, GMCC opened its doors in Burlingame, California as a direct lender with a clear mission: help families navigate the biggest financial decision of their lives, and do it better than the traditional mortgage industry was doing it.

Today:
• We operate in 49 states
• We have nearly 600 licensed loan officers
• We handle underwriting, doc, and funding in-house
• And our CEO is being invited into rooms like this one

None of that happens without the team that built it, the partners who believed in it, and the clients who trusted us with their biggest decisions. This moment is yours too.

Have a story about working with GMCC? We'd love to hear it in the comments 👇

It was great meeting everyone last week. 🏠Our GMCC Bootcamps in SoCal lined up back-to-back with the California Mortgage...
05/11/2026

It was great meeting everyone last week. 🏠

Our GMCC Bootcamps in SoCal lined up back-to-back with the California Mortgage Expo: three days of hands-on training, real conversations, and time with the producers actually closing the deals.

Swipe for the highlights ➡️

Huge thank you to every LO, partner, and speaker who showed up. This community is why we keep building!

If you missed it, the next bootcamp date is set:
📍 Virginia May 12th

Comment below or send us a message at [email protected] and we'll get you the registration link before seats fill up.

Tag yourself, tag a colleague, share the moment that mattered to you.

See you in Virginia!

The mortgage market is shifting. Are you keeping up?GMCC's Virginia Bootcamp is where serious loan officers come to shar...
05/07/2026

The mortgage market is shifting. Are you keeping up?

GMCC's Virginia Bootcamp is where serious loan officers come to sharpen skills, swap strategies, and grow what's next. ☕📈

🗓️ Monday, May 12th • 10 AM – 12 PM EST
📍 1521 Westbranch Dr, Suite 120 — McLean, VA

What you'll get:
✅ Real strategies for today's market
✅ Networking with top-producing LOs
✅ Tools to grow your pipeline — fast

Open to all mortgage professionals. RSVP via 📩 [email protected]

$15.65M → $6.99M.That's the average annual loan volume per originator from 2020 to 2023. A 55% drop. The market got hard...
05/05/2026

$15.65M → $6.99M.

That's the average annual loan volume per originator from 2020 to 2023. A 55% drop. The market got harder — but the top producers got smarter.

We pulled the playbook on what they're actually doing differently in 2026:

→ Mining their own backyard (the deals are already in your CRM)
→ Owning a niche so they're the only call (not just another option)
→ Letting AI do the tedious work so they can do the human work

Swipe through 👉 and see the strategies, the stats, and the sources.

Which one are you doubling down on this year? Drop it in the comments — or DM us "playbook" if you want to talk through how GMCC partners with top-producing LOs.

We're always looking for Loan Officers - if interested contact us at [email protected] or send us a DM!

05/04/2026

Episode 1 of our Educational Video Series is out now!

If you've been told you don't qualify for a mortgage, your DTI is probably why.

Most buyers don't even know what theirs is.

DTI = your monthly debt ÷ your gross monthly income.
👉 Under 36%? You're in great shape.
👉 Conventional loans go up to 50%.
👉 FHA stretches to 57%.
👉 VA can reach 60%.

The fastest way to lower it: pay off small monthly balances (one credit card matters more than you'd think) and avoid opening new credit before applying.

Have you ever calculated your DTI? What surprised you?

GMCC — Direct Lender, licensed in 49 states.
NMLS #254895

Your first-time buyer isn't looking for a sales pitch. They're looking for someone who gets it.Consumer confidence just ...
05/04/2026

Your first-time buyer isn't looking for a sales pitch. They're looking for someone who gets it.

Consumer confidence just hit its lowest point since late 2025. Headlines are loud. Rates are uncertain. And first-time buyers are sitting on the sidelines — not because they can't buy, but because they're afraid to.

Our CEO James Jin sat down with Realty Times to share how we approach this differently at General Mortgage Capital Corporation:

Instead of telling buyers "everything is fine," we acknowledge what's real. We break the process into stages. We ditch the jargon. We show real payment scenarios — not hypotheticals.

Because trust isn't built by overselling confidence. It's built by being honest when things feel uncertain.

That philosophy is why we attract the kind of loan officers who don't just close deals — they build careers here.

If you're a mortgage professional who believes guidance matters more than a pitch, let's talk.

Read the full interview in comments below.

Address

Burlingame, CA
94010

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 10am - 5pm
Sunday 10am - 5pm

Telephone

+16503407800

Website

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