Quote Texas Insurance

Quote Texas Insurance Quote Texas Insurance makes Insurance simple! This means you don't pay more for extras you don't need. We are the voice of business insurance in Texas.
(5)

Quote Texas Insurance has a custom process that ensures that each of their clients receive exactly what they are looking for. Each one of our licensed staff is fully trained and educated in our specific process of cost reduction and coverage enhancement. When you use Quote Texas Insurance, you are using a top tier agency with a sharp focus on business insurance. Established in 2001, Quote Texas Insurance offers businesses in the state of Texas an opportunity to have a true insurance advocate.

06/01/2026

Many business owners discover their liability limits are inadequate only after a claim. Umbrella policies provide coverage above your underlying general liability, auto, and employers liability limits. A $1 million umbrella typically costs $300 to $500 per year for most small commercial accounts and extends across multiple underlying policies simultaneously.

05/31/2026

Equipment replacement costs have increased significantly due to supply chain pressure and inflation. An inland marine policy covering scheduled equipment at actual cash value will pay depreciated value at claim time. Replacement cost endorsements on equipment coverage are often inexpensive and prevent out-of-pocket gaps when you need to replace a major piece of equipment quickly.

05/30/2026

Construction costs in Texas increased 28 percent between 2022 and 2025. Most commercial property policies have not kept pace. A building insured for $400,000 in 2022 may cost $512,000 to rebuild today. Coinsurance clauses penalize you at claim time if your limit is below 80 percent of actual replacement value. Review your limits annually.

05/29/2026

Misclassifying office employees as field employees — or vice versa — creates audit exposure on workers' compensation policies. Audits look at actual W-2 payroll by job duty, not job title. A $150,000 underreported payroll in a high-rate classification can generate a $15,000 to $25,000 additional premium bill at audit.

05/28/2026

Your workers' compensation experience modification factor follows your business — not your agent. If you switch carriers, your mod transfers. A mod above 1.25 signals serious underwriting problems and some carriers will decline to quote. Sustained improvement in your safety program and claims management takes three policy years to reflect in your mod.

05/27/2026

Workers' compensation in Texas is unique: private employers are not required to carry it. But opting out does not limit your liability — it eliminates the statutory defense. An opted-out employer facing a serious injury claim can be sued for negligence with no damage cap. Most businesses that run this analysis choose to carry coverage.

05/26/2026

Distracted driving is now the leading cause of commercial vehicle accidents in Texas. Carriers are offering 5 to 15 percent premium discounts for fleets that deploy telematics programs documenting safe driving behavior. The data also helps defend against inflated injury claims by establishing vehicle speed and braking at time of impact.

My son just graduated and signed with the Navy.I don't have a speech for that.Memorial Day hits different when it's your...
05/25/2026

My son just graduated and signed with the Navy.

I don't have a speech for that.

Memorial Day hits different when it's your kid stepping into the line. You stop thinking about freedom as a concept and start thinking about it as a cost, paid by somebody's child somebody who was 18 once and made a choice.

My son just made his.

I'm proud of him. And today I'm thinking about every parent who watched their kid make the same choice and didn't get them back.

Happy Memorial Day.

05/25/2026

Personal auto policies exclude vehicles used for business purposes beyond commuting. If an employee drives a personally owned vehicle to make deliveries, conduct site visits, or transport equipment, your business needs hired and non-owned auto coverage. One accident without it creates direct personal liability for your business.

05/24/2026

Commercial auto premiums increased an average of 14 percent in Texas in 2025 and are expected to rise another 8 to 12 percent in 2026. The primary drivers are increased accident frequency, rising medical costs, and nuclear verdicts in litigation. Fleets with clean MVR histories are seeing smaller increases — driver screening and telematics help.

Address

213 NW Lorna Street
Burleson, TX
76028

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Quote Texas Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Quote Texas Insurance:

Shortcuts

Share

Category