David Manley, RICP with Summit Financial Strategies

11/03/2026

Whether you’re a parent or grandparent, a 529 plan is one of the best ways to invest in a child’s future. That’s because these plans give you a tax-advantaged way to prepare for the cost of college, trade school—even K–12 tuition.
Reach out to me today and let me show you how easy it is to get started.

10/27/2026

Social Security is an important part of many retirement plans, but when you claim benefits can have a lasting impact on your lifetime income. For couples especially, different claiming approaches may lead to different outcomes over time.

If you're wondering how Social Security fits into your retirement strategy, let's connect and discuss the options available to you.

10/20/2026

Market declines are never easy, but they can be particularly impactful early in retirement when withdrawals begin. This is often referred to as sequence of returns risk and can affect how long retirement assets last.

Let's talk about ways to help position your retirement strategy for both opportunities and challenges that market exposure may present.

10/13/2026

Many retirement plans focus on income and investments, but healthcare and extended care expenses are often overlooked. These costs can have a meaningful impact on long-term financial security.

Planning ahead may help you prepare for future healthcare-related needs and provide greater confidence in retirement. Reach out if you’d like to discuss how extended care planning fits into your overall strategy.

10/08/2026

I am honored and excited to present a program on the American Revolutionary Battle of Kings Mountain to members of the Broomfield and area community this weekend at the Broomfield Veterans Museum. Hope you can join us!

10/06/2026

Many Americans (60%) have spent money on something expensive they later regretted, and a majority with regrets have more than one, according to a new NerdWallet survey.

09/29/2026

Health risks don’t stop at retirement, and planning for them is an important part of preparing for the future.

More than three-quarters of adults live with at least one chronic condition, and the costs associated with care can add up over time, impacting savings and retirement goals.

Let’s talk about how planning ahead for healthcare and long-term needs can help you feel more confident about the road ahead.

Source: LIMRA (2026), The Growing Influence of Health Risks on Retirement Security

09/26/2026

Wow! What a great meeting! I attended recently for the national gathering of qualifying Executive Council members. We listened to some outstanding speakers and panel discussions, and even had time to share best practices and business ideas with our peers.

09/22/2026

The FIRE movement has evolved beyond early retirement. Learn how Coast FIRE, Barista FIRE and financial flexibility are reshaping retirement planning.

Early retirement isn't the only goal anymore. Here's how today's FIRE movement is shifting toward financial flexibility and making work optional.

09/22/2026

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.