11/02/2026
Four financial things worth handling before December 31, whether or not anything has been filed.
Beneficiary designations. On retirement accounts and life insurance the beneficiary form controls. Not the will, not the agreement. Women find this out at the worst possible moment. Go look at what yours say.
Open enrollment. It is running right now at most employers, and health coverage after a divorce is one of the largest and least discussed line items in this whole process.
Your own credit. Pull the report. Open something in your own name if everything you have is joint or authorized user.
A tax conversation. Filing status, dependents and the timing of any transfer all have consequences a December scramble cannot fix.
https://bridge.rhondanoordyk.com/mini-course-optin