Stephanie Monteiro Total Mortgage NMLS # 1872982

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United States
Brockton, MA
Stephanie Monteiro Total Mortgage NMLS # 1872982

Equal Housing Lender
Mortgage Loan officer for the states of Massachusetts, Rhode Island, Florida and Georgia. Equal Housing Lender

Ready to help with purchasing a home or refinancing.

11/02/2026

A job change does not always mean homebuying has to wait. The details matter. If this is on your mind, message me and let's talk about your next step. NMLS #1872982 | Total Mortgage NMLS #2764

10/30/2026

🔑 Keys in hand and dreams delivered! While some lenders are scared of Condo's I do what it takes to help my clients get their home! Congratulations to my client who secured a new construction condo using Masshousing Down Payment Assistance. Call me if you're want to know more about buying a home.

10/30/2026

Come check out the open house Saturday October 31st from 12 PM-1PM

10/30/2026

Your lender can't finish your refinance without an appraisal of your home. If the appraiser has trouble reaching you to schedule a walkthrough, it can delay your closing. The visit usually takes less than 30 minutes, so try to make time for it as soon as they call. DM me with any refi questions.

NMLS #1872982 | Total Mortgage NMLS #2764

10/28/2026

Changing your financial situation mid-refinance like a new job, a new car loan or a big purchase — can force your lender to re-check everything, which adds time. If you're planning a refinance, try to keep your finances steady until after you close.
DM if you have any refi questions.

NMLS #1872982 | Total Mortgage NMLS #2764

10/27/2026

Another closing, another dream come true! 🙌🔑 Here's to new beginnings! 🏡❤️

10/26/2026

1. Gather your paperwork early.
2. Be honest about your full financial picture.
3. Don't change jobs or take on new debt mid-process.
4. Answer the appraiser quickly.

Small steps, but they can be the difference between a two-week closing and a much longer one.

NMLS #1872982 | Total Mortgage NMLS #2764

10/26/2026

Congratulations to our First Time Homebuyer. Their smile at the closing was so infectious it brought so much joy to my heart.

10/23/2026

Preparing before you apply can help your refinance move more smoothly. Gather your paperwork early, be upfront about your finances, avoid major job or debt changes during the process, and respond quickly when the appraiser calls.

Wondering if refinancing makes sense for you right now? Comment "REFI" and I'll help you think it through.

NMLS #1872982 | Total Mortgage NMLS #2764

10/22/2026

Congratulations to my Client who took advantage of Masshousing Down Payment Assistance and as a result received a check back at closing! Wishing you all the best in your new home.

Want to learn more call or Text me at 508-436-3181

Address

281 Pleasant Street Ste 3
Brockton, MA
02301

Website

https://www.totalmortgage.com/bankers/stephanie-monteiro

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