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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Rick Fernandez Mortgage Lender NMLS #136110

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United States
Brighton, MI
Rick Fernandez Mortgage Lender NMLS #136110

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Let my 26 years of experience with Mortgage 1 Inc. work for you!

10/31/2026

Happy Halloween from the entire team at Mortgage 1! Wishing you a spooky-sweet day filled with treats, fun, and all the comforts of home.

10/22/2026

A lender credit can lower your upfront closing costs, but it may also affect your rate and monthly payment. Learn how to weigh the trade-off and decide what fits your budget:

See how a lender credit can reduce mortgage closing costs, affect your rate and monthly payment, and help you compare loan options before buying a home.

10/21/2026

Fall is a great time to handle the small home maintenance tasks that can help prevent bigger issues later. From cleaning gutters to checking weatherstripping and testing smoke detectors, a little prep now can help your home stay comfortable and protected as cooler weather moves in.

Not a homeowner yet, but hoping to buy soon? The best start is a preapproval using Mortgage 1’s Pro SNAP → https://hubs.la/Q04yJRLP0

10/14/2026

When you’re mapping out a budget to buy a home, it helps to account for all expected monthly expenses, not just the home price or loan amount. Additional items like insurance, taxes, and other fees also affect affordability.

Want a clearer picture of what your monthly payment could look like? Call me at 248.982.4440, or start your preapproval using my personal Pro SNAP link → https://hubs.la/Q04yJHG80

10/07/2026

Not sure which loan option is right for you? FHA may be worth exploring if you’re looking for flexible guidelines and a more manageable start to homeownership. The best first step is seeing what you may qualify for.

Call me at 248.982.4440, or start your preapproval using my personal Pro SNAP link → https://hubs.la/Q04yJzGl0

09/30/2026

Had a great experience with Mortgage 1? We’d love to hear about it! Your Google review helps others learn what it’s like to work with our team.

Leave a review here → https://hubs.la/Q04x1hdg0

09/29/2026

A seller credit can reduce the cash you need at closing. Here’s how it works, what it can cover, and the loan limits buyers and sellers should know. Read more:

A seller credit can reduce the cash needed at closing. Learn how seller credits work, what they cover, and loan limits for buyers and sellers.

09/23/2026

Thinking about buying this fall? A little prep now can make the process feel a lot smoother when the right time comes. Reviewing your budget, understanding your options, and getting pre-approved can help you shop with confidence.

Call me at 248.982.4440, or start your pre-approval using my personal Pro SNAP link → https://hubs.la/Q04x1fHL0

09/16/2026

USDA loans may help eligible buyers purchase with 0% down in qualifying areas, including some smaller communities and suburban locations. It’s an option worth checking when evaluating your options.

Curious if you qualify? Call me at 248.982.4440, or start your preapproval using my personal Pro SNAP link → https://hubs.la/Q04x171z0

Address

5925 Meridian Ste 200
Brighton, MI
48116

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12489824440

Website

http://www.mortgageonebrighton.com/

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