Shannon Johnson - Intercap Lending Inc.

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Shannon Johnson - Intercap Lending Inc. Shannon Johnson, MLO Intercap Lending, UT. Specializing in home financing, refinancing for Utah. She also has access to jumbo and niche loan products.

Shannon Johnson is a Mortgage Loan Officer with Intercap Lending, serving Brigham City, UT. Intercap is a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender with in-house underwriting for faster closings. Shannon offers a wide range of loan options, including FHA, VA, USDA, conventional, non-conforming, and specialty programs like 203k, down-payment assistance, reverse mortgages, and bank statement loans. Clients, agents, and builders benefit from her local expertise, fast closings, and co-branded marketing tools to support lead generation and business growth.

Buying a home takes a little more strategy than it used to as affordability has gotten tighter.It can be easy to think, ...
10/27/2026

Buying a home takes a little more strategy than it used to as affordability has gotten tighter.

It can be easy to think, “I’ll just use a USDA loan and buy with no down payment.” USDA can be a great option, but those loans can actually be tougher to qualify for and they don’t work for every buyer.

That’s why I like to look at all of the options first. Sometimes USDA is the answer. Sometimes another loan program gives you a better path to buying.

The goal is to find what works for you, not force you into a program just because it sounds good.

What does a homebuyer in Cache County look like? There really isn’t just one.I work with first-time buyers trying to fig...
10/22/2026

What does a homebuyer in Cache County look like? There really isn’t just one.

I work with first-time buyers trying to figure out where they can comfortably start, families who have outgrown their current home and are ready for more space, and homeowners who are ready to downsize into something that fits this stage of life a little better.

Logan, Providence, Smithfield, Hyrum and the surrounding communities all offer something a little different.

The first step is figuring out what fits your life and your budget. Then we can build the financing around it.

10/17/2026

🏡 Come visit Diana and I today from 11-1! 1930 W 5900 N, Brigham City, UT 84302

🏈 Hey Friends! We've Got Something for You! YOU DON'T WANT TO MISS IT!When was the last time you brushed up on the appra...
10/15/2026

🏈 Hey Friends! We've Got Something for You! YOU DON'T WANT TO MISS IT!

When was the last time you brushed up on the appraisal process?
With changes happening in the appraisal world, we want to help you stay ahead of the game!

Join us for lunch and an afternoon of learning with Jared Preisler as we break down the updates that could impact your real estate transactions.

📅 Thursday, October 22
🍽️ Lunch at 12:30 PM
📚 Class from 1–3 PM
📍 USU Brigham City

Come hungry, bring your questions, and leave with some new plays for your real estate business!
RSVP with link in BIO or shoot me a TEXT!!!
🏈 I'd love to see you there!

One of my favorite parts of this job is when confusion turns into confidence.Buying a home comes with a lot of questions...
10/13/2026

One of my favorite parts of this job is when confusion turns into confidence.

Buying a home comes with a lot of questions, especially the first time. How much do I need? What can I afford? Which loan makes sense? What happens next?

I’ve been in this industry since 1998, and I still love watching the moment when everything starts to click and a buyer realizes, “Okay, I can do this.”

That never gets old.

10/12/2026

Why the pink ribbon? Take #62!!

One of the things I love about a smaller community like Cache County is that there is still room to build the home that ...
10/05/2026

One of the things I love about a smaller community like Cache County is that there is still room to build the home that actually fits your life.

Maybe you want more land, a little more space between neighbors or you simply haven’t found what you want in the homes currently for sale.

Intercap Lending offers construction loan options that can help you finance the process from building to your finished home.

If building in Cache County has crossed your mind, let’s talk through the financing before you start making plans.

Who needs Elf on a Shelf when you can have a Doll in the Hall 👻
10/03/2026

Who needs Elf on a Shelf when you can have a Doll in the Hall 👻

10/02/2026

Parade of Homes Giveaway Winner!!!!

Enjoy your new pizza oven. Thanks for stopping by and saying hello.

I know what it is like to make a new place home.I was raised in Arizona, moved to Washington at 26, spent 15 years there...
10/01/2026

I know what it is like to make a new place home.

I was raised in Arizona, moved to Washington at 26, spent 15 years there, moved back to Arizona and eventually made my way to Utah after meeting my husband. Along the way, I went from dog mom to stepmom to three amazing kids.

Maybe that is why I enjoy helping people put down roots here so much.

I don’t just want to be the person who handles your mortgage in Cache County. I want to know the communities, understand what matters to the people buying here and be someone you can come back to as your life and your homeownership needs change.

Address

20 South Main Street
Brigham City, UT
84302

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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