Gina Peterson / NMLS# 214679 Movement Mortgage Company

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Bridgewater, NJ
Gina Peterson / NMLS# 214679 Movement Mortgage Company

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#214679 Mortgage Loan Officer FHA, 203k, VA, USDA, RENOVATION, FTHB

A seasoned Mortgage Originator working in the residential mortgage business for more than 20 plus years, Gina has experience in all aspects of both mortgage and investor real estate-related activities. Gina is driven by a positive determination to make a difference in the home-buying & investor experience, and provides unparalleled service. Her mortgage business is built on the "4 C's": Customer Service, Communication, Contracts, and Closings. Gina is committed to making the home mortgage process as stress-free and enjoyable as possible. She thrives on the challenges inherent in lending, meeting each opportunity with an open mind and a caring heart.

10/30/2026

The Real to Real Estate

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

Real Estate Trends & Mortgage Market Money

10/29/2026

The Real to Real Estate

Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

Real Estate Trends & Mortgage Market Money

10/28/2026

The Real to Real Estate

Real Estate Trends & Mortgage Market Money

10/27/2026

The Real to Real Estate

Staging Could Put More Money in Your Pocket

Real Estate Trends & Mortgage Market Money

10/26/2026

The Real to Real Estate

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

Real Estate Trends & Mortgage Market Money

10/23/2026

The Real to Real Estate

New Homes Cost Less in 1 in 3 Major Markets

Real Estate Trends & Mortgage Market Money

10/22/2026

The Real to Real Estate

To Sell or Rent? How To Choose the Best Path for Your House.

Real Estate Trends & Mortgage Market Money

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/19/2026

The Real to Real Estate

The Biggest Credit Hurdle for Renters Who Want To Buy

Real Estate Trends & Mortgage Market Money

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

Address

1031 Route 22, Suite 203
Bridgewater, NJ
08807

Website

https://movement.com/lo/gina-peterson

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