Wesley Spiker- Bankers Life Agent and Bankers Life Financial Representative

09/02/2026

Remember when your kids could “stretch” an inherited IRA over their lifetime? That’s no longer the case. Now they must withdraw the account within 10 years, which can mean a bigger, faster tax hit. If your estate plan was created before 2020, it might not reflect this change. Life insurance can help create a more tax-efficient legacy. Call me today to review your options. bankerslife.com/life-insurance

08/28/2026

It sounds like legal jargon, but it’s actually about your grandkids. If one of your children predeceases you, does their share go to their kids (per stirpes) or get split among your surviving children (per capita)? Most people don’t know—and it matters. Call me today to review your life insurance options.

08/26/2026

Our most savvy clients draw down their IRAs during their lifetime—and leave life insurance to their heirs. Why? Because life insurance is tax-free, probate-free, and beneficiary-friendly. IRAs are… none of those things. Call me today to review your life insurance options. bankerslife.com/life-insurance

08/25/2026

If you have questions about required minimum distributions and how to prepare for them, message me for a free consultation.

08/21/2026

Would you hand an 18-year-old $500k in cash? If your grandchildren are minors and listed as beneficiaries, that’s exactly what could happen. A trust can control when and how they receive funds—protecting them from themselves. Call me today to review your life insurance options.

06/12/2026

Blended families can make life insurance complicated. If your policy hasn’t kept up with your life changes, your ex could accidentally receive money meant for your new partner, or some of your children could be left out entirely. Let’s review your options and make sure your policy reflects your current family.

06/11/2026

June is National Annuity Awareness Month, a great time to take a closer look at your retirement income plan.

Learn the differences between fixed and variable annuities and what each could mean for your future from Clarence Davis, Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.

When most people think about income, they think about a paycheck. But as you approach retirement, your income sources often shift—and that’s where Learn the differences between fixed and variable annuities and how they can help support your retirement income strategy.

06/10/2026

A lump-sum life insurance payout gives your family choices. Pay off the mortgage. Cover medical bills. Take time off work to grieve. Invest for the future. They decide—not a court, not a lawyer, not the government. Call me today to review your life insurance options.

06/09/2026

More clarity. More coverage. More predictability.

What would help you feel more confident about retirement?

Message me and let’s talk about strategies designed to support the retirement you want—so you can focus on enjoying the moment.

06/04/2026

Bankers Life Advisory Services, Inc., has been featured on USA TODAY’s 2026 list of Best Financial Advisory Firms. This national recognition reflects strong, sustained growth and the trust of clients and peers alike.

If you’re looking to grow your career with a firm that’s recognized, respected, and built for long term success, there’s never been a better time to explore opportunities with Bankers Life.

Join a team where your potential can truly stand out.

Investing is risky business. These top-ranked financial advisers can help you invest wisely.