The Loan Ladies

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The Loan Ladies Find the best mortgage rates today with our expert team and advanced mortgage calculator. Holly Thorpe ensures a smooth path to homeownership.

Patti Shaner, Sales Manager | NMLS ID # 255604
Kathy Zickenberg, Loan Officer | NMLS ID # 265957
Holly Thorpe, Loan Officer | NMLS ID # 745258

Branch NMLS ID # 2475618 | Corporate NMLS ID # 1820 | Equal Housing Opportunity

Our mission is to carefully guide clients through the entire home loan process so that they feel confident as they make choices about the many options available for their financing strategy. Obtaining a mortgage is likely the single highest debt a person will incur. Our job is to help clients manage that debt throughout their lifetime. Whether you are a first-time home buyer, an investor or buying your last home, we are here to help you achieve both your short and long-term financial goals.

10/28/2026

When mortgage rates drop, more buyers often enter the market. More buyers competing for the same homes can lead to increased demand, multiple offers, and rising home prices. Wanna see what buying now versus waiting could look like for you? Let’s run the numbers!

SELF-EMPLOYED? YOUR TAX RETURNS MAY NOT TELL THE WHOLE STORY!One of the biggest misconceptions we hear from self-employe...
10/28/2026

SELF-EMPLOYED? YOUR TAX RETURNS MAY NOT TELL THE WHOLE STORY!

One of the biggest misconceptions we hear from self-employed buyers is:

"My business makes good money, but after expenses and write-offs, my net income is too low to qualify for a mortgage."

Sound Familiar?

When you're self-employed, there's often a big different between GROSS income (what your business brings in) and your NET income (what remains after expenses and deductions).

The Loan Ladies understand that self-employed borrowers have unique financial situations. Depending on your circumstances, there may be mortgage options that offer more flexibility in how your income is evaluated.

Don't assume you're not mortgage ready until you've explored your options!

Being your own boss shouldn't mean giving up on your dream of home ownership! Let's talk before you count yourself out.

10/27/2026

☕️ Don’t wait for the market to stop shaking, get IN the market and start building your future!
Call the loanladies today and let’s get you moving!

10/21/2026
When you’re The Loan Ladies, even Dolly Parton Day becomes a mortgage photo shoot! 😂💖🎀🏡Big hair. Big dreams. Helping you...
09/25/2026

When you’re The Loan Ladies, even Dolly Parton Day becomes a mortgage photo shoot! 😂💖🎀🏡
Big hair. Big dreams. Helping you get home. 🔑✨

The Loan Ladies making homeownership sparkle a little brighter! 💕

Congratulations to our newest first-time homeowners on their successful closing! 🏡🔑 Homeownership is an important first,...
09/24/2026

Congratulations to our newest first-time homeowners on their successful closing! 🏡🔑 Homeownership is an important first, and we’re grateful you chose The Loan Ladies to assist with your financing. We are so excited for you to begin this exciting new chapter!

Thank you to Maryfe Sagabaen with Dalton Wade Real Estate Group and Sonja Jarvis with Kiper Homes for your partnership in making this a successful closing! Looking to find your dream home? Give us a call today!

We appreciate your kind words, Jennifer. Helping our clients navigate the home financing process with confidence and pro...
09/22/2026

We appreciate your kind words, Jennifer. Helping our clients navigate the home financing process with confidence and providing a positive experience every step of the way is always the goal.

Thank you for placing your trust in our team and for allowing The Loan Ladies to be part of your homeownership journey. It’s a privilege to help you find your way home! 🏡✨

Congratulations to our newest first-time homeowner on your successful closing! 🏡🔑Purchasing your first home is an import...
09/18/2026

Congratulations to our newest first-time homeowner on your successful closing! 🏡🔑

Purchasing your first home is an important milestone, and we’re grateful you chose The Loan Ladies to assist with your financing and guide you through the process. Thank you to Steve Schumacher with Kiper Homes for your partnership in making this a successful closing!

Looking to find your dream home? Give us a call today!

We are truly grateful for the kind words and thoughtful feedback, Sonny. Helping our clients navigate the home financing...
09/16/2026

We are truly grateful for the kind words and thoughtful feedback, Sonny. Helping our clients navigate the home financing process with confidence and providing a positive experience every step of the way is always the goal.

Thank you for placing your trust in The Loan Ladies and for allowing us to be part of your homeownership journey. It’s a privilege to help make such an important milestone possible! 🏡✨

Address

2200 Sand Creek Road
Brentwood, CA
94513

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+19257066703

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