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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm

Preferred Rate - Brentwood, CA

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United States
Brentwood, CA
Preferred Rate - Brentwood, CA

We are a Northern California based, full service, Residential lMortgage Bank here to provide excellent customer service for all of your Home Loan needs.

We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the competitive rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Mortgage Manager service if you are considering refinancing your mortgage. And, now it's our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online - 24 hours a day. Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

11/03/2026

Nobody wants to get halfway to closing and realize they’re in over their head. Let’s talk through the numbers and the “is this actually doable?” questions before you make an offer.
https://myoc.io/yourhomeloanexperts

10/13/2026

Forget haunted houses.
We know what actually scares loan officers 💀
New debt before closing.
Unexplained money movement.
Falling in love with a house without a pre-approval.
And perhaps the scariest one of all: Giving up because one lender said no. 👻
This Halloween, save the surprises for the candy bowl. Talk to your Loan Advisor before making any big financial moves—and if you’ve already heard a “no,” a second opinion might be worth a conversation.
Happy Halloween. 🎃🏡
https://myoc.io/yourhomeloanexperts

10/08/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/yourhomeloanexperts

10/07/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/yourhomeloanexperts

10/01/2026

🏡 Before you say “I can’t buy a home,” let’s talk about what might be possible.

Interest rates and home prices can make you feel stuck—but the right strategy could open a door. 🔑

Peggy Ann Valley with Preferred Rate shares one option worth exploring: negotiating seller credits to help fund a rate buydown.

✨ A permanent buydown may lower your interest rate for the life of your loan.
✨ A temporary buydown may reduce your monthly payments during the initial years.

Your REALTOR® helps negotiate the offer, and Peggy helps you understand the numbers—from upfront costs to monthly payments—so you can make an informed decision.

Think a home of your own is out of reach? Let’s explore your options. Yard for the kids—and the dog—encouraged. 🐾

📲 Call Peggy Ann Valley at 925.890.5255 to schedule a free, 30-minute consultation.

Seller credits and buydown options are subject to negotiation, loan program limits, and qualification. Temporary buydowns do not change your loan’s note rate.

09/24/2026

Loved partnering with Blessing Okere hosting the Antioch Pittsburg Broker Tour for the month of September! 📝🏡🏘

For our last one of the month we covered some good stuff including a snapshot of the new Appraisal UAD 3.6 Updates (which we will be announcing a class on ASAP!), some industry updates as a whole, and probably most importantly... some flashback music memories 🤣🎶🎧
Good group we had today of Affiliates - Delta AOR and Delta Aor members!
3 homes on tour.
Go sell them homes!
🏡🏡🏡

09/21/2026

Let the birthday fun continue!!! WOOOOHOOO!!!!
🎂🎂🎂💝💝💝
WE LOVE YOU, George Munoz !!!

Address

141 Sand Creek Road , Suite C
Brentwood, CA
94513

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Website

http://www.YourHomeLoanExperts.net/

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