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Jack Stone Insurance Agency Inc

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Brentwood, CA
Jack Stone Insurance Agency Inc

Jack Stone Insurance Agency
http://www.jackstoneinsurance.com

We're an independent agency, which means we have the ability to consider products from multiple carriers located across the country. That means we can identify the types of products and options that suit each client's unique risk profile and financial and life goals.

10/30/2026

A dog bite. A fall at your holiday party. A multi-car accident.
Any of these can lead to a claim that is bigger than your home or auto liability limit. An umbrella policy sits above both and can help cover legal fees and judgments, protecting your savings, home equity, and future earnings. Got a teen driver, a pool, or a rental property? Your exposure may be higher than you think.

https://jackstoneinsurance.com/blog/umbrella-insurance-legal-fees-civil-lawsuits-california/

Umbrella insurance in California is written to respond to both sides of a liability claim, the money paid to the other party and the cost of defending you. The Insurance Information Institute describes umbrella liability protection as covering judgments against you and your attorney's fees. The qual...

10/23/2026

Would you be ready if your pet needed surgery tomorrow?

Pet insurance doesn’t make vet care cheaper, but it can keep a sudden emergency from becoming a money decision. Find out how it works and why timing matters more than you might think.

https://jackstoneinsurance.com/blog/pet-insurance-manage-vet-costs/

Pet insurance helps by turning an unpredictable veterinary bill into a predictable monthly premium, then reimbursing a percentage of covered treatment after your deductible. Pet insurance in California does not make care cheaper. What it does is keep a single emergency from becoming a decision about...

10/21/2026

Your dash cam may be your best witness after an accident.

In California, fault can be split by percentage, so a few seconds of footage could change your claim. But where you mount it and whether it records audio matter more than most drivers think. See what you need to know before you hit record.

https://jackstoneinsurance.com/blog/california-dash-cam-auto-insurance-claims/

Often, yes. Dash cam footage can resolve disputed auto insurance claims in California faster and more accurately than two conflicting statements, and in a state that assigns fault by percentage, a clear recording of the seconds before impact carries real weight. It is not a guarantee of a better out...

10/09/2026

Not living near a river or coast doesn't automatically mean your home is safe from flooding.

California homeowners may face flood risks they never considered. Could your property be more vulnerable than you think, even outside a FEMA flood zone?

Explore the risks and understand your coverage options.

https://jackstoneinsurance.com/blog/california-homeowners-flood-insurance-outside-fema-zones/

In plenty of cases it is worth carrying. A home sitting well outside a FEMA high-risk flood zone can still take on water, and a standard California homeowners insurance policy will not pay to repair that damage. FEMA's own claims record makes the point plainly: between 2014 and 2018, policyholders o...

09/29/2026

Think your HOA’s insurance covers everything inside your condo? Think again. Changes to an HOA master policy could leave you responsible for costs you never expected.

Discover what California condo owners should know before an unexpected coverage gap turns into a costly surprise.

Read more about the current topic:
https://jackstoneinsurance.com/blog/condo-owners-hoa-master-policy-changes/

Owning a condominium offers many benefits, from lower maintenance responsibilities to access to shared amenities. However, one area that often causes confusion is insurance, particularly the relationship between your personal condo insurance policy and your homeowners association (HOA) master policy...

09/22/2026

A boating accident can involve more than damage to your boat. Fuel spills, oil leaks, or other pollutants released into California waterways may lead to cleanup, debris removal, environmental assessments, and other expenses.

But does your boat insurance cover those costs? Not necessarily. Some policies include pollution liability or fuel-spill coverage, while others may require an additional endorsement. Coverage depends on the policy, limits, exclusions, and circumstances of the incident.

https://jackstoneinsurance.com/blog/boat-insurance-environmental-cleanup-costs-california/

California's lakes, rivers, and coastline offer countless opportunities for boating enthusiasts. Whether you enjoy fishing, sailing, or spending weekends on the water, owning a boat comes with important responsibilities, including protecting the environment. Many boat owners understand the importanc...

09/17/2026

Think you know renters insurance? Some common myths can leave you underprotected. Discover the facts and learn what your policy may actually cover.

Read the blog today and make informed coverage decisions!
https://jackstoneinsurance.com/blog/what-are-the-biggest-renters-insurance-myths/

Many renters assume insurance is something only homeowners need. Others believe their landlord's policy protects everything inside their apartment or rental home. Unfortunately, these common misunderstandings can leave renters financially vulnerable when unexpected events occur. The truth is that re...

09/14/2026

Teen drivers can face unexpected risks on the road. Learn how umbrella insurance may provide an extra layer of liability protection when accidents exceed underlying policy limits.

Read our blog to learn more:
https://jackstoneinsurance.com/blog/umbrella-insurance-teen-driver-accidents/

Handing over the car keys to a newly licensed teen driver is a major milestone for many California families. While it represents freedom and responsibility, it also introduces additional risks. Teen drivers are statistically more likely to be involved in accidents than experienced motorists, which c...

08/28/2026

A hit-and-run can leave a motorcyclist facing unexpected injuries, repair costs, and uncertainty about who will pay. Do you know how your motorcycle insurance may help? Uninsured motorist, collision, and medical payments coverage can provide valuable protection depending on your policy.

Read the full guide and review your coverage: https://jackstoneinsurance.com/blog/motorcycle-insurance-hit-and-run-coverage/

A hit-and-run accident can be one of the most frustrating and stressful situations a motorcyclist experiences. Unlike a typical accident where both parties exchange information, a hit-and-run leaves the injured rider dealing with vehicle damage, potential medical bills, and uncertainty about who wil...

08/20/2026

California landlords face liability risks that can go beyond standard landlord insurance limits. Umbrella insurance adds an extra layer of liability protection that may help safeguard your rental properties, personal assets, and financial future from costly claims.

Learn why California landlords should consider umbrella coverage.
https://jackstoneinsurance.com/blog/california-landlord-umbrella-insurance/

Owning rental property can be a rewarding investment, but it also comes with risks. From tenant injuries to property-related lawsuits, landlords can face financial liabilities that exceed the limits of their standard insurance policies. That's why many property owners are exploring the benefits of u...

Address

144 Continente Avenue, Suite 210
Brentwood, CA
94513

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 3pm

Website

http://www.jackstoneinsurance.com/

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